Six months here six months there
Just wondering if anyone does this, spending half the year in UK and half the year in Spain. Do you drive over? What months do you choose? How does it work out shutting two homes down for months at a time? Thank you.:starsmile:
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Re: Six months here six months there
How does health care and paying taxes work ?
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Re: Six months here six months there
Originally Posted by olivefarmer
(Post 12216284)
How does health care and paying taxes work ?
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Re: Six months here six months there
We don't do a full 6 months but getting closer by the year. This year we are just coming to the end of a 78 days stay and will be back for a 47 day stay in Sept. Next year 84 day from Jan and 50 ish in Sept. We rent in Spain and UK. Just lock up the UK flat with a key at out very good neighbour. Pack the car and take the boat to Santander. It works well for us. We miss out the worst of the UK winter, miss the excessive heat of the Costa Tropical in the summer then enjoy their lovely autumn sunshine. Brexit won't make us do any different.
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Re: Six months here six months there
We choose a mix of months, spending at least a bit of the summer and winter in both. Have to say though, we found the management of two homes to be a pain in the ****. The Spanish home is an apartment and the UK one is a detached house, and that's the one that caused issues. There's maintenance, insurance validity when left empty, security concerns, etc.
We've taken the decision to settle on one location for almost all of the time, and it's Spain. We're going to visit the UK for a month in the summer and rent a holiday home, and a couple of weeks at Christmas when we will stay with relatives. And health care and taxes are easily handled. Are you looking for advice on that olivefarmer? |
Re: Six months here six months there
Originally Posted by Horlics
(Post 12217066)
We choose a mix of months, spending at least a bit of the summer and winter in both. Have to say though, we found the management of two homes to be a pain in the ****. The Spanish home is an apartment and the UK one is a detached house, and that's the one that caused issues. There's maintenance, insurance validity when left empty, security concerns, etc.
We've taken the decision to settle on one location for almost all of the time, and it's Spain. We're going to visit the UK for a month in the summer and rent a holiday home, and a couple of weeks at Christmas when we will stay with relatives. And health care and taxes are easily handled. Are you looking for advice on that olivefarmer? |
Re: Six months here six months there
Originally Posted by Horlics
(Post 12217066)
We choose a mix of months, spending at least a bit of the summer and winter in both. Have to say though, we found the management of two homes to be a pain in the ****. The Spanish home is an apartment and the UK one is a detached house, and that's the one that caused issues. There's maintenance, insurance validity when left empty, security concerns, etc.
We've taken the decision to settle on one location for almost all of the time, and it's Spain. We're going to visit the UK for a month in the summer and rent a holiday home, and a couple of weeks at Christmas when we will stay with relatives. And health care and taxes are easily handled. Are you looking for advice on that olivefarmer? |
Re: Six months here six months there
We used to leave the U.K. when the leaves had finished falling and return when the lawns needed cutting. The U.K. house became one awful liability and a worry, we breathed one huge sigh of relief when it eventually sold.
Life is much easier now residing permanently here in the Canary islands and rarely visiting the U.K. |
Re: Six months here six months there
Originally Posted by casa del sol
(Post 12216219)
Just wondering if anyone does this, spending half the year in UK and half the year in Spain. Do you drive over? What months do you choose? How does it work out shutting two homes down for months at a time? Thank you.:starsmile:
The E111 card and annual travel insurance takes care of the health arrangements. One of the cars is insured with a Spanish insurance company, which includes breakdown cover and appears on MID database in the UK. This means you can still tax online. The apartment in Spain in very much a lock-up and leave. Top floor (1st), 2 security gates on stairs, IP cameras in apartment, stairwell and on solarium, shutters, window locks, secure underground garage......I would really hate to lock my self out! :( |
Re: Six months here six months there
Originally Posted by bolton wanderer
(Post 12219181)
We spend just under 6 months in spain (ish). We have an apartment in Spain and a house in the UK. Our son still lives at home, which keeps the UK house insurance valid and helps with security. We have one UK registered car in Spain and one in the UK and tax/SORN the cars depending which country we're in. We drive back to the UK at the end of July (too hot for us) and get the car MOT'd and serviced, returning at the beginning of September. We fly back to the UK just before christmas & return in January....Fly to UK in March, back to Spain in May. All this toing & froing sounds expensive but we usually spend less than €100 for the two of us, including all transfers. :cool: (The car ferry is expensive though!).
The E111 card and annual travel insurance takes care of the health arrangements. One of the cars is insured with a Spanish insurance company, which includes breakdown cover and appears on MID database in the UK. This means you can still tax online. The apartment in Spain in very much a lock-up and leave. Top floor (1st), 2 security gates on stairs, IP cameras in apartment, stairwell and on solarium, shutters, window locks, secure underground garage......I would really hate to lock my self out! :( |
Re: Six months here six months there
Originally Posted by Horlics
(Post 12217066)
We choose a mix of months, spending at least a bit of the summer and winter in both. Have to say though, we found the management of two homes to be a pain in the ****. The Spanish home is an apartment and the UK one is a detached house, and that's the one that caused issues. There's maintenance, insurance validity when left empty, security concerns, etc.
We've taken the decision to settle on one location for almost all of the time, and it's Spain. We're going to visit the UK for a month in the summer and rent a holiday home, and a couple of weeks at Christmas when we will stay with relatives. And health care and taxes are easily handled. Are you looking for advice on that olivefarmer? BTW I thought your last sentence was excellent! |
Re: Six months here six months there
Originally Posted by Horlics
(Post 12217066)
We choose a mix of months, spending at least a bit of the summer and winter in both. Have to say though, we found the management of two homes to be a pain in the ****. The Spanish home is an apartment and the UK one is a detached house, and that's the one that caused issues. There's maintenance, insurance validity when left empty, security concerns, etc.
We've taken the decision to settle on one location for almost all of the time, and it's Spain. We're going to visit the UK for a month in the summer and rent a holiday home, and a couple of weeks at Christmas when we will stay with relatives. And health care and taxes are easily handled. Are you looking for advice on that olivefarmer? A few things spring to mind. How do you get repeat prescriptions? How do you get around the 90 days in Spain have to register rule. Not issues for ourselves. We have an elderly relative who spends long "holidays" with us and it is a concern especially as their house has just been burglared. B******s. Sentimental stuff taken and the agro not covered by insurance. Insurance company have been great but I dare say there will be a repeat break in not covered. |
Re: Six months here six months there
Originally Posted by olivefarmer
(Post 12220446)
No wasn't looking for advice just wondering how people manage.
A few things spring to mind. How do you get repeat prescriptions? How do you get around the 90 days in Spain have to register rule. Not issues for ourselves. We have an elderly relative who spends long "holidays" with us and it is a concern especially as their house has just been burglared. B******s. Sentimental stuff taken and the agro not covered by insurance. Insurance company have been great but I dare say there will be a repeat break in not covered. |
Re: Six months here six months there
Originally Posted by bobd22
(Post 12217123)
Nearly forgot not cost effective either running two homes.
This also means if you sell up in the UK it is much harder to return to a property of an equal value to that you have sold. Of course if you cannot afford to run more than one run home (asset rich/cash poor) then that is a different matter. |
Re: Six months here six months there
Originally Posted by Horlics
(Post 12217066)
.... insurance validity when left empty ....
Originally Posted by bolton wanderer
(Post 12219181)
Our son still lives at home, which keeps the UK house insurance valid....(
Does anyone know if the period for which a UK property may be left empty varies from one insurance company to another, or is there a set period applying to all insurance companies? I would imagine Spanish insurance companies are more used to insuring properties occupied for only part of a year, but is there usually a time limit on how long a Spanish property may be left empty before the insurance becomes invalid? |
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