Pensions

Old Dec 13th 2010, 7:11 pm
  #61  
BE Forum Addict
 
Joined: Apr 2010
Location: London (mainly)/Oliva
Posts: 2,137
johnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond repute
Default Re: Pensions

Originally Posted by JLFS
That sounds fair to me. Not all that have failed to make provision for the pensions have frittered it away, they just could not afford it.

And the point about freeloaders will happen whatever we are talking about, be it jobseekers allowance, income support or incapacity benefit, fraud or misuse cannot be prevented 100 per cent.

Some common sense is coming into this.

The only thing I would say is that,yes there is a large amount of fraud,whether that be people hiding their money etc. and that should be stopped.

However what about people who evade tax by doing cash jobs, fiddling their tax returns etc. It seems to me that is far more serious and that should also be stopped.
johnnyone is offline  
Old Dec 13th 2010, 8:42 pm
  #62  
BE Forum Addict
 
Joined: Mar 2009
Location: Valencia
Posts: 1,164
whitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to beholdwhitelinen is a splendid one to behold
Default Re: Pensions

Originally Posted by johnnyone

However what about people who evade tax by doing cash jobs. It seems to me that is far more serious and that should also be stopped.
As you are talking about the UK I suggest you ask that question on a Polish forum.
whitelinen is offline  
Old Dec 13th 2010, 11:51 pm
  #63  
Ex Expat
 
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
scampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond repute
Default Re: Pensions

Originally Posted by JLFS
I am over it now....

Thank goodness for that!
scampicat is offline  
Old Dec 14th 2010, 7:39 am
  #64  
BE Forum Addict
 
Joined: Apr 2010
Location: London (mainly)/Oliva
Posts: 2,137
johnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond reputejohnnyone has a reputation beyond repute
Default Re: Pensions

Originally Posted by whitelinen
As you are talking about the UK I suggest you ask that question on a Polish forum.
That is not worthy of a meaningful response.
johnnyone is offline  
Old Dec 14th 2010, 9:10 am
  #65  
Lost in BE Cyberspace
 
Joined: Apr 2009
Posts: 7,749
cricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond repute
Default Re: Pensions

Originally Posted by johnnyone
That is not worthy of a meaningful response.
Expecially since that is what a lot of the Brits who work in this part of Spain do exactly the same.

There is an English gardeners down here who drive around in a branded company van who will not issue invoices because they are 100% illegal. They will only work cash in hand.
cricketman is offline  
Old Dec 14th 2010, 9:24 am
  #66  
Ex Expat
 
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
scampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond repute
Default Re: Pensions

Whilst not condoning in any way illegality or fraud, do you know how many hoops you have to jump through to legally run a business in Spain? If it was easier maybe more people would be legal.
scampicat is offline  
Old Dec 14th 2010, 9:37 am
  #67  
Lost in BE Cyberspace
 
Joined: Apr 2009
Posts: 7,749
cricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond repute
Default Re: Pensions

Originally Posted by scampicat
Whilst not condoning in any way illegality or fraud, do you know how many hoops you have to jump through to legally run a business in Spain? If it was easier maybe more people would be legal.
Yes, my OH has one

It's not that difficult to set up and administer, although it helps a great deal if you are fluent in the language!

I cant imagine being able to run a business in Spain without being being fluent in Spanish, it would be a nightmare! But that is no excuse for doing everything illegally, either learn Spanish or hire an administrator.
cricketman is offline  
Old Dec 14th 2010, 9:44 am
  #68  
Ex Expat
 
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
scampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond reputescampicat has a reputation beyond repute
Default Re: Pensions

Originally Posted by cricketman
Yes, my OH has one

It's not that difficult to set up and administer, although it helps a great deal if you are fluent in the language!

I cant imagine being able to run a business in Spain without being being fluent in Spanish, it would be a nightmare! But that is no excuse for doing everything illegally, either learn Spanish or hire an administrator.
No, of course it is no excuse, I was not saying it was, but I just think there would be less fraud if there wasn't so much red tape.

Oh well this is Spain, where would they be without the needless bureaucracy?
scampicat is offline  
Old Dec 14th 2010, 2:02 pm
  #69  
FreeThinker
 
jimenato's Avatar
 
Joined: Nov 2009
Location: the moors and levels
Posts: 9,702
jimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond reputejimenato has a reputation beyond repute
Default Re: Pensions

I have a very nice and good asesor/gestor who helps me run my business - I wouldn't be able to do it without her. The thing that makes most people opt to be illegal here is the sheer cost.
jimenato is offline  
Old Dec 14th 2010, 7:31 pm
  #70  
On the road again.
 
Dick Dasterdly's Avatar
 
Joined: Aug 2008
Location: On Top of the World
Posts: 17,507
Dick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond reputeDick Dasterdly has a reputation beyond repute
Default Re: Pensions

Originally Posted by cricketman
Expecially since that is what a lot of the Brits who work in this part of Spain do exactly the same.

There is an English gardeners down here who drive around in a branded company van who will not issue invoices because they are 100% illegal. They will only work cash in hand.
Of course the Spanish ppl would never dream of working illegally for black money.

Would be interesting to know what the true figures really are.
Maybe it would make all the rest seem like just a drop in the ocean ?
Dick Dasterdly is offline  
Old Dec 14th 2010, 8:37 pm
  #71  
HBG
Lost in BE Cyberspace
 
Joined: May 2009
Location: Alicante province
Posts: 5,753
HBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond reputeHBG has a reputation beyond repute
Default Re: Pensions

I had yet another Spanish tradesman round yesterday, a very efficient chap. After he finished the job he asked me how I wanted to pay – with a recibo, or for 25% off without one.

It’s a silly question, so I chose the sensible option. Because he had done such an excellent job at a reasonable price, I gave him a decent tip as well.

As he walked away expressing his gratitude, I asked him for a recibo for the tip, with as much sternness as I could muster. My wife gave the game away when she started laughing, bit it took him a little while to join in.
HBG is offline  
Old Dec 14th 2010, 9:44 pm
  #72  
bil
Banned
Thread Starter
 
Joined: Feb 2008
Location: Vejer de la Fra., Cadiz
Posts: 7,653
bil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond reputebil has a reputation beyond repute
Default Re: Pensions

Originally Posted by HBG
I had yet another Spanish tradesman round yesterday, a very efficient chap. After he finished the job he asked me how I wanted to pay – with a recibo, or for 25% off without one.

It’s a silly question, so I chose the sensible option. Because he had done such an excellent job at a reasonable price, I gave him a decent tip as well.

As he walked away expressing his gratitude, I asked him for a recibo for the tip, with as much sternness as I could muster. My wife gave the game away when she started laughing, bit it took him a little while to join in.
That's pretty damn funny......
bil is offline  
Old Dec 14th 2010, 10:15 pm
  #73  
BE Forum Addict
 
Joined: Dec 2009
Location: Aracena area Huelva Spain
Posts: 1,631
angiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond reputeangiescarr has a reputation beyond repute
Default Re: Pensions

Originally Posted by Lionda
Sounds good in theory but put into practice .. who could reasonably afford to only work 30 hours?
Depends on what we feel would make us happy &, for example if we stop paying for leisure activities we feel we need because we don't have enough time to enjoy life/keep fit etc. Don't forget that we spend around 10 of our 40 hours working for the tax man, so he can pay, amongst other things for unemployment! It would take a sea change in attitudes. Most people can't see the wood for the trees when it comes to working hours.
angiescarr is offline  
Old Dec 15th 2010, 10:17 am
  #74  
Lost in BE Cyberspace
 
Joined: Apr 2009
Posts: 7,749
cricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond repute
Default Re: Pensions

Originally Posted by Dick Dasterdly
Of course the Spanish ppl would never dream of working illegally for black money.

Would be interesting to know what the true figures really are.
Maybe it would make all the rest seem like just a drop in the ocean ?
I knew someone would say that

When I spent most of my time in Catalunya and Asturias I thought the British people were exagerating when they said everything in Spain was done on the black. It certainly isnt up there, in fact one of the nationalist arguments for Catalunya is that they want to stop subsidising Andalucia where everything is done on the black, which means Andalucia are not contributing their share of the taxes.

When we came to Andalucia, it seemed you could pay everyone officially or unofficially (except if a large company is involved). We still mainly pay legally because many things we want an invoice for, for tax reasons. But at least you do have the choice to do things legally.

It seems many British tradesman and workers are illegal through and through -and the reason I posted in the first place is just to say that the language is not an excuse, nor is ignorance or beurocracy. Before people move to Spain they know that the language of Spain is Spanish so they should get on with it!
cricketman is offline  
Old Dec 15th 2010, 10:19 am
  #75  
Lost in BE Cyberspace
 
Joined: Apr 2009
Posts: 7,749
cricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond reputecricketman has a reputation beyond repute
Default Re: Pensions

Originally Posted by angiescarr
Depends on what we feel would make us happy &, for example if we stop paying for leisure activities we feel we need because we don't have enough time to enjoy life/keep fit etc. Don't forget that we spend around 10 of our 40 hours working for the tax man, so he can pay, amongst other things for unemployment! It would take a sea change in attitudes. Most people can't see the wood for the trees when it comes to working hours.
You're assuming that people can CHOOSE to work only 30 hours a week. Even if they wanted to, very few employers would agree to that except for very unskilled jobs and shift work.
cricketman is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.