Health care for non-resident pensioner
#1
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Joined: Jun 2014
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Health care for non-resident pensioner
Hello,
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
#2
Re: Health care for non-resident pensioner
Hello,
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
after that time, they can & might well refuse to accept his EHIC card, even if he doesn't actually register as resident - if he has used the card it will be in the system & flag up if used too often or over what appears to be too long a period
this explains what care he can expect with the EHIC http://www.nhs.uk/NHSEngland/Healthc...-the-ehic.aspx
#3
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Joined: Jun 2013
Posts: 990
Re: Health care for non-resident pensioner
If he stays out of Uk more than 3( or is it 6) months he will lose his entitlement to UK NHS care
He can use the EHIC card for emergencies up to 3 months. His best option is for him to get private health care or travel insurance, but any existing conditions may be a problem.
He can use the EHIC card for emergencies up to 3 months. His best option is for him to get private health care or travel insurance, but any existing conditions may be a problem.
#4
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Re: Health care for non-resident pensioner
Would registering as a resident in Spain to access healthcare mean he would be liable for Spanish income tax on his UK pension? I thought you were only had to pay income tax if you were resident for more than 6 months.
If he stayed in the country for just under 3 months, then left for a week then returned would his EHIC be valid again - assuming he had proof that he left the country e.g. airline boarding passes?
If he stayed in the country for just under 3 months, then left for a week then returned would his EHIC be valid again - assuming he had proof that he left the country e.g. airline boarding passes?
#5
Re: Health care for non-resident pensioner
Would registering as a resident in Spain to access healthcare mean he would be liable for Spanish income tax on his UK pension? I thought you were only had to pay income tax if you were resident for more than 6 months.
If he stayed in the country for just under 3 months, then left for a week then returned would his EHIC be valid again - assuming he had proof that he left the country e.g. airline boarding passes?
If he stayed in the country for just under 3 months, then left for a week then returned would his EHIC be valid again - assuming he had proof that he left the country e.g. airline boarding passes?
he would, if asked, need to prove that he had left & come back again
although the EHIC would give him access to essential care, though, it sort of depends on what a doctor considers to be essential - & of course it wouldn't get him back to the UK if he needed medical transport - he might choose to return there if push came to shove - so travel health insurance is also a good idea
he would need to ensure that he didn't clock up more than 182 days in a calendar year, too, so that he wouldn't be tax resident in Spain - simpler all round if he just wants long holidays, to stay tax resident in the UK
Last edited by lynnxa; Jun 6th 2014 at 8:48 pm.
#6
Re: Health care for non-resident pensioner
Hello,
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
My father, who is in receipt of a British state pension, is thinking of buying a place in Spain near Alicante to stay during the winter months (less than 6 months per year).
What level of state healthcare would he be entitled to in Spain? He does not want to give up his entitlement to NHS healthcare in the UK.
Thanks,
James.
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Rosemary
#7
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Joined: Feb 2008
Posts: 5,622
Re: Health care for non-resident pensioner
Surely if he is retaining his UK residency then yes the 3 month rule applies by Spanish law but as he is UK resident he will stay registered with NHS legally, he has no intention of staying over 6 months. If he has a short break out of Spain say to UK or France/Portugal his 3 months start again on return to Spain. I would have thought if he did it this way his EHIC should cover him for emergency treatment. However I would have thought it would be better to have some form of private health or travel insurance in case of non emergency but needed treatment. I am not aware of any rule that says after 3 months you are removed from UK Health system if a UK resident which your father would remain.
#8
Re: Health care for non-resident pensioner
Surely if he is retaining his UK residency then yes the 3 month rule applies by Spanish law but as he is UK resident he will stay registered with NHS legally, he has no intention of staying over 6 months. If he has a short break out of Spain say to UK or France/Portugal his 3 months start again on return to Spain. I would have thought if he did it this way his EHIC should cover him for emergency treatment. However I would have thought it would be better to have some form of private health or travel insurance in case of non emergency but needed treatment. I am not aware of any rule that says after 3 months you are removed from UK Health system if a UK resident which your father would remain.
if he did register as resident, then he wouldn't be resident in the UK....
best thing all round, is to keep individual visits to less than 90 days
#9
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Joined: Feb 2008
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Re: Health care for non-resident pensioner
Not arguing with you it was someone else that said he would loose his NHS entitlement after 3 months I am not aware of that. I do not know the answer to the Spanish 3 month rule as technically that does not make you non resident in the UK. I don't know of legally by EU rules Spain can refuse to treats emergency treatment under EHIC rules? But accept no good having the argument when you need the treatment hence why I suggested he would require some sort of back up.
#10
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Re: Health care for non-resident pensioner
What are the practical effects of accessing healthcare via the EHIC rather than say the S1 form? Can my father register with a local GP with an EHIC?
#11
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Re: Health care for non-resident pensioner
I would not think so as it is for urgent treatment only
#12
Re: Health care for non-resident pensioner
Not arguing with you it was someone else that said he would loose his NHS entitlement after 3 months I am not aware of that. I do not know the answer to the Spanish 3 month rule as technically that does not make you non resident in the UK. I don't know of legally by EU rules Spain can refuse to treats emergency treatment under EHIC rules? But accept no good having the argument when you need the treatment hence why I suggested he would require some sort of back up.
Theres no communication so unless you physically go and tell your doctor that you have left the UK, he wont know and will continue treating you.
So legally he would, but in reality he probably wont
#13
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Joined: May 2009
Location: Alicante province
Posts: 5,753
Re: Health care for non-resident pensioner
The Spanish public health system is probably better than our NHS, but like ours it's cracking at the seams purely because of numbers and financial restraints. You can beat the system in the short term but not in the case of serious illness.
Even if you're whiter than white in legal terms, having registered with every authority available and with a suitcase full of stamped documents, speaking almost fluent Spanish, there will come a time in the middle of the night in a Spanish hospital when a nurse will tell you what Spanish people really think of foreigners, much the same as we do in the UK.
There was a recent, well publicised case locally where a long term expat resident, as legal as possible turned up at the health centre for his life saving essential medicine and had his medical card cut up in front of him by the Spanish receptionist with a gleeful smile on her face.
She said, 'Your country is no longer paying for you, now go away.'
She was wrong, but the expat is on his way home.
Even if you're whiter than white in legal terms, having registered with every authority available and with a suitcase full of stamped documents, speaking almost fluent Spanish, there will come a time in the middle of the night in a Spanish hospital when a nurse will tell you what Spanish people really think of foreigners, much the same as we do in the UK.
There was a recent, well publicised case locally where a long term expat resident, as legal as possible turned up at the health centre for his life saving essential medicine and had his medical card cut up in front of him by the Spanish receptionist with a gleeful smile on her face.
She said, 'Your country is no longer paying for you, now go away.'
She was wrong, but the expat is on his way home.
#14
Re: Health care for non-resident pensioner
Rosemary
#15
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Re: Health care for non-resident pensioner
Am I correct in thinking that if my Father registers in Spain with the S1 form that this will automatically cause him to lose his entitlement to NHS treatment? Even if he never leaves the UK for more than three months at a time?