Originally Posted by Rachels2000

Why I worked it out so strict is because I am planning on living off interest off savings and wanted to know the cost for everything thinkable.Every little hidden thing that may not be paid monthly but may come every other year or so, new tv or a new car etc.Redecorating your home.Buying new furniture after a few years.Holidays.Unexpected vet bills.Having one filling too much etc.Kind of worse case kind of thing.Maximum all this would cost divided across the year.As all these little things can add up.

Here is my breakdown
food- £200 a month
Take out- £20 a month
Elect-£20 a month
Water £25 a month
Sky tv -£10 a month
Ibi tax- £5 a month
Gas or heating £20 a month
Phone £13 a month
Broadband £20 a month
Fiscal Rep £8 a month
House and contents insurance £14 a month
Travel Insurance £5 a month
Medical Private healthcare £60 a month
Car Insurance £14 a month
Car Tax £4 a month
Car Parts £8 a month
Petrol £50 a month
Car Devalue £50 a month
Hair Cut £3 a month
Dentist £5 a month
Vet £3 a month
Car Mot £3 a month
Clothes £15 a month
Xmas budget £17 a month
Birthday budget for gifts £17 a month
Pc Software and hardware £9 a month
Spending £160 a month
Wealth Tax £40 a month
Decor budget(new household items, decoration etc) £15 a month
Flights back to Uk once a year £25 a month
Cattery while on holiday £20 a month

= £883 a month. Just over £10,000 a year.