Health care

Old Oct 5th 2014, 11:39 pm
  #46  
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Default Re: Health care

Just out of interest I have enquired online with the official EHIC information site. I asked if they could define a temporary stay also if one would be covered under EHIC for a 4 or 5 month stay in a country covered or for say a 6 month tour of Europe. Here is a copy of their reply which is as I thought.


There's no defined length for a temporary stay, however you would have to be classed as a permanent resident in the UK and if you were touring for 4, 5 or 6 months you would be covered.

It covers you for treatment that is needed to allow you to continue your stay and pre-existing conditions until your planned return
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Old Oct 6th 2014, 12:01 am
  #47  
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That's good enough for me then, we are covered when we go for 4 months next year
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Old Oct 6th 2014, 12:03 am
  #48  
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That is as I thought Cliff, they are on FB believe it or not, they post when they are avalible to answer queries and replied to me within around 40 mins.
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Old Oct 7th 2014, 12:38 am
  #49  
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Default Re: Health care

Hi. My husband and I have had private health care in Spain for some time now and have always had excellent service using 'Medifiatc'

FIATC - Seguro salud Medifiatc

There are loads of companies which offer private cover so shop around, we started with a discount in our first year and we now pay around 49€ each a month, now we have a daughter, we pay the same for her too. My in-laws who are pensioners pay roughly double that cost.

Unless you are contributing to the system i.e paying social security you are not entitled to public health care in Spain so private is the only option.

Anna
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Old Oct 7th 2014, 12:51 am
  #50  
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Default Re: Health care

Originally Posted by Anna Collins1
Hi. My husband and I have had private health care in Spain for some time now and have always had excellent service using 'Medifiatc'

FIATC - Seguro salud Medifiatc

There are loads of companies which offer private cover so shop around, we started with a discount in our first year and we now pay around 49€ each a month, now we have a daughter, we pay the same for her too. My in-laws who are pensioners pay roughly double that cost.

Unless you are contributing to the system i.e paying social security you are not entitled to public health care in Spain so private is the only option.

Anna

Not quite - firstly there is "sin recursos" meaning that you can get cover if your income is below a particular limit.

Secondly, after a year of being legally resident in Spain you can pay into the government system (available in most regions now) which is currently 60€ per person per month
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Old Oct 7th 2014, 3:13 am
  #51  
 
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If you income was that low, I doubt you would meet the criteria to sign onto the Register of Foreigners.
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Old Oct 7th 2014, 5:18 am
  #52  
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Default Re: Health care

Originally Posted by Fred James
If you income was that low, I doubt you would meet the criteria to sign onto the Register of Foreigners.
... all depends how long you've been here. And, I'm told, they don't take savings into account - strange though that may sound.
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Old Oct 7th 2014, 8:28 am
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Default Re: Health care

I think you will find that having adequate capital is sufficient, either in the form of property, other capital and even, surprisingly, a credit card with adequate credit on it.

It was introduced about two years ago in a modification to the existing law by Orden PRE/1490/2012, de 9 de julio. Article 3, 2a

2.ª Disposición de recursos suficientes, para sí y para los miembros de su familia, para no convertirse en una carga para la asistencia social de España durante su periodo de residencia.

La acreditación de la posesión de recursos suficientes, sea por ingresos periódicos, incluyendo rentas de trabajo o de otro tipo, o por la tenencia de un patrimonio, se efectuará por cualquier medio de prueba admitido en derecho, tales como títulos de propiedad, cheques certificados, documentación justificativa de obtención de rentas de capital o tarjetas de crédito, aportando en este último supuesto una certificación bancaria actualizada que acredite la cantidad disponible como crédito de la citada tarjeta.
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Old Oct 7th 2014, 9:19 am
  #54  
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Default Re: Health care

Originally Posted by bobd22
Just out of interest I have enquired online with the official EHIC information site. I asked if they could define a temporary stay also if one would be covered under EHIC for a 4 or 5 month stay in a country covered or for say a 6 month tour of Europe. Here is a copy of their reply which is as I thought.


There's no defined length for a temporary stay, however you would have to be classed as a permanent resident in the UK and if you were touring for 4, 5 or 6 months you would be covered.

It covers you for treatment that is needed to allow you to continue your stay and pre-existing conditions until your planned return
I absolutely agree as to pre-existing conditions. I will not go into detail but last year we ventured into Spain for almost six months. My wife has a pre-existing condition and has done so for some 40 years. Current medication which is prescribed both in France and the UK is very expensive.

So we turned up at the Salud in Javea utter mayhem presented UHIC card plus a portfolio in Spanish of the treatment that my wife receives. Please go away. S1 or nothing and the Denia hospital is privately run and Valencia Health are in dire straights.

It look threats cajoling and lots of other stuff and still no................

Then Consulate at Alicante who explained to Valencia Health EHIC and pre existing conditions. Then exchanges of emails followed by interrogation and the third degree lots of shrugging shoulders and the like still no. Then ok fine we will make a complaint to the EU and then drive back to France where we live and obtain the medication. This is going to get nasty.

We left the hospital and en route back to our villa to pack up and go back to France a mobile yes we will give you just three months of the injections.

Lesson from all of this the EHIC card is for emergencies but Spain at least in Valencia do not recognise existing conditions. If anyone has e/conditions the Consulate suggests you sort it our with them and the hospital well in advance of travel!!!!!!!!!! You have been warned. We thought as EU members existing prescriptions from France would be honoured. Not so I and do with respect now understand. The staff at the Salud had just suffered from a 20% reduction in salary so a EHIC card for them was just one step too far.

Our thanks to the Consulate.
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Old Oct 7th 2014, 9:26 am
  #55  
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Default Re: Health care

Here and before someone picks it up the EHIC card was issued under the new regulations by Newcastle for my wife and I living in France. So UK card.

Hope someone has better experience that we did of pre existing conditions. Again there are some who travel to Spain and have to have dialysis and in fairness they have been through the hoop before and set it up before they travel.

With experience that is what we should have done but please do not take the chance of turning up with a pre-existing condition and think you are going to be 'served' by flashing the EHIC card.
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Old Oct 7th 2014, 9:28 am
  #56  
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Default Re: Health care

Originally Posted by Anna Collins1
Hi. My husband and I have had private health care in Spain for some time now and have always had excellent service using 'Medifiatc'

FIATC - Seguro salud Medifiatc

There are loads of companies which offer private cover so shop around, we started with a discount in our first year and we now pay around 49€ each a month, now we have a daughter, we pay the same for her too. My in-laws who are pensioners pay roughly double that cost.

Unless you are contributing to the system i.e paying social security you are not entitled to public health care in Spain so private is the only option.

Anna
Not true a S1 entitles you to the same level of Health cover/facilities as a Spanish National.
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Old Oct 7th 2014, 10:13 am
  #57  
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Default Re: Health care

Hi Porth sounds like you had a real nightmare. In the UK I do a couple of days voluntary ambulance car driving taking people to and from hospital. I know from experience of speaking with people that have used the system, that conditions such as dialisis oxygen therapy do need to be arranged prior to travelling. This is actually done by the NHS they have a specific department that deal with all the pre required arrangements. I suppose if anyone suffers from a pre existing condition that would require ongoing routine treatment then one would need to make contact with NHS prior to travel to ensure arrangements are made all be it that will be done under the EHIC. Of course many people have pre existing conditions that may just need prescription medication I for instance do and so far when going for longish stays have explained this to my GP and they have provided sufficient medication for my trip. IT may be that such a condition could unexpectedly require treatment and from what the EHIC people say that should be covered. I accept though that should can be vague and that certainly in Spain any health care does differ by region. I can say that I have spoken to people non resident on longish trips to where we own our property and they have been treated very well and without any major problems.

Last edited by bobd22; Oct 7th 2014 at 10:16 am.
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Old Oct 7th 2014, 7:39 pm
  #58  
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Default Re: Health care

Hi Bobd22 - you have very succinctly dealt with the subject much better than I could have. I would not wish to repeat for the sake of repeating your précis but you are dealing with the concept of UK/Spain/say France.

You are absolutely spot on as to pre-existing and which are covered by say tablets - that we have had to do equally from France for they augment the treatment that Linda needs. Relatively easy.

However injections kept under refrigeration and at some cost not so easy.

Our EHIC card under the new regulations is issued by Newcastle so far so good. Then following your logic involve EHIC and the NHS. It falls down there for we are resident fiscally and otherwise in France. No such arrangement is in place. Asked NHS no sorry ask France. There is a gap for those of us who live outside UK in Europe and travel further in Europe!

It is a point I am making with the Consulate and ahead of arrival for the injections to be made available.

France has a joined up Health but with regional administration offices. I have what is called a carte vital and it has a chip. That chip contains lots of information as to medication address entitlement and the like. Spain has autonomous health it is not joined up. Yes most times it works but as in our case turning up and asking for hugely expensive medication it did not work.

If the injections this time and with pre-planning are not made available and as last time doff your cap to have them - then we do not come.

Some people will argue that we should stay where we are. No chance EU freedom of movement and the like and just because you have a serious pre-condition should you stay in an armchair in the corner and await your maker?

best wishes
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Old Oct 8th 2014, 12:34 am
  #59  
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Assuming they are getting a state pension, Why aren't the pensioners getting free care?
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Old Oct 8th 2014, 12:51 am
  #60  
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Default Re: Health care

OP says neither she or husband are state pension age yet. Also there will be people of state pension age that are non residents who want to use their property for a few months per year.
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