The NHS 'is the world's best healthcare system'....
#166

No.
They would have done the scan, submitted the bill, insurance wouldn't pay, we would get the bill, we would then kick up a fuss and they would sell it on to collections and cause more fuss.
They would have done the scan, submitted the bill, insurance wouldn't pay, we would get the bill, we would then kick up a fuss and they would sell it on to collections and cause more fuss.

#167
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Joined: Apr 2013
Posts: 5,154












Were they an out of network provider? I know with my insurance that if an in network provider has a bill declined they are prohibited from submitting it to the patient for payment. Maybe different insurers have different rules?

#168
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Posts: 0


Plenty of examples here to suggest that often the can and will obtain reimbursement.

#169

The money game is a bit of a nightmare...you really do need to know what and who is covered...but that's often easier said than done as you're often not in a great position to shop around or bargain with when it's a bit of an emergency or when you're recovering and they know that.

#170
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Joined: Apr 2013
Posts: 5,154












"Message Code: 5S
Message Description: This Charge Is Denied. The Plan Considers This Procedure To Be Experimental Or Investigative. Unless The Member Has Executed A Valid Waiver, Prior To Service(S) Rendered, The Member May Not Be Billed."

#171
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Valid waiver, nuff said.

#175
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Will you be have enough time and focus in this sort of situation?

#176

I am pleased my insurer bars them from doing so. Here's an extract from my EOB:
"Message Code: 5S
Message Description: This Charge Is Denied. The Plan Considers This Procedure To Be Experimental Or Investigative. Unless The Member Has Executed A Valid Waiver, Prior To Service(S) Rendered, The Member May Not Be Billed."
"Message Code: 5S
Message Description: This Charge Is Denied. The Plan Considers This Procedure To Be Experimental Or Investigative. Unless The Member Has Executed A Valid Waiver, Prior To Service(S) Rendered, The Member May Not Be Billed."
In other words, you can't just go and get a "nose job" or even a "mole" removed if it is not medically necessary. In the case of scans, the insurance company has made a determination that anything beyond a specific number is not medically necessary and probably having a monthly checkup when you aren't sick is also not medially necessary.

#177
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Joined: Apr 2012
Location: 30 miles from a decent grocery store.
Posts: 10,642












From the Telegraph.
The NHS - Britain's national religion - doesn’t have a prayer - Telegraph
The NHS - Britain's national religion - doesn’t have a prayer - Telegraph

#178

From the Telegraph.
The NHS - Britain's national religion - doesn’t have a prayer - Telegraph
The NHS - Britain's national religion - doesn’t have a prayer - Telegraph
[The article foresees some limited charging for services as inevitable] ..... This is part-privatisation, and no doubt where we will end up. Throwing ever greater sums of public money at healthcare is not, and cannot be, the way forward even if the political consensus for it could be found.
Demand is a bottomless pit. If provision is seen to be effectively free at the point of delivery, it can never be sated.
There is no limit to what doctors can, and will, spend attempting to keep people alive. The older society becomes, the more expensive it gets. If a publicly funded NHS is to survive, some way of capping the demands that are put on it, leaving the rest to private provision, has to be found. Ethically, and morally, this is a much bigger challenge than the politically heated debate around largely futile NHS reform. Yet it must eventually be faced.
Demand is a bottomless pit. If provision is seen to be effectively free at the point of delivery, it can never be sated.
There is no limit to what doctors can, and will, spend attempting to keep people alive. The older society becomes, the more expensive it gets. If a publicly funded NHS is to survive, some way of capping the demands that are put on it, leaving the rest to private provision, has to be found. Ethically, and morally, this is a much bigger challenge than the politically heated debate around largely futile NHS reform. Yet it must eventually be faced.

#179

I suppose this should have a spoiler alert to protect those members who are either a.) very naiive or b.) Under the age of 10.
Spoiler:

#180


