E106 treatment refusal?
#16
BE Enthusiast
Joined: Oct 2007
Posts: 446
Re: E106 treatment refusal?
I can agree with that from personal experience. ... and you may find you have a fight on your hands in the future if for example anything else has to be done to that ear (even if it appears totally unrelated), or something similar happens to the other one!
#17
Re: E106 treatment refusal?
Remember that non disclosure of material facts to an insurance company can give them the right to revoke the policy.
In other words if you fail to tell them about a 10 year old ingrowing toenail operation, they could refuse treatment for a completely unrelated life threatening, not pre-existing, illness.
#18
Forum Regular
Joined: Jun 2010
Posts: 46
Re: E106 treatment refusal?
Our travel ins co made it clear to us that we didn't have to disclose anything. However they will consult your Doctor for any claim you make & if it's for something that could be constrewd as pre existing then they won't pay out.
So when i said in an earlier post that you have to disclose everything that is if you want to be covered for it.
So when i said in an earlier post that you have to disclose everything that is if you want to be covered for it.
#19
BE Enthusiast
Joined: Oct 2007
Posts: 446
Re: E106 treatment refusal?
You are basically lying by omission if you do not disclose your health record.
Remember that non disclosure of material facts to an insurance company can give them the right to revoke the policy.
In other words if you fail to tell them about a 10 year old ingrowing toenail operation, they could refuse treatment for a completely unrelated life threatening, not pre-existing, illness.
Remember that non disclosure of material facts to an insurance company can give them the right to revoke the policy.
In other words if you fail to tell them about a 10 year old ingrowing toenail operation, they could refuse treatment for a completely unrelated life threatening, not pre-existing, illness.
#20
Banned
Joined: Dec 2006
Location: Living in a good place
Posts: 8,824
Re: E106 treatment refusal?
Yes Fred is correct, I know some people who have fallen foul of the small print and have been presented with large bills. Even if it's not related they will not pay out if something however trivial is not declared. Most companies have a list of illnesses/diseases that should be declared and most ask if you have had surgery within the last x years.