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Re: Ms
I asked my insurance company (LD) if my policy would be void if I drove with no ITV. They categarically said it would not affect my insurance.
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Re: Ms
Try this for a start - it quotes from the law and gives links
http://https://www.citizensadvice.org.es/faq/vehicle-without-valid-itv-mot-insurance-void/ |
Re: Ms
Originally Posted by snikpoh
(Post 12940921)
Try this for a start - it quotes from the law and gives links
http://https://www.citizensadvice.org.es/faq/vehicle-without-valid-itv-mot-insurance-void/ "Citizens Advice Bureau Spain, or CAB Spain, was conceived by Myra Cecilia Azzopardi. After almost twenty years engaged in helping the expatriate community through her involvement with town halls, the natural progression was to the setting up her business, the Costa Advice Bureau, giving Myra an even wider experience. She soon realised that there was a bona fide need for a source of free, impartial and, above all, accurate information and advice for expatriates living in Spain. The concept of CAB Spain was born." "the insurance company is entitled to re-claim the damages paid to the third partyfrom you, the policy holder." As has been explained in more reliable sources, the claim would succeed only if and when the car is found to be defective and that fault contributed to the accident. If the car was found to have a fault, e.g. bald tyres, the insurance company can and probably would make a successful claim even if that vehicle had a valid MOT |
Re: Ms
Another interesting quote
"The same can be said if you are found to be driving under the influence of alcohol, the insurance company is obliged to pay third party damages but, will claim cost back from you the policy holder. Due to the fact that you did not meet the obligation to be a responsible driver under the traffic Law if you were driving under the influence." I would suggest this is a gross over simplification; the fact that you did not meet the obligation does not necessarily mean that the insurer would be successful in claiming 3rd party costs.This claim to recover 3rd party costs could fail, if the driver could prove being under the influence did not contribute to the accident. It is easy to think of situations, e.g a driver is under the influence, in a stationary / parked car where another vehicle crashed into him. PS: I am not suggesting it is acceptable to drink drive. Just playing devils advocate. |
Re: Ms
Originally Posted by missile
(Post 12940930)
This is your reliable source?
"Citizens Advice Bureau Spain, or CAB Spain, was conceived by Myra Cecilia Azzopardi. After almost twenty years engaged in helping the expatriate community through her involvement with town halls, the natural progression was to the setting up her business, the Costa Advice Bureau, giving Myra an even wider experience. She soon realised that there was a bona fide need for a source of free, impartial and, above all, accurate information and advice for expatriates living in Spain. The concept of CAB Spain was born." "the insurance company is entitled to re-claim the damages paid to the third partyfrom you, the policy holder." As has been explained in more reliable sources, the claim would succeed only if and when the car is found to be defective and that fault contributed to the accident. If the car was found to have a fault, e.g. bald tyres, the insurance company can and probably would make a successful claim even if that vehicle had a valid MOT Be careful with CAB it is not an official website as it likes to pretend. It does not have any affiliation with the UK government and should not be equated with the UK equivalent of Citizens Advice. They often are wrong on issues most noticeably with the Universal Healthcare bill. |
Re: Ms
Originally Posted by Chipmonk
(Post 12940941)
Be careful with CAB it is not an official website as it likes to pretend. It does not have any affiliation with the UK government and should not be equated with the UK equivalent of Citizens Advice. They often are wrong on issues most noticeably with the Universal Healthcare bill.
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Re: Ms
Originally Posted by Chipmonk
(Post 12940941)
Be careful with CAB it is not an official website as it likes to pretend. It does not have any affiliation with the UK government and should not be equated with the UK equivalent of Citizens Advice. They often are wrong on issues most noticeably with the Universal Healthcare bill.
Originally Posted by missile
(Post 12940959)
My point exactly. I am sure Myra Cecilia Azzopardi is well intentioned, but she is a paralegal not a qualified Abogado.
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Re: Ms
Originally Posted by bfg69bug
(Post 12941220)
its a business like any other.
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Re: Ms
Originally Posted by missile
(Post 12941308)
It is rather underhand to use the name Citizen's Advice BureauSpain and imitate the logo and format from Citizens Advice UK website. Many will be fooled into thinking it is run like National Association of Citizens Advice Bureaux. Registered charity number 279057. See here Citizens Advice
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