Opening an Account or Credit Card in UK
#1
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Thread Starter
Joined: Nov 2003
Location: Chiclana
Posts: 3,327
Opening an Account or Credit Card in UK
I cannot understand why you have to be a UK resident to open one of the above in the UK. When we first came to Spain there was no problem opening a Spanish bank acount even though we didn´t have a spanish address at that time. Surely in a free moving Europe you should be able to open an account if living in another country? I can´t even get a credit card from Lloyds TSB who I have banked with for nearly 20 years.
#2
Re: Opening an Account or Credit Card in UK
I cannot understand why you have to be a UK resident to open one of the above in the UK. When we first came to Spain there was no problem opening a Spanish bank acount even though we didn´t have a spanish address at that time. Surely in a free moving Europe you should be able to open an account if living in another country? I can´t even get a credit card from Lloyds TSB who I have banked with for nearly 20 years.
Thats why I left everything running when I left, 2 credit cards, debit card & bank accounts. I even had a problem with ebay / paypal initially because the UK credit cards bills are posted to a foreign address.
#3
Re: Opening an Account or Credit Card in UK
We did the same as Mitzyboy, left everything running. After nearly Five years it is still working well.
#6
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Joined: Aug 2006
Location: conil de la frontera
Posts: 363
Re: Opening an Account or Credit Card in UK
Yes I was advised by the Halifax in UK to keep my account open and my internet account there, and I have had the same problem with Paypal, it was perfectly OK to use my UK card which has my Spanish address, but as soon as I had to update the expiry date I was no longer allowed to use it and had to get a spanish credit card which I didn't really want.
#7
Re: Opening an Account or Credit Card in UK
Yes I was advised by the Halifax in UK to keep my account open and my internet account there, and I have had the same problem with Paypal, it was perfectly OK to use my UK card which has my Spanish address, but as soon as I had to update the expiry date I was no longer allowed to use it and had to get a spanish credit card which I didn't really want.
#8
Re: Opening an Account or Credit Card in UK
We opened on in Gib only at Christmas no problems with our Spanish address
#11
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Joined: Dec 2006
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Re: Opening an Account or Credit Card in UK
I have cards that I had before I left the UK. I did want to take out a Lloyds card through Air Miles as you can collect the miles and get a free flight for two just by taking out the card. Tried to fill it out on-line and it said UK residents only
#12
Re: Opening an Account or Credit Card in UK
It may be a Sterling account with an English bank and you may be able to use it in the UK but it is not a UK bank account any more than a Natwest Channel Islands account.
It is just another offshore Sterling account.
It may be appropriate to the original poster but she has not yet said why she needs a UK account.
It is just another offshore Sterling account.
It may be appropriate to the original poster but she has not yet said why she needs a UK account.