Guiri With No UK Car Insurance?
Jun 10th 2011, 11:21 pm
#31
Straw Man.
Joined: Aug 2006
Location: That, there, that's not my post count... nothing to see here, move along.
Posts: 46,302
Re: Guiri With No UK Car Insurance?
Yep, I actually think sites like that are crap, I've always used an agent and I have never had anything other than fully comp, not even my first insurance was third party
Jun 11th 2011, 2:24 am
#32
BE Forum Addict
Thread Starter
Joined: Apr 2008
Posts: 3,171
Re: Guiri With No UK Car Insurance?
Yeah mine was about £295 about 18 months ago and that was for tools and up to 3 million if I remember right but its well over £600 now and they are trying to say I need 5 million which is utter crap as I have all my tickets to use machinery and saws.
Yep, I actually think sites like that are crap, I've always used an agent and I have never had anything other than fully comp, not even my first insurance was third party
Yep, I actually think sites like that are crap, I've always used an agent and I have never had anything other than fully comp, not even my first insurance was third party
Jun 11th 2011, 2:39 am
#33
Straw Man.
Joined: Aug 2006
Location: That, there, that's not my post count... nothing to see here, move along.
Posts: 46,302
Re: Guiri With No UK Car Insurance?
Some cars are not worth fully comp, especially if your in the trade and can fix them for a fraction of the cost to Joe public should the need ever arise, comparison websites are the best, you can tweek/change your requirements to get the best deal for yourself in a few minutes , sure they take a commision but then so dose your local agent who will no doubt use one of the companies on the comparison websites
Jun 11th 2011, 6:14 am
#34
Lost in BE Cyberspace
Joined: May 2009
Location: Alicante province
Posts: 5,753
Re: Guiri With No UK Car Insurance?
OK change of topic but what do you mean by funeral insurance? Do you mean and insurance that pays out when you die or paying for your funeral in advance with a funeral director? If it is the second one you will need to go into it very thoroughly. My MIL thought that she had paid for her funeral several years before she died but when the time came we found that we had to pay for the majority of it, apparently the plan only covers certain items (the cheapest as it turned out). So glad that MIL was not aware she thought that she was being sensible and that we would not have any expense.
Rosemary
Rosemary
However, my wife is an interpreter and has frequently dealt with sad cases where expats have died unexpectedly in foreign fields. We've had many calls from expats needing help. A common scenario is a spouse being admitted to hospital as an emergency and the partner phoning to enquire about the partner's condition and not understanding the Spanish response.
When my wife subsequently phoned, she was informed that the person had died and from that time on we have tried to help the people concerned, a heartbreaking task.
When there is suitable insurance, the various company's response is varied. The expat companies who advertise extensively, but only with mobile phone numbers and web sites are generally hopeless, often uncontactable.
The main Spanish insurance companies vary. Some are unhelpful and only speak Spanish, others take over completely and arrange everything, as should happen.
Repatriation costs around £14,000, a Spanish cremation with a minimal church service around £3,000. It's worth being prepared.
Jun 11th 2011, 10:56 am
#35
Banned
Joined: Feb 2008
Location: Vejer de la Fra., Cadiz
Posts: 7,653
Re: Guiri With No UK Car Insurance?
What drives me mad is when you have a car that's wrecked, the insurance will only give you 700, but to get a replacement is a couple of grand.
Jun 12th 2011, 3:25 am
#36
Ex Expat
Joined: Oct 2006
Location: West Midlands, ex Granada province
Posts: 2,140
Re: Guiri With No UK Car Insurance?
Our car was first registered in 1997 and we still have fully comp, through Linea Directa.
