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New options with Irish passport?

New options with Irish passport?

Old Mar 25th 2021, 8:22 am
  #16  
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Default Re: New options with Irish passport?

Originally Posted by Mustard
Spain will 'manage' the pension application process which means notifying the relevant countries. So, if you are living in Spain at retirement age, they will contact the UK on your behalf. But, the pensions are separate.
This is true.

However, there's another part to that, which is the way things are dealt with in terms of calculations. For example :
Eligibility periods

In some EU countries, you must have worked for a minimum period of time to be entitled to a pension.

In such cases, the pension authority has to take into account all the periods you've worked in other EU countries, as if you'd been working in that country all along, to assess whether you're entitled to a pension ( principle of aggregation of periods).
and

How your pension is calculated

Pension authorities in each EU country you've worked in will look at the contributions you've paid into their system, how much you've paid in other countries, and for how long you've worked in different countries.

The EU-equivalent rate

Each pension authority will calculate the part of the pension it should pay taking into account periods completed in all EU countries.

To do so, it will add together the periods you completed in all EU countries and work out how much pension you would get had you contributed into its own scheme over the entire time (called the theoretical amount).

This amount will then be adjusted to reflect the actual time you were covered in that country (called the pro-rata benefit).

The national rate

If you meet the conditions for entitlement to a national pension irrespective of any periods completed in other countries, the pension authority will also calculate the national pension (known as an independent benefit).

Result

The national authority will then compare the pro-rata benefit and the independent benefit; you will receive whichever is higher from that EU country.
State pensions abroad

Those potential benefits are preserved for those claiming rights under the WA but would, (I assume ) be lost if one were not to do so. You'd still have a claim to the two pensions but they'd be calculated in a way that might not be as favourable.

That's the way I see it, anyway.
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Old Mar 25th 2021, 10:11 am
  #17  
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Default Re: New options with Irish passport?

So here in Spain there are civil servants who understand the intricacies of calculating the pension for those who have also worked outside Spain. They will burst into action close to the time you retire.

However, in terms of pension planning and trying to understand what the rules are, who would it be best to approach to get advise on this topic?
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Old Mar 25th 2021, 2:18 pm
  #18  
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Default Re: New options with Irish passport?

Originally Posted by spainrico
So our discussion centred around establishing EU status in Spain as against British (ok he has the accumulated rights under Brexit deal due to his years of legal residence here) and whether to apply for TIE or not - this would for him now seem unnecessary.
There is no real difference between the green residencia and the TIE and with either you already have the same rights as any other EU citizen in Spain so there is nothing to be gain by muddying the waters by switching to an Irish ID, for what purpose exactly are you thinking about it?

When talking about Irish passports it's important to state whether the recipient is resident in NI or the republic as it makes all the difference when it comes to S1's for health care.

Simply acquiring an Irish passport due to heritage will NOT entitle you to an S1 from the republic, you need to have lived and worked there for at least one year to qualify for that.
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Old Mar 25th 2021, 2:40 pm
  #19  
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Default Re: New options with Irish passport?

No, he is not in need of an S1 or anything from ROI. He lived and worked in Scotland and has everything he needs - but he applied for the passport ages ago when everyone was talking /panicking about what rights we would have/not have and now it has finally arrived (you would not believe the incompetence of the couriers they use) we were just discussing what the next move is if indeed there is a move. He is not trying to scam anything.
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Old Mar 25th 2021, 3:33 pm
  #20  
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Default Re: New options with Irish passport?

Originally Posted by spainrico
No, he is not in need of an S1 or anything from ROI. He lived and worked in Scotland and has everything he needs - but he applied for the passport ages ago when everyone was talking /panicking about what rights we would have/not have and now it has finally arrived (you would not believe the incompetence of the couriers they use) we were just discussing what the next move is if indeed there is a move. He is not trying to scam anything.
I get it! I'm in a similar situation to your friend and feel very lucky to have an Irish passport.

Your friend might as well continue with his residency status as a UK national but like me, I doubt he will ever travel on his UK passport again. Did he also get a passport card? I find mine very useful and it looks just like an EU ID card.

He can have his NIE certificate changed by a notary to include his Irish nationality.

He is now in the privileged position of being an EU national with complete freedom of movement. He can also easily relocate to another EU state in the future if he wishes.

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Old Mar 25th 2021, 3:42 pm
  #21  
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Default Re: New options with Irish passport?

Changing Residency From UK to Irish Passport

See link..

https://www.citizensadvice.org.es/faq/changing-residency-from-uk-to-irish-passport/.
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