Pet Insurance
Yes, I know, first world problems etc. Anyway, after an expensive episode a couple of years ago, I think it's probably a good idea to get the cat some health insurance against any astronomical vet bills in the future. Most of the companies seem to offer pretty much the same sort of coverage, but the bit I'm having trouble finding is companies that will cover things like dental cleaning, which can run hundreds of dollars. Some say they cover it, then when you dig deeper will pay only $150-$100 towards it, which is not the same thing at all. It is impossible to find coverage for that sort of thing?
And either way, can anyone recommend one company over another? Or even more importantly, warn me against one company over another? |
Re: Pet Insurance
We went with PetPlan. Like you difficult to find everything we wanted but the dog came from the shelter with a free month to Petplan, and our vet liked them, so we stuck with them. Can't comment further as we so far haven't had any reason to claim, touch wood.
|
Re: Pet Insurance
Also with PetPlan, only luckily had to use it once with our English Bulldog. Was a pretty painless process, don't see a reason to switch.
We got a 10 week old yellow Labrador last week, so will be signing him up also. |
Re: Pet Insurance
We used to use the Canadian division of petplan, never had a large claim but did have a few small claims and they always paid no issues.
We have since switched to another insurance, but PetPlan seemed pretty good from the limited claims we had, we only switched as we needed some coverage Petplan was excluding for our dogs breed. Never really did find any company that covered much routine stuff though, it seems to be a common thing to exclude or provide very little coverage for.
Originally Posted by lansbury
(Post 12706256)
We went with PetPlan. Like you difficult to find everything we wanted but the dog came from the shelter with a free month to Petplan, and our vet liked them, so we stuck with them. Can't comment further as we so far haven't had any reason to claim, touch wood.
|
Re: Pet Insurance
Thanks. I have had a look at PetPlan but they aren't keen on dental cleanings and cats do need those as they age. Maybe coverage for that is just a pipe dream. Good to know that they are reliable anyway.
|
Re: Pet Insurance
Vote here for Trupanion. They pay the vet direct too so I don't have to mess with payments as long as the vet has an agreement with them.
|
Re: Pet Insurance
I'm in the UK so take this with a pinch of salt but I am a vet and we like PetPlan. Yes you will struggle with dentals, but usually they will pay if you need extractions etc. Most vets have their pets insured with PetPlan (although as a disclaimer, I do get a small discount) which says something.
|
Re: Pet Insurance
Originally Posted by civilservant
(Post 12706509)
Vote here for Trupanion. They pay the vet direct too so I don't have to mess with payments as long as the vet has an agreement with them.
|
Re: Pet Insurance
Originally Posted by claphamer
(Post 12706526)
I'm in the UK so take this with a pinch of salt but I am a vet and we like PetPlan. Yes you will struggle with dentals, but usually they will pay if you need extractions etc. Most vets have their pets insured with PetPlan (although as a disclaimer, I do get a small discount) which says something.
I've been brushing my cat's teeth (FFS :p ) but I'm sure that won't be enough for ever. |
Re: Pet Insurance
Originally Posted by Lion in Winter
(Post 12706282)
Thanks. I have had a look at PetPlan but they aren't keen on dental cleanings and cats do need those as they age. Maybe coverage for that is just a pipe dream. Good to know that they are reliable anyway.
|
Re: Pet Insurance
Originally Posted by civilservant
(Post 12706509)
Vote here for Trupanion. They pay the vet direct too so I don't have to mess with payments as long as the vet has an agreement with them.
|
Re: Pet Insurance
my dog is almost 13 years old and has never had (or needed) any dental treatment. She's also only ever been fed good quality dog food. As an ex-dental person, I made sure that she was never given any treats and nothing to eat between meals. No plaque, no gum disease. I used to wipe her teeth with a muslin when she was a pup but realised that wasn't needed.
|
Re: Pet Insurance
Originally Posted by petitefrancaise
(Post 12706741)
my dog is almost 13 years old and has never had (or needed) any dental treatment. She's also only ever been fed good quality dog food. As an ex-dental person, I made sure that she was never given any treats and nothing to eat between meals. No plaque, no gum disease. I used to wipe her teeth with a muslin when she was a pup but realised that wasn't needed.
|
Re: Pet Insurance
Last time I ran the numbers for my pet he'd end up needing a surgery pretty often to break even. I've found it more financially savvy to "self insure".
|
Re: Pet Insurance
Originally Posted by tom169
(Post 12706802)
Last time I ran the numbers for my pet he'd end up needing a surgery pretty often to break even. I've found it more financially savvy to "self insure".
|
All times are GMT. The time now is 1:02 pm. |
Powered by vBulletin: ©2000 - 2024, Jelsoft Enterprises Ltd.
Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.