Contactless cards (RFID)
Jan 26th 2017, 1:28 pm
#46
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Location: South Wales and abroad
Posts: 788
Jan 26th 2017, 3:05 pm
#47
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Joined: Mar 2006
Posts: 827
Re: Contactless cards (RFID)
I shopped in Tesco, fueled up at the Tesco petrol station thev dropped in to my local off licence...my card was refused. I phoned the bank who told me that three transaction in a few minutes was flagged as suspicious and the account had been put on hold.
I answered security questions and the card was taken off hold.
So I feel very safe using these cards.
Out of the UK I tend to use pre paid Visa cards.
I answered security questions and the card was taken off hold.
So I feel very safe using these cards.
Out of the UK I tend to use pre paid Visa cards.
An algorithm written by a complete stranger has determined that your activities were suspicious and therefore immediately cut off your access to your own money.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
Jan 26th 2017, 3:57 pm
#48
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Joined: Jul 2006
Location: london/gandia
Posts: 1,163
Re: Contactless cards (RFID)
An algorithm written by a complete stranger has determined that your activities were suspicious and therefore immediately cut off your access to your own money.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
Jan 26th 2017, 5:59 pm
#49
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: Contactless cards (RFID)
An algorithm written by a complete stranger has determined that your activities were suspicious and therefore immediately cut off your access to your own money.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
So this type of thing is not new.
Jan 26th 2017, 6:25 pm
#50
BE Forum Addict
Joined: Apr 2007
Posts: 2,675
Re: Contactless cards (RFID)
An algorithm written by a complete stranger has determined that your activities were suspicious and therefore immediately cut off your access to your own money.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
Doesn't anyone else feel unnerved by this?
How would you feel if you went into a pub and your card was refused because you have already purchased your weekly allowance of alcoholic units, as set by the local government health department?
What if you got into a dispute over your council tax - you claim to have paid it but the council have lost it, therefore the council put an immediate block on your cards until the debt is paid?
What if you bought a bottle of whisky from the off licence, then remembered your wife asked you to pick up some paracetamol because she's got a migraine. The pharmacy refuses your purchase because the computer system "knows" you just bought alcohol.
Let's all welcome the coming cashless society because as we're continually told, if you've nothing to hide, you've nothing to fear.
OK so let's all indulge your paranoia and insist that the banks do not use any kind of usage profiling to protect us against fraudsters and happily live with the, possibly expensive, consequences.
Of course if you really are troubled then a pair of scissors is your best bet.
Jan 26th 2017, 7:24 pm
#51
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Joined: Jul 2006
Location: london/gandia
Posts: 1,163
Re: Contactless cards (RFID)
OK so let's all indulge your paranoia and insist that the banks do not use any kind of usage profiling to protect us against fraudsters and happily live with the, possibly expensive, consequences.
Of course if you really are troubled then a pair of scissors is your best bet.
Of course if you really are troubled then a pair of scissors is your best bet.
Jan 27th 2017, 6:47 am
#54
BE Enthusiast
Joined: Mar 2006
Posts: 827
Re: Contactless cards (RFID)
Of course it's not new. A sudden change in spending pattern should raise a flag. But three transactions in quick succession justify a stop on all transactions? Hell, two of them were on the same premises and to the same company. How is that suspicious?
This week I attempted to pay my credit card bill online. I do this every month on or around the same date every month. Have done for years. This week my payment was refused, even though there are sufficient funds to cover it. I had to get on the phone to Visa security to confirm that the payment was genuine. This was not a quick ten second call - the whole process took over fifteen minutes of call queues and security questions. Eventually they informed me that the transaction was refused because I was using a different IP address. WTF! This wasn't a change in spending habit, this was a regular monthly transaction. I complained like hell to my bank who appologised and credited me £25 for the inconvenience.
Now all this beefed up security may well be fine with some people but the real reason behind it is because so many cards and electronic transactions are fraudulent and banks want to cover their asses by making us (their customers) jump through hoops.
Yet they are still pushing for a cashless society and desperately trying to convince us of the convenience of contactless payments.
It's not for our benefit. We already have very little privacy and what little we do have is slowly being eroded. Now my simple little Big Brother examples above may be in jest, but can people really not see this coming?
Jan 27th 2017, 3:51 pm
#55
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Joined: Jul 2006
Location: london/gandia
Posts: 1,163
Re: Contactless cards (RFID)
Contactless payments and self service points in shops and food and beverage outlets are leading to staff-less businesses. Lower prices / more profits and eventually the dismantling of a big part of the service industry on the high street and society. I wonder what model will replace the outgoing one?
Jan 27th 2017, 4:01 pm
#56
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: Contactless cards (RFID)
Cash may be difficult to obtain soon in some places in the UK
Industry body warns of 'cash deserts' if ATM funding row not resolved - ITV News
Industry body warns of 'cash deserts' if ATM funding row not resolved - ITV News
