Unexpected additional residency requirements
Had my appointment for my residency visa today and got hit with TWO additional and undocumented requirements:
1. Medical insurance has to be a policy WITHOUT copays. 2. You have to have an established bank account showing movements for at least 3 months. Anyone seen that before? |
Re: Unexpected additional residency requirements
Originally Posted by IanWorthington
(Post 12514842)
Had my appointment for my residency visa today and got hit with TWO additional and undocumented requirements:
1. Medical insurance has to be a policy WITHOUT copays. 2. You have to have an established bank account showing movements for at least 3 months. Anyone seen that before? For example in Gandia they want to see around 6000euros in the account and a minimum income of 600euros per person per month. I got the bank manager to produce me a certificate from the bank for the residency application, only showing the total amount in the account and the income over the 3 months previously. Yes my lawyer advised us of this 2 years ago. You have to prove that you have a complete medical cover for the first year at least. Which means no part payments made by you for medical treatment and a one year policy that gives you access to a doctors surgery and hospital treatment if needed. |
Re: Unexpected additional residency requirements
Just checked out your previous posts... You need to show income into a regular Spanish bank account - they have no interest in UK savings accounts etc
It's an administration check box task and you need to play the game if you want to succeed. If this were me, I would pay 10000euros into my Spanish current account and then on the same date each month pay 1200euros in, with a reference of "Ian Worthington Salary". Your bank should then be able to produce you a bank certificate for residency process that only shows the total amount and the "income" If you own property, taking the title deeds to the next residency appointment would help. If you are renting, perhaps the example income above is not going to be enough! Depends on your rent if applicable etc |
Re: Unexpected additional residency requirements
Originally Posted by IanWorthington
(Post 12514842)
Had my appointment for my residency visa today and got hit with TWO additional and undocumented requirements:
My Lawyer was particularly helpful, as her husband is a police officer and he could check what was required. Also the bank manager rang his friend at Gandia police station to check what was required from the bank etc. A good Gestor should be able to walk you through this process and go with you! |
Re: Unexpected additional residency requirements
Originally Posted by Smithy73
(Post 12514900)
The problem is that none of the requirements are documented and they are different in each region!
My Lawyer was particularly helpful, as her husband is a police officer and he could check what was required. Also the bank manager rang his friend at Gandia police station to check what was required from the bank etc. A good Gestor should be able to walk you through this process and go with you! (1) proof of health cover with no copays (2) proof of sufficient income and/or savings |
Re: Unexpected additional residency requirements
Originally Posted by Smithy73
(Post 12514900)
The problem is that none of the requirements are documented and they are different in each region!
Member States may not lay down a fixed amount which they regard as "sufficient resources", but they must take into account the personal situation of the person concerned. With regard to health cover the only rule is that it must be "Comprehensive". That is open to interpretation and the worst case interpretation is no copayments and no exclusions for pre-existing medical conditions. |
Re: Unexpected additional residency requirements
Originally Posted by Fred James
(Post 12515080)
The reason for that is that the law (Spanish and EU) specifically says that the definition of sufficient resources cannot be a fixed amount.
Member States may not lay down a fixed amount which they regard as "sufficient resources", but they must take into account the personal situation of the person concerned. With regard to health cover the only rule is that it must be "Comprehensive". That is open to interpretation and the worst case interpretation is no copayments and no exclusions for pre-existing medical conditions. |
Re: Unexpected additional residency requirements
Originally Posted by snikpoh
(Post 12515061)
You say that but everywhere mentions at least these two requirements;
(1) proof of health cover with no copays (2) proof of sufficient income and/or savings The UK Gov website - https://www.gov.uk/guidance/residenc...ments-in-spain suggests that any health cover equivalent to the NHS, with a certificate covering Spain for the duration of your residency and then they even suggest a credit card statement showing funds available might be sufficient!!! Which in my experience couldn't be further from the truth!! The documentation needs to be in Spanish - So the health certificate needs to be in Spanish, showing cover for 1 year with no co payments etc They want to see income into a Spanish bank account only! How much depends on the region! They have no interest in what you may have in a UK bank account |
Re: Unexpected additional residency requirements
Originally Posted by Fred James
(Post 12515080)
The reason for that is that the law (Spanish and EU) specifically says that the definition of sufficient resources cannot be a fixed amount.
Member States may not lay down a fixed amount which they regard as "sufficient resources", but they must take into account the personal situation of the person concerned. With regard to health cover the only rule is that it must be "Comprehensive". That is open to interpretation and the worst case interpretation is no copayments and no exclusions for pre-existing medical conditions. |
Re: Unexpected additional residency requirements
Originally Posted by Smithy73
(Post 12515088)
Sure I get that.... but for instance they have VERY clear ideas on what minimum they want to see in your bank account in Gandia! I was told that for 2016 it was 6000euros in the account MINIMUM and income of 600euros per person per month as pensioners!! Which we are not... so then really how much do they want to see coming in, if you are of working age?
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Re: Unexpected additional residency requirements
Originally Posted by mikelincs
(Post 12515092)
Only one way to find out, and that is to ask.
She said for Gandia, the more the better! |
Re: Unexpected additional residency requirements
Originally Posted by Smithy73
(Post 12515088)
Sure I get that.... but for instance they have VERY clear ideas on what minimum they want to see in your bank account in Gandia! I was told that for 2016 it was 6000euros in the account MINIMUM and income of 600euros per person per month as pensioners!! Which we are not... so then really how much do they want to see coming in, if you are of working age?
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Re: Unexpected additional residency requirements
Originally Posted by Fred James
(Post 12515101)
Yes, local offices can have very clear local rules but there is no law to back it up. As I said the law is deliberately vague on this point which is why different areas differ in their interpretation of it.
I just think it is a shame that they can't at the local office tell you what is expected at your forthcoming appointment. If I am from the US or elsewhere outside of the EU, they are very clear on what sufficient income is! |
Re: Unexpected additional residency requirements
Originally Posted by Smithy73
(Post 12515104)
:goodpost: OK I get what you are saying
I just think it is a shame that they can't at the local office tell you what is expected at your forthcoming appointment. If I am from the US or elsewhere outside of the EU, they are very clear on what sufficient income is!
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Re: Unexpected additional residency requirements
Two years ago this was all news to me... I had read as much as I could on the internet and then my lawyer kept throwing curve balls.
For example she would say, "have you paid any money into your bank account...?" my reply would be no... there's sufficient in there for the next few years and I can show further funds from my UK account.... Then she enlightened me LOL My attitude was money is money and this is the EU, what difference if it's in the UK... The reality was, they are not interested at the appointment... documentation must be in Spanish as they don't speak English and proof of income must be from a Spanish bank. |
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