Resident/Non Resident Bank Account
#16
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Resident/Non Resident Bank Account
Just to inform everyone we changed our bank account over to a Residents' a few weeks ago, absolutely no probems, even the Direct Debits changed over for us. The only difference is the Account number.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
#17
Re: Resident/Non Resident Bank Account
Just to inform everyone we changed our bank account over to a Residents' a few weeks ago, absolutely no probems, even the Direct Debits changed over for us. The only difference is the Account number.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
#18
Re: Resident/Non Resident Bank Account
Just to inform everyone we changed our bank account over to a Residents' a few weeks ago, absolutely no probems, even the Direct Debits changed over for us. The only difference is the Account number.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
AND we got registered for the Internet Banking, were given a free lesson on how to use it by the Bank Manager and got a free mouse mat!!
Thanks everyone for your help.
#19
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
#20
Banned
Joined: Mar 2008
Posts: 1,030
Re: Resident/Non Resident Bank Account
well la Caxia web site and notting there about it and would get email very week from them
never put my NIE no to the back account yet
never put my NIE no to the back account yet
#21
Ex Expat
Thread Starter
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
#22
Forum Regular
Joined: Feb 2009
Location: Hondon de las Nieves
Posts: 153
Re: Resident/Non Resident Bank Account
Just searching the threads and discovered this. About a month ago I tried to pay money into our account and the bank wouldn't accept it??? It was explained to me that they have discovered I was a resident and my husband is non resident, (I tried to tell them this 18 months ago but they ignored me)the account is a non resident account as we opened it 4 years ago. Subsequently none of the direct debits are being paid and phone,mobile and internet services are being suspended unless I pay directly in cash. The bank say they are liasing with Madrid but they don't know how to deal with it. There is also a mortgage involved and I think this is causing them the main problem, as I would have thought it would be straightforward enough to close the bank account and open a new one in my name only. Meanwhile one month on I am no further forward. Any help or advise - do you think the mortgage needs to be changed? Any suggestions please, or has anyone been in a similar situation?
#23
Re: Resident/Non Resident Bank Account
Just searching the threads and discovered this. About a month ago I tried to pay money into our account and the bank wouldn't accept it??? It was explained to me that they have discovered I was a resident and my husband is non resident, (I tried to tell them this 18 months ago but they ignored me)the account is a non resident account as we opened it 4 years ago. Subsequently none of the direct debits are being paid and phone,mobile and internet services are being suspended unless I pay directly in cash. The bank say they are liasing with Madrid but they don't know how to deal with it. There is also a mortgage involved and I think this is causing them the main problem, as I would have thought it would be straightforward enough to close the bank account and open a new one in my name only. Meanwhile one month on I am no further forward. Any help or advise - do you think the mortgage needs to be changed? Any suggestions please, or has anyone been in a similar situation?
#24
Re: Resident/Non Resident Bank Account
Take JDR's advice - open a new RESIDENT's account and move all direct debits to that (I know it's a pain, but it might be for the best).
With the mortgage, write to them (for your own safety) and let them sort it out!
#25
Forum Regular
Joined: Feb 2009
Location: Hondon de las Nieves
Posts: 153
Re: Resident/Non Resident Bank Account
Jdr & Snikpoh.
Thank you both for your replies, have taken your advice and written the letter requesting they close the bank account. Will open a resident account elsewhere. Will let them sort out the mortgage account as I am sure they will still want their payment each month.
Thank you both for your replies, have taken your advice and written the letter requesting they close the bank account. Will open a resident account elsewhere. Will let them sort out the mortgage account as I am sure they will still want their payment each month.