British Expats

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-   Spain (https://britishexpats.com/forum/spain-75/)
-   -   Health insurance and Tax (https://britishexpats.com/forum/spain-75/health-insurance-tax-915541/)

lurchio Aug 5th 2018 9:18 am

Re: Health insurance and Tax
 
Okay, in the absence of any further info on co payments etc. I can only say, if in doubt visit the relevant office in the area you want to settle in and ask. It's good that anyone applying for Residencia asks for up to date info shortly before taking the plunge.

spainrico Aug 5th 2018 10:03 am

Re: Health insurance and Tax
 
Detailed here

https://www.gov.uk/guidance/healthca...alth-insurance

snikpoh Aug 5th 2018 3:12 pm

Re: Health insurance and Tax
 

Originally Posted by lurchio (Post 12543131)
Which ones then, so the OP knows?

My local extranjeria in Ontinyent.

But, you MUST go to your nearest extranjeria and not just any old one.

bobd22 Aug 5th 2018 4:34 pm

Re: Health insurance and Tax
 
​​​​​​​​​​​​What Lurchio says re co payments is certainly correct for applying for residency at Torre Del Mar, they will not accept any co payments and the policy must be fully paid up for 12 months with a certificate from the insurer basically stating you are full covered to same level as the public health system. Yes one can get the Convention Esoecial but only if you can prove you have been resident and on the Paxton for 12 months.

lurchio Aug 10th 2018 10:36 am

Re: Health insurance and Tax
 
Just to say that we have had our Convenio Especial payments made on 2nd. August refunded to us. As have two of our friends. We live in Andalucia.

I have posted about this separately to see if others are in the same position!

lurchio Aug 13th 2018 8:36 am

Re: Health insurance and Tax
 

Originally Posted by 1sexsmith (Post 12542806)
Please read the article linked above. This is not about the time it will take for something to be implicated in local offices. Sanchez has not elected to replace all of the anterior decree. That is to say legal residents will not receive free care if they do not contribute. Retired nationals are subject to the bilateral agreement which is nothing to do with this decree

Strangest thing has happened..... All under 65 legally resident Uk ex pats in Andalucia that were previously on the Convenio Especial public health cover and paying 60 euros a month have had this month's payment refunded and a press release states it will not be charged for going forward..... Any comment? Yes? No?

thegolfer Aug 13th 2018 9:25 am

Re: Health insurance and Tax
 
He's gone very quiet, I wonder why? ;)

bobd22 Aug 13th 2018 10:19 am

Re: Health insurance and Tax
 
I have received confirmation that the new law does not change the requirement to prove full health care cover when applying for residencia, you still need either S1 or full private health care cover.

thegolfer Aug 13th 2018 10:26 am

Re: Health insurance and Tax
 

Originally Posted by bobd22 (Post 12547546)
I have received confirmation that the new law does not change the requirement to prove full health care cover when applying for residencia, you still need either S1 or full private health care cover.

Who from please and in what form, official letter, email?

bobd22 Aug 13th 2018 11:08 am

Re: Health insurance and Tax
 

Originally Posted by thegolfer (Post 12547550)
Who from please and in what form, official letter, email?

​​​​​​​I emailed my gestoria in Andalucia and asked the question. They say that proof of healthcare is still a requirement either S1 or private in your possession when making the application. So possibly a bit of a catch 22 situation, required to make and complete application but once resident you could cancel private and apply for healthcare under new system?

thegolfer Aug 13th 2018 3:08 pm

Re: Health insurance and Tax
 

Originally Posted by bobd22 (Post 12547568)
I emailed my gestoria in Andalucia and asked the question. They say that proof of healthcare is still a requirement either S1 or private in your possession when making the application. So possibly a bit of a catch 22 situation, required to make and complete application but once resident you could cancel private and apply for healthcare under new system?

Cheers, as you say how NEW applicants for residency are affected by this new decree is basically as it is now until such time as we are told different or a NEW applicant posts with his or her experience one way or another.

lurchio Aug 13th 2018 10:20 pm

Re: Health insurance and Tax
 

Originally Posted by thegolfer (Post 12547714)
Cheers, as you say how NEW applicants for residency are affected by this new decree is basically as it is now until such time as we are told different or a NEW applicant posts with his or her experience one way or another.

Honestly, the best idea . I will be the 'guinea pig' for the Convenio as already resident, now we need someone who wants to apply for residency! Bob, I know what you said, but the pinch point is that there is no transferable cover. Once you tell the UK you are seeking residency here, you are cast adrift from the UK NHS and then similar in a way to the poor sods this law is intended to help. So what's the difference? (No S1 / OAP age obviously, just the Legislation letter)

More to come on this yet, mate.

bobd22 Aug 14th 2018 7:51 am

Re: Health insurance and Tax
 
Ian technically you are correct however as I still have the private healthccover in place from last time I did this it makes no difference to me. Also do you obtain residency before cutting yourself adrift from UK? If you don't then you are technically covered by EHIC untill resident? If you cut yourself adrift without benefit of an S1 or private health cover it is a risk in my view as you have then lost right to EHIC? Trying to argue the point at the foreigners office with a Spanish official who says you must prove health cover will be a pointless excercise in my view. I will get the residency and then look into cancelling my private health care? I simply see it as a catch 22.

Fred James Aug 14th 2018 10:22 am

Re: Health insurance and Tax
 
Definitely Catch 22.

You cannot get free healthcare without residency and you cannot get residency without healthcare - unless you are a paperless refugee!

Of course there is the slimmest possibility that common sense will prevail and they will realise that this situation is costing everyone involved time and money. We can live in hope.

bobd22 Aug 14th 2018 10:40 am

Re: Health insurance and Tax
 

Originally Posted by Fred James (Post 12548083)
Definitely Catch 22.

You cannot get free healthcare without residency and you cannot get residency without healthcare - unless you are a paperless refugee!

Of course there is the slimmest possibility that common sense will prevail and they will realise that this situation is costing everyone involved time and money. We can live in hope.

​​​​​​​Exactly how I see it Fred.


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