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Re: Pounds down again.
Originally Posted by JLFS
(Post 9875334)
Dont worry Doris I will help you out with the exchange, you give me your pounds and I will give you thousands of pesetas in return.....
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Re: Pounds down again.
Originally Posted by dorishaslop
(Post 9875317)
This may sound incredibly dumb but I have no idea about exchange rates... I am coming over next week on a house sit, my friend suggested that I bring sterling over and she will swap like for like with her euros... am I going to come out worse off or should I change up before I come??
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Re: Pounds down again.
Originally Posted by John & Kath
(Post 9875546)
You sure she is a friend?
last time my OH sorted it all out for me. thanks for the heads up though. :) |
Re: Pounds down again.
Depends on the friend, she may just want to get hold of some sterling to travel. Better than going through an exchange place if calculated correctly..for both people:)
A friend in Spain used to always give me a shopping list of things when I went to UK. When I got back she would pay me the equivalent in euro. Always worked to her advantage, never said anything as I would have felt petty saying I was a tenner or so out of pocket.:frown: |
Re: Pounds down again.
Originally Posted by dorishaslop
(Post 9875577)
I take it that I should buy my euros before I travel then.... :unsure:
last time my OH sorted it all out for me. thanks for the heads up though. :) |
Re: Pounds down again.
Originally Posted by jackytoo
(Post 9875638)
Depends on the friend, she may just want to get hold of some sterling to travel. Better than going through an exchange place if calculated correctly..for both people:)
A friend in Spain used to always give me a shopping list of things when I went to UK. When I got back she would pay me the equivalent in euro. Always worked to her advantage, never said anything as I would have felt petty saying I was a tenner or so out of pocket.:frown: |
Re: Pounds down again.
Originally Posted by Domino
(Post 9875646)
when I came out in mid December the local Co-operative Travel had the best deal on the high street
http://travelmoney.moneysavingexpert.com/ |
Re: Pounds down again.
Originally Posted by cricketman
(Post 9873575)
You know what, I actually spent more than 15 seconds writing the application
If you want me to double check for spelling and typos on my posts then I will send you a quote for my time, I have a reasonable hourly rate ;) |
Re: Pounds down again.
Originally Posted by shirley and anthony hide
(Post 9875664)
Depends where you live but I always use this website to source the best rate
http://travelmoney.moneysavingexpert.com/ |
Re: Pounds down again.
Thanks Domino and Jackytoo... Much appreciated. :)
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Re: Pounds down again.
Originally Posted by shirley and anthony hide
(Post 9875678)
On this site best for me to collect is 1.1910 . Interbank rate at moment is 1.1973.So pretty damn good methinks.
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Re: Pounds down again.
Originally Posted by mikelincs
(Post 9873680)
He's turned down a bonus on top of a salary of 1.2 million, his Chairman turned a bigger bonus down before it was announced, now we wait to see what the boss of Barclays does with his bonus of £6.5million. These people are paid silly money in any case, and in the current ecconomic climate it's obscene for them to accept any bonuses, after all the current problems were started by the banks getting greedy and making huge mistakes.
It has now come to the point where it's advantageous to keep your money in a home safe rather than in a bank, that way you don't have to declare it for tax. |
Re: Pounds down again.
Originally Posted by shirley and anthony hide
(Post 9875678)
On this site best for me to collect is 1.1910 . Interbank rate at moment is 1.1973.So pretty damn good methinks.
just need to get an account with them and away you go |
Re: Pounds down again.
Originally Posted by megmet
(Post 9875685)
Instead of paying these people ridiculous sums in bonus payments they should instead use those vast sums to pay decent interest on our savings.
It has now come to the point where it's advantageous to keep your money in a home safe rather than in a bank, that way you don't have to declare it for tax. they give you 2% if you put money with them for them to use but charge you 10%+ if you want to borrow it back again. anyone interested in starting a personal bank ?? |
Re: Pounds down again.
Currency news is quoting interbank rate at 1.20028 atm so looks like a small improvement.
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Re: Pounds down again.
Originally Posted by Domino
(Post 9875691)
xe.com is currently advertising €1.19911/£0.83395
just need to get an account with them and away you go I think these people will transfer money to a euro account for you in exchange for GBP Whic you will have to deposit first. But doubt they will give you cash. |
Re: Pounds down again.
Originally Posted by shirley and anthony hide
(Post 9875710)
We are talking about cash.
I think these people will transfer money to a euro account for you in exchange for GBP Whic you will have to deposit first. But doubt they will give you cash. These are used by professionals to trade with each other with a small spread of probably a point or two ie .0001 or .0002 . They are not for the likes of me or you as they trade in sums of generally 5 to 10 million or more. Bit to much for 2 weeks in Magaluf I think. |
Re: Pounds down again.
Originally Posted by shirley and anthony hide
(Post 9875734)
All these quote you are getting are real time mid market rates .
These are used by professionals to trade with each other with a small spread of probably a point or two ie .0001 or .0002 . They are not for the likes of me or you as they trade in sums of generally 5 to 10 million or more. Bit to much for 2 weeks in Magaluf I think. |
Re: Pounds down again.
Originally Posted by Domino
(Post 9875696)
remember where granny kept her money ??
they give you 2% if you put money with them for them to use but charge you 10%+ if you want to borrow it back again. anyone interested in starting a personal bank ?? As for borrowing...remember granny said....neither a borrower nor a lender be!;):D |
Re: Pounds down again.
if you need to change pounds for euros or vice versa, it is good to do a private transaction between a person you trust and yourself.
I have just done the figures between buying and selling 3k pounds, just as an example. the difference between what you would sell pounds for and buy pounds for is Selling: GBP 3,000.00 Buying: EUR 3,552.90 Rate: 1.1843 EUR 3,657.20 Buying: GBP 3,000.00 Rate: 0.8203 104,30 If you split it down the middle for both parties each one will have saved/gained 52.15. |
Re: Pounds down again.
Originally Posted by megmet
(Post 9875685)
Instead of paying these people ridiculous sums in bonus payments they should instead use those vast sums to pay decent interest on our savings.
It has now come to the point where it's advantageous to keep your money in a home safe rather than in a bank, that way you don't have to declare it for tax. http://uk.finance.yahoo.com/news/uk-...170717590.html |
Re: Pounds down again.
Originally Posted by Domino
(Post 9875696)
remember where granny kept her money ??
they give you 2% if you put money with them for them to use but charge you 10%+ if you want to borrow it back again. anyone interested in starting a personal bank ?? If you have money with them at 2%, and you need the money back. Don't borrow from them,just close youir account!!! Complicated financial planning I know, but every little helps! |
Re: Pounds down again.
Originally Posted by mikelincs
(Post 9876015)
Ex RBS boss suffers with loss of his knighthood.
http://uk.finance.yahoo.com/news/uk-...170717590.html Fred the shred has been unknighted.......is there a ceremony that goes with the honour or is it the Sir just never to be used again. It would be good if there was some sort of reversal ceremony, the Queen giving him a right hook or something.... That would be a novel idea for a website,it could be called "friends unknighted" or something like that. |
Re: Pounds down again.
Originally Posted by JLFS
(Post 9876171)
Fred the shred has been unknighted.......is there a ceremony that goes with the honour or is it the Sir just never to be used again.
It would be good if there was some sort of reversal ceremony, the Queen giving him a right hook or something.... That would be a novel idea for a website,it could be called "friends unknighted" or something like that. |
Re: Pounds down again.
Originally Posted by Domino
(Post 9876186)
as one gets a certificate for nearly everything nowadays, does he get an unknighting certificate ??
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Re: Pounds down again.
What is happening to the pound?
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Re: Pounds down again.
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Re: Pounds down again.( WRONG )
Time to change the title, surely, it is the Euro weakening, do you think it will recover, or the greedy PIGS take one last bite of generosity, before declaring themselves, Bankrupt!
Some countries in the EU could be likened to MPs & their expenses. the people who gave out the money where to blame - not sharp eyed, sensible & sufficiently, questioning ! SLOGAN :" Duck ponds & motes, don´t get your votes, only good for Duckies" Anyone, who has saved his overseas pay to return to Blighty, has seen the cash diminish 20 % (or 20.000 off each 100,000)in 2011. So is there a more stable currency? If you have this sort of problem but are sensitive about public discussion, talk to me privately |
Re: Pounds down again.( WRONG )
Originally Posted by pedropat
(Post 9887863)
Time to change the title, surely, it is the Euro weakening, do you think it will recover, or the greedy PIGS take one last bite of generosity, before declaring themselves, Bankrupt!
y http://www.telegraph.co.uk/finance/9...0-billion.html The Bank's Monetary Policy Committee is set to announce on Thursday that it is expanding its Quantitative Easing programme from £275bn to £325bn. Several members of MPC signalled at their January meeting that they would vote for a further round of QE this month. |
Re: Pounds down again.( WRONG )
Originally Posted by pedropat
(Post 9887863)
greedy PIGS
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Re: Pounds down again.
It seems the UK debt is spiralling out of control. Pound is down to 1.19 this morning :thumbdown:
UK borrowed twice as much as expected in February http://www.bbc.co.uk/news/business-17456646 |
Re: Pounds down again.
Strangely enough yet again this has allegedly come out of the blue, so what exactly or all these top financial people paid for if they can't even keep an eye on the accounts?
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Re: Pounds down again.
Originally Posted by bobd22
(Post 9964576)
Strangely enough yet again this has allegedly come out of the blue, so what exactly or all these top financial people paid for if they can't even keep an eye on the accounts?
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Re: Pounds down again.
Originally Posted by agoreira
(Post 9964583)
We are constantly told we have to pay top dollar to attract the best people, maybe it's time to give you and I a go!;)
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Re: Pounds down again.
There is a glimmer of light in the gloom.
However, with only one month of the financial year to go, the government still looks set to beat its borrowing target of £127bn for 2011-12, though not by as much as previously anticipated. Pound isn't down much, has average 1.19/1.20 for ages. Footsie down though...maybe budget jitters:lol: |
Re: Pounds down again.
Originally Posted by jackytoo
(Post 9964643)
There is a glimmer of light in the gloom.
However, with only one month of the financial year to go, the government still looks set to beat its borrowing target of £127bn for 2011-12, though not by as much as previously anticipated. Pound isn't down much, has average 1.19/1.20 for ages. Footsie down though...maybe budget jitters:lol: |
Re: Pounds down again.
where does this "out of the blue" bit come from ? ?
surely this is March, the new fiscal year starts in a couple of weeks (6 Apr IIRC) and the final figures are being balanced on top of that, all those with budgets are making sure they have at least spent to or over their limit to ensure they get the same amount next year some of this comes down to the macho idea that the bigger the budget the bigger the manager, it has nothing to do their ability to actually control and rein in a budget - like they expect the public to do |
Re: Pounds down again.
Originally Posted by Domino
(Post 9964684)
where does this "out of the blue" bit come from ? ?
surely this is March, the new fiscal year starts in a couple of weeks (6 Apr IIRC) and the final figures are being balanced on top of that, all those with budgets are making sure they have at least spent to or over their limit to ensure they get the same amount next year some of this comes down to the macho idea that the bigger the budget the bigger the manager, it has nothing to do their ability to actually control and rein in a budget - like they expect the public to do |
Re: Pounds down again.
perhaps he took his eyes off the ball for a moment so any bets on what colour tie Osbourne will be wearing ?? |
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