Go Back  British Expats > Living & Moving Abroad > Europe > Spain
Reload this Page >

Self Employment/Working Tax Credit

Self Employment/Working Tax Credit

Old Apr 19th 2011, 8:33 pm
  #16  
Not Banned (yet)
 
steviedeluxe's Avatar
 
Joined: Aug 2008
Location: Madrid
Posts: 6,400
steviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by Evelyn72
... and would these Business teachers be fluent in Spanish?
The ones I knew were - yes. Generally they'd already spent some time teaching in Spain, and I suspect it would have been very embarrassing for a language teacher not to have picked up the local tongue. Besides which as a Business language teacher you generally have to go to various company sites and get past security and/or reception to see your clients.
steviedeluxe is offline  
Old Apr 19th 2011, 8:35 pm
  #17  
Not Banned (yet)
 
steviedeluxe's Avatar
 
Joined: Aug 2008
Location: Madrid
Posts: 6,400
steviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by Evelyn72
What would their alternative be?
Get someone to employ them? Same as the UK. Some choose to work on the black - it's claimed that the black economy is far larger in Spain, but believe me there are plenty of people working on the black even here in London.
steviedeluxe is offline  
Old Apr 19th 2011, 8:57 pm
  #18  
Not Banned (yet)
 
steviedeluxe's Avatar
 
Joined: Aug 2008
Location: Madrid
Posts: 6,400
steviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond reputesteviedeluxe has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

For those fortunate few who have a reliable job in Spain (employed or autonomo) this site has a pdf link that explains the overall system. If you're lucky enough to have made 30 years contributions, you could end up with a state pension paying 81% of your average salary over the last few years. Without the necessary contributions the state pension is far more miserly like the UK

http://www.oecd-ilibrary.org/finance...nce-2011-74-en

Fly in the ointment is that Spain , like the UK and other European countries, is finding it more difficult to keep paying out pensions to an increasing pensioner population, so the age of retirement keeps going up.
steviedeluxe is offline  
Old Apr 19th 2011, 9:07 pm
  #19  
MODERATOR
 
Rosemary's Avatar
 
Joined: Mar 2007
Location: Costa Valencia
Posts: 14,809
Rosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by steviedeluxe
Get someone to employ them? Same as the UK. Some choose to work on the black - it's claimed that the black economy is far larger in Spain, but believe me there are plenty of people working on the black even here in London.
My neighbour was complaining to me the other day that there are too many Europeans working in the orange groves. She said that when local people are short of cash they normally work in the orange groves in order to pay for food etc but at the moment it is impossible because of people who will work for very low wages. Not sure whether this is part of the black economy or not but it is an indicator of the difficulties this can cause.

Rosemary
Rosemary is offline  
Old Apr 19th 2011, 9:15 pm
  #20  
BE Forum Addict
 
Joined: Dec 2009
Location: Aracena area Huelva Spain
Posts: 1,631
angiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by Evelyn72
Incidentally I was looking at the Portugal section and they have just restructured their contributions system, so those on the lowest income pay a lot less - I think the starting level was about 51E per month.
Now that would be a good idea. make the entry level lower...they'll get more people starting up!
angiescarr is offline  
Old Apr 19th 2011, 10:01 pm
  #21  
BE Forum Addict
 
Rotor's Avatar
 
Joined: Apr 2008
Posts: 3,171
Rotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond reputeRotor has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by angiescarr
Now that would be a good idea. make the entry level lower...they'll get more people starting up!
Its only around 10 quid pm in the UK for self employed stamp
Hence much less black workers.
Rotor is offline  
Old Apr 19th 2011, 10:10 pm
  #22  
Concierge
 
mikelincs's Avatar
 
Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,305
mikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by Evelyn72
What would their alternative be?
They would get no pension and no free health care, Ex-pat retirees are the better off, free health care and no National insurance to pay. There is a huge support syatem within Spanish families, and this is where help usually comes from in time of need, as unemployment doesn't get paid for long. A huge number of the Brit workers advertising in the local papers ARE working on the black, as if you get them to do work for you, in most cases don't expect to get the paperwork necessary for the work to be legal, and you won't get a legal receipt.
mikelincs is offline  
Old Apr 20th 2011, 6:41 pm
  #23  
Forum Regular
Thread Starter
 
Joined: Apr 2011
Posts: 80
Evelyn72 is an unknown quantity at this point
Default Re: Self Employment/Working Tax Credit

Originally Posted by Rotor
Its only around 10 quid pm in the UK for self employed stamp
Hence much less black workers.
It is, but if you wanted to move abroad and keep your UK contributions going so you could still have a pension, it's the higher class contribution you have to pay which is about £12.60 a week.
Evelyn72 is offline  
Old Apr 20th 2011, 9:31 pm
  #24  
BE Forum Addict
 
Joined: Dec 2009
Location: Aracena area Huelva Spain
Posts: 1,631
angiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by Evelyn72
It is, but if you wanted to move abroad and keep your UK contributions going so you could still have a pension, it's the higher class contribution you have to pay which is about £12.60 a week.
Not sure you're allowed to do that.
angiescarr is offline  
Old Apr 20th 2011, 9:53 pm
  #25  
Forum Regular
Thread Starter
 
Joined: Apr 2011
Posts: 80
Evelyn72 is an unknown quantity at this point
Default Re: Self Employment/Working Tax Credit

That's what the NI office told me.

Don't know whether you could do both - pay into the UK pot and also the foreign pot - but I do know that if you pay into the UK one, even if you were paying the lower class NI contributions when you were resident, then they automatically move to the higher one if you go abroad.
Evelyn72 is offline  
Old Apr 20th 2011, 10:21 pm
  #26  
Concierge
 
mikelincs's Avatar
 
Joined: May 2006
Location: ex ex-pat, in Taunton
Posts: 27,305
mikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond reputemikelincs has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by The Oddities
My neighbour was complaining to me the other day that there are too many Europeans working in the orange groves. She said that when local people are short of cash they normally work in the orange groves in order to pay for food etc but at the moment it is impossible because of people who will work for very low wages. Not sure whether this is part of the black economy or not but it is an indicator of the difficulties this can cause.

Rosemary
Funnily enough that is the same commentss as here in the UK, although not orange groves, but the lower paid jobs which people just wouldn't take are in demand now with the government cracking down on benefits.
mikelincs is offline  
Old Apr 20th 2011, 10:34 pm
  #27  
MODERATOR
 
Rosemary's Avatar
 
Joined: Mar 2007
Location: Costa Valencia
Posts: 14,809
Rosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond reputeRosemary has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by mikelincs
Funnily enough that is the same commentss as here in the UK, although not orange groves, but the lower paid jobs which people just wouldn't take are in demand now with the government cracking down on benefits.
It is not that they would not take the jobs in the orange groves but that the hours available meant that this had to be worked in conjunction with other minor jobs in order to gain a wage that would pay the bills. A lot of the people used to have to rely on employers being flexible enough to allow for the picking of oranges when required. But now these people have been pushed out of the orange picking so cannot earn sufficient for the bills.

The people who work in orange packing cannot ever rely on a regular wage as they are employed on an hour by hour basis dependant on what has been picked so many in the town are on extremely low wages and no benefits to assist.

Rosemary
Rosemary is offline  
Old Apr 20th 2011, 10:48 pm
  #28  
BE Forum Addict
 
Joined: Mar 2009
Location: Valencia
Posts: 1,164
whitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to behold
Default Re: Self Employment/Working Tax Credit

Originally Posted by angiescarr
Not sure you're allowed to do that.


Take a look .........

http://www.hmrc.gov.uk/ni/volcontr/abroad.htm
whitelinen is offline  
Old Apr 20th 2011, 11:28 pm
  #29  
BE Forum Addict
 
Joined: Dec 2009
Location: Aracena area Huelva Spain
Posts: 1,631
angiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond repute
Default Re: Self Employment/Working Tax Credit

Originally Posted by whitelinen
Thanks for this. Very useful. Given that my OH is still unemployed here after living here a year and has started bidding for contracts all over Europe, It might well be best for him to get in touch with them and protect his UK state pension. As it is I think if anything happened to me he would think about going back anyway.
angiescarr is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.