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F-ing health insurance in this country!!!

F-ing health insurance in this country!!!

Old Jul 26th 2014, 3:07 pm
  #16  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by Redwing View Post
Guess it depends on location. We have had excellent service from our local CVS, where one of the pharmacists is a lass from Scotland. I wouldn't use Walgreens if they were next door, from my experience with them.
And we do well with our local Walgreens. It's all pretty subjective, isn't it?
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Old Jul 26th 2014, 7:15 pm
  #17  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by AmerLisa View Post
And we do well with our local Walgreens. It's all pretty subjective, isn't it?

Indeed it is -- my OH uses Walgreen and I use CVS. Both of us are happy with the service we get and wouldn't swap!
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Old Jul 26th 2014, 8:03 pm
  #18  
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Default Re: F-ing health insurance in this country!!!

Should note I don't have a problem with CVS generally, it was just one of those days.

Like going to KP pharmacy 4 days after ordering meds for our son: "Oh sorry sir, we don't have that." - "But I ordered it and it said it was ready!" - "I know, but we don't have it". Return 2 days later and they have 250 of the 300 tablets. Another day later, the remainder promised to be ready, and they have 15, not 50, available. Ok, so KP aren't perfect either.
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Old Jul 29th 2014, 3:48 am
  #19  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by citizenmarie View Post
Sorry, but I have to have a rant here or I'll explode or book a ticket to England and leave forever (if only I was well enough!)

I just got a bill from Kaiser P for $270 for 2 physical therapy sessions and that's on top of the $60 x 2 copay I paid already. (The third session I went to isn't even on this bill yet).

So for 2 lousy sessions where she showed me a few exercises and sent me home with some printouts to follow... for that price ($390) I could have paid a private practitioner of my choice (massage, acupuncture, energy work, you name it in San Francisco!) and had a lot more personalized care, and as many as 3 or 4 sessions.

What if I was even more seriously ill??! Hospitalized? It's a wake up call... To have the worry of being off work and not earning, and then these bills that come a month later with the hidden charges.

The USA is an uncivilized country. It does not look after the poor and sick. (Not that I'm poor, but stay sick long enough and that could change).

I want to leave this place before I get old. Besides, I've been missing the dawn chorus something rotten

That's all I have to say.
On the bright side, had you been in the UK going through the NHS you might just be getting the referral letter to say you can now set up an appointment for the physio (which will be somewhere in around 6 weeks from now).

US healthcare may not be perfect or free, but its still a hell of a lot more efficient that the NHS!
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Old Jul 29th 2014, 7:48 am
  #20  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by njmackem View Post
On the bright side, had you been in the UK going through the NHS you might just be getting the referral letter to say you can now set up an appointment for the physio (which will be somewhere in around 6 weeks from now).

US healthcare may not be perfect or free, but its still a hell of a lot more efficient that the NHS!
Actually, around here (Glasgow) you can self-refer to a physio and get an appointment within a week.
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Old Jul 29th 2014, 8:26 am
  #21  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by dunroving View Post
Actually, around here (Glasgow) you can self-refer to a physio and get an appointment within a week.
...and the treatment in 6months....
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Old Jul 29th 2014, 1:43 pm
  #22  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by njmackem View Post
On the bright side, had you been in the UK going through the NHS you might just be getting the referral letter to say you can now set up an appointment for the physio (which will be somewhere in around 6 weeks from now).

US healthcare may not be perfect or free, but its still a hell of a lot more efficient that the NHS!
Not that simple really. Typically, I experience wait times of two to four months to see a specialist. And that is spreading the net over a wide geographical area, Burlington, VT to Syracuse, NY. Each of those towns is 130 miles from here.
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Old Jul 29th 2014, 2:35 pm
  #23  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by robin1234 View Post
Not that simple really. Typically, I experience wait times of two to four months to see a specialist. And that is spreading the net over a wide geographical area, Burlington, VT to Syracuse, NY. Each of those towns is 130 miles from here.
Or 10 months to see PCP for a physical.

Though some weird state laws probably don't help. CT everyone under 21 needs to see a kids doc, in MA kids wellness check ups can only be seen by their regular PCP so can't see someone else in the practice if the doc is out etc.

Quality of care varies just as much here as it does anywhere else.
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Old Jul 29th 2014, 3:23 pm
  #24  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by njmackem View Post
On the bright side, had you been in the UK going through the NHS you might just be getting the referral letter to say you can now set up an appointment for the physio (which will be somewhere in around 6 weeks from now).

US healthcare may not be perfect or free, but its still a hell of a lot more efficient that the NHS!
Given that the US spends twice the percentage of GDP on healthcare that the UK does with no discernible difference in health outcomes (some better, some worse) I doubt this is true.
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Old Jul 29th 2014, 4:18 pm
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Default Re: F-ing health insurance in this country!!!

Originally Posted by steveq View Post
...and the treatment in 6months....
No, appointment and treatment within a week or similar. Do you have experience of getting physio treatment in Glasgow?
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Old Jul 29th 2014, 4:18 pm
  #26  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by Giantaxe View Post
Given that the US spends twice the percentage of GDP on healthcare that the UK does with no discernible difference in health outcomes (some better, some worse) I doubt this is true.
I'd have to agree with this. US healthcare is a curate's egg. But I doubt if even its most gung-ho boosters would claim that it is "efficient"!
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Old Jul 29th 2014, 5:04 pm
  #27  
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Default Re: F-ing health insurance in this country!!!

Originally Posted by citizenmarie View Post
The USA is an uncivilized country. It does not look after the poor and sick. (Not that I'm poor, but stay sick long enough and that could change).
...must be why about 66% of the Federal budget is personal entitlements. Must also be why American citizens donate more to charity than any other country in the world. Far, far more.

But hey, we're "uncivilized" because you had to pay for some PT. Got it.

The major problem (of many problems) with the US health system is out of control costs, not coverage on those costs. Until we deal with ever inflating costs, no amount of coverage is going to solve the problem.
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Old Jul 29th 2014, 5:20 pm
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Default Re: F-ing health insurance in this country!!!

Originally Posted by Hiro11 View Post
...must be why about 66% of the Federal budget is personal entitlements. Must also be why American citizens donate more to charity than any other country in the world. Far, far more.

But hey, we're "uncivilized" because you had to pay for some PT. Got it.

The major problem (of many problems) with the US health system is out of control costs, not coverage on those costs. Until we deal with ever inflating costs, no amount of coverage is going to solve the problem.
You got it.

I had a beer last night talking with a lady who is a Dermatologist. Moving to Colorado from Texas.

Anyway she was going on about the training, seems different levels allow you to cut up different parts, the highest level equating with the face. I did think it was funny that the Residents get sent out to the County Hospitals first, if there work is no so perfect it matters less on the old geezers.

Locally they are having elections and I mentioned that the Coroner is elected. No medical qualifications needed.

Just found out the local surgery has closed up, had been taken over by a group who announced they were going to expand the services with all this new testing on site, she mentioned that was where the money is.

I was surprised that the Surgery closed, would have thought that OCare would have helped, but seems that reality was different. I had heard tell that the Previous Doctor was more understanding with people who could not pay.

We still have a Vet.....
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Old Jul 29th 2014, 5:29 pm
  #29  
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Default Re: F-ing health insurance in this country!!!

That 66% figure is extremely misleading given that it includes social security (paid for by ss contributions), Medicare (largely paid for by taxes and charges) and interest on debt (which has hardly been incurred solely or even largely by entitlements). Oh, the source is the Heritage Foundation. Say no more.
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Old Jul 29th 2014, 5:40 pm
  #30  
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Default Re: F-ing health insurance in this country!!!

Taxes/Contributions does it matter what they are called?

The more concerning issue is the the Economy is essentially flat and the mandated spending is not.

You can take a view that temporary difference between spending and income are no big deal but there is a significant gap. I can not see why the gap will not increase, something eventually has to give.
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