moving to spain help required 3 main questions. thank you.
Jul 17th 2018, 11:39 am
#1
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moving to spain help required 3 main questions. thank you.
Hi to everyone 
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
Jul 17th 2018, 1:13 pm
#2
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Joined: May 2017
Posts: 256
Re: moving to spain help required 3 main questions. thank you.
I cannot answer 1 and 2. Try getting a recommended Gestor
Jul 17th 2018, 1:13 pm
#3
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Re: moving to spain help required 3 main questions. thank you.
A gestor should be able to help you with all your questions
Jul 17th 2018, 1:29 pm
#4
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Joined: Jan 2016
Posts: 2,320
Re: moving to spain help required 3 main questions. thank you.
Hi to everyone
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
Jul 17th 2018, 2:08 pm
#5
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Joined: Aug 2009
Location: Costa Blanca
Posts: 3,143
Re: moving to spain help required 3 main questions. thank you.
Being married to a Spanish citizen did not at one time give you automatic access as it is based on making contributions, not residency (unlike the UK) but the new government is changing a lot of rules so best to take professional advice. One thing is certain however anyone registering as self-employed or 'autonomo' will be obliged to make contributions - the amount of which depends on various factors. Spain has the highest contribution rate of any European country.
Recommendation on accountant etc will depend upon your location.
Recommendation on accountant etc will depend upon your location.
Jul 17th 2018, 2:45 pm
#6
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Re: moving to spain help required 3 main questions. thank you.
Thank you Rob.
We will be within 1 hour from Malaga airport in Andalucia Province.
We will be within 1 hour from Malaga airport in Andalucia Province.
Jul 17th 2018, 3:17 pm
#7
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Re: moving to spain help required 3 main questions. thank you.
Hi Lloyd57 - sorry not my area, I am sure someone will help.
Or see here
https://www.gov.uk/government/public...ist-of-lawyers
Or see here
https://www.gov.uk/government/public...ist-of-lawyers
Jul 17th 2018, 4:33 pm
#8
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Joined: Oct 2011
Location: Elorrio, Bizkaia
Posts: 1,030
Re: moving to spain help required 3 main questions. thank you.
Hi to everyone
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Thank you J
So hopefully, it'll be the same for you.
Jul 17th 2018, 5:44 pm
#9
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Re: moving to spain help required 3 main questions. thank you.
Thank you.
Jul 17th 2018, 11:55 pm
#10
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Joined: Mar 2018
Location: Gandia
Posts: 201
Re: moving to spain help required 3 main questions. thank you.
Hi to everyone
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
I don't know what changes for residency if you are married to a Spanish national. I would guess if your wife is not currently working in Spain or a pensioner, you would need private health insurance in the 1st year, although not sure.
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
If you register as Autonomo there is a discounted period and then the social security payment is €290 a month as you will be economically active. The payment is tax deductible, but you will have no tax to pay on that amount anyhow. If you register as an Autonomo, you pay the social security payment regardless of whether you make any money! The payment gives you and your wife health cover.
If for example you are paid a salary in the UK for this amount, you could just declare the amount as a salary earned from a UK company... and again there is no tax to pay on this amount in the UK (you would claim it back anyhow from the UK, as being a tax resident in Spain) and there is no tax to pay on this amount here in Spain either.
Don't forget that you need to declare any income you get from the UK, after you become tax resident here - 2019
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Any good Gestor really
Thank you J
My wife and I are moving to Spain this year 2018. I am 57 and in part retirement so will be doing a small amount of consultancy marketing work with UK companies to cover the house running costs so only generating 500 – 600 euros per month.
3 main questions:
Question 1
I plan to pay into the Spanish NHS via a Convenio Especial but my wife is a Spanish National so do I still have to cover myself privately to have 1 years residency?
I don't know what changes for residency if you are married to a Spanish national. I would guess if your wife is not currently working in Spain or a pensioner, you would need private health insurance in the 1st year, although not sure.
Question 2
If I register as self-employed but only earn up to 600 euros per month do I still have to pay 250 euros per month into the Spanish social security system?
If you register as Autonomo there is a discounted period and then the social security payment is €290 a month as you will be economically active. The payment is tax deductible, but you will have no tax to pay on that amount anyhow. If you register as an Autonomo, you pay the social security payment regardless of whether you make any money! The payment gives you and your wife health cover.
If for example you are paid a salary in the UK for this amount, you could just declare the amount as a salary earned from a UK company... and again there is no tax to pay on this amount in the UK (you would claim it back anyhow from the UK, as being a tax resident in Spain) and there is no tax to pay on this amount here in Spain either.
Don't forget that you need to declare any income you get from the UK, after you become tax resident here - 2019
Question 3
Can anyone recommend an accountant for sole trader tax returns.
Any good Gestor really
Thank you J
Jul 18th 2018, 10:15 am
#11
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Joined: Jul 2018
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Re: moving to spain help required 3 main questions. thank you.
Hi Smithy
Thank you.
Paying 290 euros per month if I am only getting 500 euros per month is crazy.
Can I not just keep the business as tax registered in the UK?
There must be a get around but I want to keep things legal.
Lloyd
Thank you.
Paying 290 euros per month if I am only getting 500 euros per month is crazy.
Can I not just keep the business as tax registered in the UK?
There must be a get around but I want to keep things legal.
Lloyd
Jul 18th 2018, 10:59 am
#12
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Joined: Mar 2018
Location: Gandia
Posts: 201
Re: moving to spain help required 3 main questions. thank you.
You can keep a LTD company registered and operating in the UK yes, but from 2019 you will be a tax resident in Spain as an individual. Both things are independent. You can be a company director and a shareholder and tax resident in another country, you just need to declare your income.
Keep in mind that it will cost you £1000-2000 to run this UK company in accountancy fees and insurance. Then you will need to pay for healthcare on top of this in Spain
There is no tax to pay on the income that you mention, but is this really cheaper?
Keep in mind that it will cost you £1000-2000 to run this UK company in accountancy fees and insurance. Then you will need to pay for healthcare on top of this in Spain
There is no tax to pay on the income that you mention, but is this really cheaper?
Jul 18th 2018, 11:03 am
#13
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Re: moving to spain help required 3 main questions. thank you.
All food for thought.
Jul 18th 2018, 11:05 am
#14
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Location: Gandia
Posts: 201
Re: moving to spain help required 3 main questions. thank you.
Keep in mind that owning a limited company in the UK and that company paying you a salary that you then declare in Spain is acceptable.
Just being registered as self employed in the UK, when most of the work has been carried out remotely in Spain or you are tax resident in Spain is not acceptable.
Just being registered as self employed in the UK, when most of the work has been carried out remotely in Spain or you are tax resident in Spain is not acceptable.
Jul 18th 2018, 11:10 am
#15
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Re: moving to spain help required 3 main questions. thank you.
Not exactly helping any entrepreneurs then !!