Culebronchris

My wife's car was destroyed in an accident (she was OK) and the insurance people rang today to say that it was a write-off and did she want to keep the car or did she want them to scrap it.

I seem to remember there was a discussion on this board about this. Either having it scrapped or not having it scrapped was the wrong decision but I can't find the thread. Can anyone help?

Spanish car bought from new in Spain, insured with Linea Directa. Guardia Civil report says it's the other driver's mistake.

Loafing Along

The only difference I can see is that the Insurance company is likely to offer a lower settlement if you keep the remains.

Culebronchris

Thanks. It may well be that simple.

bob_day

When our Smart was written off a few years ago we had the option of keeping the wreck, apparently because we weren't at fault.

I sold the wreckage which help make up the difference between the book value that linea directa paid and the cost of like replacement.