Property Insurance
Hi,
Can anyone recommend an insurance company for building and contents. We have almost finished buying an apartment near Estapona and it's just one of the many TTD items. Thanks in advance. |
Re: Property Insurance
Well given the Sabadell renewal premiums were a joke - up 20% on last year and GES and Allianz were a joke also I went with Liberty - running offers for new clients - I went through a broker.
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Re: Property Insurance
Personal experience, I would NOT recommend Sabadell insurances.
No problems with the banking side. |
Re: Property Insurance
Mafre. Ex wife had bag stolen last week with keys. Phoned Mafre and a locksmith changed her lock and building lock plus 20 keys within a couple of hours. All on basic insurance policy.
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Re: Property Insurance
I have no complaints with Liberty Seguros. Three Buildings claims thus far (13 years) absolutely no discussion, claims just settled in full.
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Re: Property Insurance
Originally Posted by Ronnyone
(Post 13123735)
Mafre. Ex wife had bag stolen last week with keys. Phoned Mafre and a locksmith changed her lock and building lock plus 20 keys within a couple of hours. All on basic insurance policy.
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Re: Property Insurance
Dear All,
Thanks for sharing the information, I can now sort the insurance without taking a punt. 👍😊 |
Re: Property Insurance
Linea Directa
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Re: Property Insurance
Originally Posted by Golfer2020
(Post 13123688)
Hi,
Can anyone recommend an insurance company for building and contents. We have almost finished buying an apartment near Estapona and it's just one of the many TTD items. Thanks in advance. Never claimed from either but they priced similar and offered the same sort of levels. I have claimed from Linea on a breakdown with the car and had no problems and it was sorted very quickly (and my premiums have only risen by €1 this year) |
Re: Property Insurance
If Golfer2020 is buying an apartment, would the buildings insurance not be included in the normal Community Charges?
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Re: Property Insurance
Only for damage to those parts of the building which belong to the community instead of anyone's flat, e.g. some kind of leak through an outer wall/roof.
If there were a burst pipe in your flat and you didn't have home insurance then you wouldn't be covered. |
Re: Property Insurance
Originally Posted by VEDShappy
(Post 13123702)
Personal experience, I would NOT recommend Sabadell insurances.
No problems with the banking side. This year we're trying BBVA at a third of the cost. Hopefully we won't need to use it. |
Re: Property Insurance
Originally Posted by jonboy
(Post 13125101)
If Golfer2020 is buying an apartment, would the buildings insurance not be included in the normal Community Charges?
Ours has an extra that we contribute to for rebuilding costs if the building was to be demolished... Not that it helps as we would still have to find somewhere to live should this happen and that's not covered. |
Re: Property Insurance
Thanks this post is proving very useful for a first time buyer in Spain :-)
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Re: Property Insurance
I recently used these for a quote. They returned me a quote from Liberty Seguros and very competitive.
They are base in Alicante but will quote nationally. https://www.easycover.net/en/ |
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