Re: General advice and help required regards to work
 

I made additional contributions to my UK state pension - all the advice is it is a good deal (from my research a few years ago)

https://www.gov.uk/voluntary-nationa...-contributions

https://www.moneysavingexpert.com/sa...contributions/

Re: General advice and help required regards to work
 

As a side note to SexSmith, With the online platform, the classes aren't scheduled by the platform. Its basically you attract students, then students arrange their classes. Its very sporadic and not a set-in-stone thing. I too have Spanish classes with the same platform, I sign up for say 4 classes, then book the class when I want.

As for the payments, they aren't automatically sent monthly, I withdraw the funds monthly - just because its easier for me to keep a record. But if I wanted I could just keep the funds within the app and then say taken the money out every 3 months. If I want i can also withdraw the funds every day or week. I just withdraw the funds monthly as it makes sense.

I have to admit to being a little ignorant about things in this regards. My mother-in-law is Spanish and was autonomo she was adamant when telling me that you don't need to be autonomo if your earnings are less that 3000€ for your side-gig etc - which at present mine definitely are below. As for DAC7 that's another thing.

But ultimately the take away from this forum post, is that I need to speak to a gestor as soon as possible (at present impossible due to long hours and baby about to come) But I plan to in the summer to try and get a better understanding of this and take some action. I am a little bit of a disaster with this stuff.

Regards to my academy, everything is above board with them. This summer I will be taking paternity leave which is my legal right and very much will be reducing online class hours, just because I will be bringing up a baby.

In response to the person above suggesting Youtube as an outlet for teaching, it's not really my bag I am afraid, I do enjoy teaching and consider myself a decent teacher, but I am not really interested in the fanfare of Youtube, social media etc. Plus there are plenty of well-established people doing this already. Also if doing private classes is a confusing thing with regards to the taxes, then I imagine Youtube is even more mental.

Thanks all for your responses, its definitely food for thought and Is my main priority once the baby is born.


PS... I have already applied to the UK for NI contributions, thanks for that suggestion SexSmith

Re: General advice and help required regards to work
 

Youtube is really no different regarding tax liabilities. With such a low hourly rate (for which I understand the reasoning) I would estimate that you are actually doing it at a financial loss.
Maybe that's OK for now and perhaps it will give you inspiration for other things too.:thumb:
If you tot up what you are giving out for using the online platform, Internet connection, hardware investment and electricity and of course your time, you will see what I mean.
Anyway, good luck whatever you decide and especially with the little person when they arrive.

Re: General advice and help required regards to work
 

I found this website which may tide you over until speaking to a gestor, which seems to be a credible explanation which matches what was said in this thread (apart from the bits where I was wrong), it possibly also has the explanation of why your mother-in-law is not working as autonomo:

Profesores guía para hacer facturas y declarar - Tus Papeles Autonomos