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Re: insolvency in spain
Originally Posted by maryann
(Post 4773075)
We did not contact centurian yet. We have spoken to the lawyer the brit consulate use, she was really helpful and we have a good plan of action. This is such a relief to have made a dicission and feel like we are moving forward.
As for the no hair comment..............that just makes you even more appealing! I am assuming you wont be on line today as the rugby is on all afternoon! And the spanish grand prix. Perfect day for cleaning the house. My little boy is helping me, his favourite occupation is to suck the hoover! Dont ask! ( not while the hoover is on may I add) love maryx x x x x Glad things are moving on for you and OH:thumbup: , won't mention the hoover sucking:confused: I'm sure we will here from Matt during the adverts;) |
Re: insolvency in spain
Originally Posted by maryann
(Post 4773075)
We did not contact centurian yet. We have spoken to the lawyer the brit consulate use, she was really helpful and we have a good plan of action. This is such a relief to have made a dicission and feel like we are moving forward.
As for the no hair comment..............that just makes you even more appealing! I am assuming you wont be on line today as the rugby is on all afternoon! And the spanish grand prix. Perfect day for cleaning the house. My little boy is helping me, his favourite occupation is to suck the hoover! Dont ask! ( not while the hoover is on may I add) love maryx x x x x Good to Hear that you are sorting it out, a mate of mine went through it all a while back, she is now free and so much happier. |
Re: insolvency in spain
Originally Posted by maryann
(Post 4765052)
Any advice would be good, very very long story, but it looks like we will go bankrupt in UK, however, the insolvency service have told us we cant go Bankrupt in the UK as we live and earn in Spain, we need to do it in Spain, Spanish solicitor told us we have no creditors in spain so we can not file here either. We want to take responsibility and do this properly, but we are not sure now what to do. Hubby is trying to speak to the brit consulate for advice. Has anyone had to do this, We started off trying to do a IVA, but that wont work either.
lots of love mary x x |
Re: insolvency in spain
Just a thought, but shouldn't most of the stuff done on this thread been better off in the chat room?
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Re: insolvency in spain
Originally Posted by el sid
(Post 4833364)
Just a thought, but shouldn't most of the stuff done on this thread been better off in the chat room?
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Re: insolvency in spain
I looked at the thread as I thought it was an interesting subject but ended up reading 4 pages of chat which this will also turn into if I reply to everyones comments.
It was just an observation!! |
Re: insolvency in spain
Originally Posted by el sid
(Post 4833399)
I looked at the thread as I thought it was an interesting subject but ended up reading 4 pages of chat which this will also turn into if I reply to everyones comments.
It was just an observation!! I think that the op had quite a bit of info, and if she felt that the thread had gone astray she would have said so. The info needed is still there so personally I don't see any problems, but as I said, it is a personal view. |
Re: insolvency in spain
Originally Posted by justwme
(Post 4831805)
We are looking to do the same thing, it seems it would affect property owned here too, try this website http://myvesta.org.uk/forum/template...it-pagetop.jpg they say theyll do it for you, im not sure how to proceed myself or if any creditors can touch us here, have you any ideas?
We have decided to write to our creditors and explain the situation, we have been told to suggest to them they wipe the dept as other options are likely to be lengthy and unproductive. I think it depends on the type of figures you owe and the back ground to the situation. I would be happy to PM you further on this I know it sounds like we left the UK and got out of paying our debts, but that is not the situation. We want to take resposibility for our debts as we believe what goes around comes around! spk soon love maryx x x |
Re: insolvency in spain
Originally Posted by el sid
(Post 4833399)
I looked at the thread as I thought it was an interesting subject but ended up reading 4 pages of chat which this will also turn into if I reply to everyones comments.
It was just an observation!! love mary x x x |
Re: insolvency in spain
Thanks for that I was going to try and file, there is a website with model letters that look excellent for writing to creditors, http://www.insolvencyhelpline.co.uk/..._creditors.htm, if it helps. I will be using it too, let me know if you find anything else, thanks
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Re: insolvency in spain
by the way, do you creditors have your address here or did they find you?
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Re: insolvency in spain
Maybe chatting to an an accountant would be better than a lawyer. You may not have to go bankrupt. I know someone who had over 100 grand of debts and they ended up paying off only 20k and never had to go bankrupt. Their accountant put them onto someone who dealt with it. If you had an accountant in UK, you may want to ask their advice rather than a lawyer.
Originally Posted by maryann
(Post 4765052)
Any advice would be good, very very long story, but it looks like we will go bankrupt in UK, however, the insovency service have told us we cant go Bank rupt in the UK as we live and earn in Spain, we need to do it in Spain, Spanish solicitor told us we have no creditors in spain so we can not file here either. We want to take responsibility and do this properly, but we are not sure now what to do. Hubby is trying to speak to the brit consulate for advice. Has anyone had to do this, We started off trying to do a IVA, but that wont work either.
lots of love mary x x |
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