Insurance Motorcycle
 

Hi

Enquired about insurance for a motorbike in spain, and was told that it would not be covered for theft, is this true?

Re: Insurance Motorcycle
 

I am sure the insurance company know what cover they include more than anyone on here.
It sounds like they are giving you the minimum legal cover only.

Re: Insurance Motorcycle
 

Some vehicles are only insurable 3rd party due to their age. Could this be the case with the mbike?

Re: Insurance Motorcycle
 

Linea Directa would only insure our BRAND NEW scooter third party only.

Knight Insurance did it Third Party fire and theft but it was over 200 euros which I thought was quite expensive for someone who has had a full motorcycle licence for forty years!

Don't know what the problem is with motos in Spain!

Re: Insurance Motorcycle
 

The problem is the millions of 50cc ers that run about, they need no training or 'licence' apart from the little yellow plate on the back of the bike.
So they are smashed up & involved in accidents all the time. Hence they get nicked a lot.

Believe it or not, you are actually lucky to find a company that will insure you at all, a lot of them will not even consider it if you don't have another vehicle with them already. :mad:
We have had a few new bikes & all have had only 3rd party (not though choice) so we get the cheapest we can to be legal. Currently with Estrella.
I have heard of some companies offering fully comp, all at a huge cost & have never heard of any one claiming on it! I would seriously doubt the legality of them :unsure:
We did have one UK reg bike here for a while with UK insurance.( fully comp)
Bennets offer unlimited time out of the country.

Re: Insurance Motorcycle
 

Unfortunately it is against the law to keep a UK vehicle in Spain over 3 months without matriculating it if you live here.

Re: Insurance Motorcycle
 

[QUOTE=Grebo;6505101]
Believe it or not, you are actually lucky to find a company that will insure you at all, a lot of them will not even consider it if you don't have another vehicle with them already. :mad:

We had both our car and the moto with the same Insurance company to start with, then moved the car to Linea Directa, then the moto's insurance brokers business got transferred to Knight, so they inherited us really.

Hope they will renew it when the time comes!

Re: Insurance Motorcycle
 

I have a bennets policy that only gives 90 days outside the UK. How did you get an unlimited one?

Re: Insurance Motorcycle
 

Hi,

there seems to be some different information around about how long you can have a vehicle on uk plates. why do a lot of people say you can keep a vehicle if you exit and enter the country every 6 months? Is this in order to keep the vehicle registered? What are the penalties for not doing so? It seems there are a lot of people in Spain with UK plates that have been there a while.

Re: Insurance Motorcycle
 

The vehicle has to be owned by a UK resident and can only be driven by the owner in Spain for up to 6 months in any year, that is if you can get it insured for that long.
If you knowingly bring a UK vehicle into the country as a Spanish resident without exporting it and matriculating it as soon as possible or at least within 3 months you run the risk of having it impounded or crushed and heavily fined.
Do a search on the forum and read some of the 234 threads already on this subject.

Re: Insurance Motorcycle
 

Its not unusual for people to go on round the world trips for a lot longer than 3 months so I`m sure insurance is available for longer than 3 months at a time outside of the UK, try MAG or the AA for more info,or MCN,

Rgds

Rotor

Re: Insurance Motorcycle
 

Saga will insure for unlimited periods out of the country, but you have to be over 50.

(At least they will on cars, don't know about motorbikes).

Re: Insurance Motorcycle
 

? don't know it's just their standard insurance.
Don't have the bike anymore but will have a look for a copy of the policy.


Originally Posted by jdr
Unfortunately it is against the law to keep a UK vehicle in Spain over 3 months without matriculating it if you live here.



And if you aren't a resident it always used to be 6mths !

Re: Insurance Motorcycle
 

True, but if you are here for more than 3 months you are deemed a resident and have to register at the police station, see free beer thread.

It says, if you are moving to the country, as soon as possible or no later than 3 months.
Within this timespan also helps with the import duty on your vehicle. ;-))

Re: Insurance Motorcycle
 

Grebo, can you tell me which companies won't insure 50cc motos please?

My son has been insured with the government consortium for the last 3 years but he has just changed his bike and they won't transfer the policy to the new one without him having 2 refusal certificates! The policy still has 10 months to run and my son now has a bike which he is unable to ride!

As he is now 17 the companies I've asked are not refusing him, just quoting very high prices!:curse: