Residencia And Healthcare
I'm going for Residencia in August and puzzled about healthcare.
To get residencia I apparently need to show some private health cover. That is OK. But what then happens to my EHIC card ? Can I still get healthcare in the UK? Are then any good healthcare insurance providers? TIA |
Re: Residencia And Healthcare
Originally Posted by Yorick
(Post 12297308)
I'm going for Residencia in August and puzzled about healthcare.
To get residencia I apparently need to show some private health cover. That is OK. But what then happens to my EHIC card ? Can I still get healthcare in the UK? Are then any good healthcare insurance providers? TIA again, if you are NOT retired then you can't use the NHS for treatment. Please note that things might change as a result of Brexit. |
Re: Residencia And Healthcare
Originally Posted by mikelincs
(Post 12297354)
Once resident then the UK issued EHIC card is no longer legal, assuming you are not retired. If you are not retired you will need to get an EHIC card issued in Spain to cover you in the UK, however if you are retired then your EHIC card must be obtained from the UK, so your current one will suffice. HOWEVER you can't use an EHIC card to get cover in Spain when you are resident, you will either need to be in the Spanish system or have private cover, again if you are retired you will need form S1 from the DWP in Newcastle, one advantage of this is that as long as one of you qualifies for the S1, then you tell Newcastle about your husband/wife and they will be covered even if they are not of retirement age.
again, if you are NOT retired then you can't use the NHS for treatment. Please note that things might change as a result of Brexit. I am retired, but nowhere near the retirement age. Does that make a difference ? |
Re: Residencia And Healthcare
Originally Posted by Yorick
(Post 12297393)
Thanks for that :)
I am retired, but nowhere near the retirement age. Does that make a difference ? |
Re: Residencia And Healthcare
Originally Posted by jogger
(Post 12297401)
Yes unfortunately for those of us that are retired early and below the oap age it is a double whammy. You not only have to pay for private healthcare here but you are also not entitled to what you paid for when working all those years in the UK. If you are lucky enough to be married to someone of oap age then you get full entitlement. Go figure that one for fairness.
But life here in paradise makes up for a bit of inconvenience :) |
Re: Residencia And Healthcare
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Re: Residencia And Healthcare
Originally Posted by jogger
(Post 12297401)
Yes unfortunately for those of us that are retired early and below the oap age it is a double whammy. You not only have to pay for private healthcare here but you are also not entitled to what you paid for when working all those years in the UK. If you are lucky enough to be married to someone of oap age then you get full entitlement. Go figure that one for fairness.
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Re: Residencia And Healthcare
Originally Posted by DublintoIbiza
(Post 12297647)
Is private healthcare expensive compared to what it would be in the UK.
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Re: Residencia And Healthcare
My understanding is if you are retired but under UK state pension age and become Spanish resident full time then you will not get an ehic from UK or Spain. Untill you reach state retirement and then as on S1 you will get an ehic issued by the UK. I believe Spain will only provide ehic to those resident working and paying into their system? As has been said this may well change?
Of course you could be resident in Spain in order to comply with the 90 day rule but remain UK resident if not over 183 days in Spain so not fiscal Spanish resident. Thereby you would still be entitled to UK health care in UK and ehic from uk as fiscal resident in UK so dual rsident? This is something I have considered to at least show residency and hopefully but not a certainty to possibly get an S1 at state retirement age. |
Re: Residencia And Healthcare
Originally Posted by jogger
(Post 12297401)
Yes unfortunately for those of us that are retired early and below the oap age it is a double whammy. You not only have to pay for private healthcare here but you are also not entitled to what you paid for when working all those years in the UK. If you are lucky enough to be married to someone of oap age then you get full entitlement. Go figure that one for fairness.
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Re: Residencia And Healthcare
Correct, my Spanish insurance covers me anywhere in the UK and all other EU countries and that means I don't have to submit myself to the NHS and can use private clinics.
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Re: Residencia And Healthcare
Originally Posted by Fred James
(Post 12297987)
Correct, my Spanish insurance covers me anywhere in the UK and all other EU countries and that means I don't have to submit myself to the NHS and can use private clinics.
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Re: Residencia And Healthcare
Originally Posted by bobd22
(Post 12297956)
My understanding is if you are retired but under UK state pension age and become Spanish resident full time then you will not get an ehic from UK or Spain. Untill you reach state retirement and then as on S1 you will get an ehic issued by the UK. I believe Spain will only provide ehic to those resident working and paying into their system? As has been said this may well change?
Of course you could be resident in Spain in order to comply with the 90 day rule but remain UK resident if not over 183 days in Spain so not fiscal Spanish resident. Thereby you would still be entitled to UK health care in UK and ehic from uk as fiscal resident in UK so dual rsident? This is something I have considered to at least show residency and hopefully but not a certainty to possibly get an S1 at state retirement age. |
Re: Residencia And Healthcare
Originally Posted by mikelincs
(Post 12298065)
If resident in Spain, then you CAN get an EHIC card from Spain which covers you for the rest of Europe, we got one before the rules were changed for pensioners to get theirs from the UK,
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Re: Residencia And Healthcare
Originally Posted by bobd22
(Post 12298105)
When you got it were you using an S1?
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