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-   -   Using Sabadell Debit Card in UK (https://britishexpats.com/forum/spain-75/using-sabadell-debit-card-uk-905566/)

bob_bob Nov 10th 2017 1:48 am

Re: Using Sabadell Debit Card in UK
 

Originally Posted by amideislas (Post 12378918)
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. The "transfer" business is all but exclusively a UK cottage industry. There's a reason for that.

I can go online and transfer (instantly) to overseas accounts...no need to visit a branch; in fact I've not been in the branch for four or five years.

More and more UK branches are closing down as the banks encourage online banking. You need to update amideislas, your behind the times.

Loafing Along Nov 10th 2017 2:25 am

Re: Using Sabadell Debit Card in UK
 

Originally Posted by amideislas (Post 12378918)
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. The "transfer" business is all but exclusively a UK cottage industry. There's a reason for that.

I send money abroad regularly out of my UK bank account but prefer not to use the bank's own service as the exchange rate tends to be poor compared to the many other providers who offer the same service. Normally takes about 4 hours Uk to Spain and/or Portugal.have not visited my UK branch in over fifteen years.

Pulaski Nov 10th 2017 2:33 am

Re: Using Sabadell Debit Card in UK
 

Originally Posted by amideislas (Post 12378918)
OK... But in practice, that's actually how it is. It's still impossible to send money anywhere abroad with my UK account without visiting a branch and filling out paperwork. ....

If that is true, which I sincerely doubt, might I refer you to these wise words which someone posted a few days ago:

Originally Posted by amideislas (Post 12377936)
.... You ought to change banks. .....


amideislas Nov 10th 2017 6:04 pm

Re: Using Sabadell Debit Card in UK
 

Originally Posted by bob_bob (Post 12379130)
I can go online and transfer (instantly) to overseas accounts...no need to visit a branch; in fact I've not been in the branch for four or five years.

More and more UK branches are closing down as the banks encourage online banking. You need to update amideislas, your behind the times.

I know. I only use the UK account for infrequent UK transactions. If you do anything in the UK, it's a lot easier to transact if you have a UK account. Doing anything with a "foreign" account is just asking for headaches.

I've been begging the bank to add international transactions to their online banking, but they still don't have it. I could switch to one of the banks that have added support for "foreign" transfers in the past few years, but it's hardly worth the exercise. I just don't conduct enough transactions in the UK to go to the trouble of changing banks (and paying their high fees). And if I need to transfer funds out of the UK, I use a transfer service.


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