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Health care as pensioners but not residents

Health care as pensioners but not residents

Old Jun 3rd 2019, 1:17 pm
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Default Health care as pensioners but not residents

Afternoon one and all, we are in receipt of UK and Australian pensions. We will be living in Marbella for the next few months to see if we would like to live in Spain for the longer term. We have a Spanish bank account and NIE numbers but do not want to take out residency until we make a decision to stay. We have been receiving confusing advice about healthcare entitlements. Some say we will receive it free under reciprocal agreements others tell us we will have to pay/take out private health cover unless we become residents. We will need to obtain repeat prescriptions every month. We have applied for EHIC cards. Is this sufficient or do we need private health cover as well?
Really appreciate any help.
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Old Jun 3rd 2019, 2:40 pm
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Smile Re: Health care as pensioners but not residents

Originally Posted by BoomerWA View Post
Afternoon one and all, we are in receipt of UK and Australian pensions. We will be living in Marbella for the next few months to see if we would like to live in Spain for the longer term. We have a Spanish bank account and NIE numbers but do not want to take out residency until we make a decision to stay. We have been receiving confusing advice about healthcare entitlements. Some say we will receive it free under reciprocal agreements others tell us we will have to pay/take out private health cover unless we become residents. We will need to obtain repeat prescriptions every month. We have applied for EHIC cards. Is this sufficient or do we need private health cover as well?
Really appreciate any help.
As an expat, you are entitled to free state healthcare if you are:
  • resident in Spain and work in employment or self-employment and pay social security contributions,
  • resident in Spain and receiving certain state benefits,
  • resident in Spain and recently divorced or separated from a partner registered with social security,
  • a child resident in Spain,
  • a pregnant woman who is resident in Spain,
  • under 26 and studying in Spain,
  • a state pensioner, or
  • staying temporarily in Spain and have an EHIC card.
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Old Jun 3rd 2019, 3:04 pm
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Default Re: Health care as pensioners but not residents

Thanks for that Chrisjolly. Does that mean we will get free prescriptions as well?
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Old Jun 3rd 2019, 3:09 pm
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Default Re: Health care as pensioners but not residents

Originally Posted by BoomerWA View Post
Thanks for that Chrisjolly. Does that mean we will get free prescriptions as well?
you will be entitled to reduced prescription charges once you are in the system but you will have to go to your nearest Social Security office with all your papers and an S1 form from the UK. Once you have done that you will not be entitled to healthcare in the UK. Its a bit of an ordeal like all paperwork anywhere.
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Old Jun 3rd 2019, 3:13 pm
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Default Re: Health care as pensioners but not residents

Thanks again, but we are only staying for a few months and don't want to lose our healthcare in the UK.
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Old Jun 3rd 2019, 3:46 pm
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Default Re: Health care as pensioners but not residents

Originally Posted by BoomerWA View Post
Thanks again, but we are only staying for a few months and don't want to lose our healthcare in the UK.
You shouldn't lose it
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Old Jun 3rd 2019, 3:56 pm
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Default Re: Health care as pensioners but not residents

Sorry, still confused. We want to know if we will still have to pay for repeat prescriptions as technically visitors staying for a short time and with the EHIC card. Or will we need insurance until we decide to stay or leave.
thanks
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Old Jun 3rd 2019, 5:01 pm
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Default Re: Health care as pensioners but not residents

Originally Posted by BoomerWA View Post
Sorry, still confused. We want to know if we will still have to pay for repeat prescriptions as technically visitors staying for a short time and with the EHIC card. Or will we need insurance until we decide to stay or leave.
thanks
You will certainly have to pay something for your prescriptions as even Spanish pensioners do unless they have very low income. You can check this
National contact point for cross-border healthcare
Ministerio de Sanidad, Consumo y Bienestar Social
Ministry of Health, Consumer Affairs and Social Welfare

Paseo del Prado, 18-20
ES-28071 Madrid


Website
E-mail: [email protected]

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Old Jun 3rd 2019, 5:03 pm
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Default Re: Health care as pensioners but not residents

You won’t be entitled to free prescriptions. The only way to get those which aren’t actually free is to be part of the Spanish system.
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Old Jun 3rd 2019, 5:10 pm
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Default Re: Health care as pensioners but not residents

Thanks all. Will check out the website lonk.
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Old Jun 3rd 2019, 7:46 pm
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Default Re: Health care as pensioners but not residents

Originally Posted by BoomerWA View Post
Thanks again, but we are only staying for a few months and don't want to lose our healthcare in the UK.
If you are an S1 holder you are still entitled to NHS healthcare in the UK

Steve
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Old Jun 3rd 2019, 8:01 pm
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Default Re: Health care as pensioners but not residents

Don't have an S1. Do we need this if we are not becoming Spanish residents?
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Old Jun 3rd 2019, 9:05 pm
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Default Re: Health care as pensioners but not residents

You can only get a S1 if you are leaving the UK permanently to live in another EU country.

As a tourist you will have to use your EHIC. Private health insurance does not cover prescriptions.
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Old Jun 4th 2019, 6:48 am
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Default Re: Health care as pensioners but not residents

Thanks, sounds like we might need short term insurance.
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Old Jun 4th 2019, 7:54 am
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Default Re: Health care as pensioners but not residents

The EHIC if you have one? Will cover short term healthcare but not other things private cover does like repatriation etc. As Fred says you will not be entitled to S1 anyway as not becoming resident. As for prscriptions can you not explain this to your doctor as they may supply increased amount for your stay? Obviously depends on medication but nothing ventured nothing gained.
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