Can I Get A Pension
Hello. I am married and my husband is self employed. We have lived in Spain for 8 years. In the UK over the years I worked for approx 11 years. I have not worked in Spain as I have been looking after the children. I don't think I will be working in the future as we manage on OH income, also I want to be available to look after future grandchildren while the parents are working. I have children with quite a large age gap. I want to know is there any possibility at all that I would get any sort of pension either from the UK or Spain (I can't imagine I would get anything from Spain as I have not paid into the system here) I know my husband will get a pension as he has always worked in the UK and Spain. I am 48 years of age.
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Re: Can I Get A Pension
Originally Posted by jackandjill
(Post 9287085)
Hello. I am married and my husband is self employed. We have lived in Spain for 8 years. In the UK over the years I worked for approx 11 years. I have not worked in Spain as I have been looking after the children. I don't think I will be working in the future as we manage on OH income, also I want to be available to look after future grandchildren while the parents are working. I have children with quite a large age gap. I want to know is there any possibility at all that I would get any sort of pension either from the UK or Spain (I can't imagine I would get anything from Spain as I have not paid into the system here) I know my husband will get a pension as he has always worked in the UK and Spain. I am 48 years of age.
The answer is that you will get a pension due to what you have contributed to the system in the UK, but it wont be much and the way things are going you may have to wait until you are 70 to collect it! I believe you can buy extra years, last I heard it was about £350 a year |
Re: Can I Get A Pension
Originally Posted by jackandjill
(Post 9287085)
Hello. I am married and my husband is self employed. We have lived in Spain for 8 years. In the UK over the years I worked for approx 11 years. I have not worked in Spain as I have been looking after the children. I don't think I will be working in the future as we manage on OH income, also I want to be available to look after future grandchildren while the parents are working. I have children with quite a large age gap. I want to know is there any possibility at all that I would get any sort of pension either from the UK or Spain (I can't imagine I would get anything from Spain as I have not paid into the system here) I know my husband will get a pension as he has always worked in the UK and Spain. I am 48 years of age.
You have to apply by post if you live in Spain. They will also tell you if you can buy any years, I'm not sure you'll be able to if you've lived here 8 years. In addition to the years you have worked you might also qualify for HRP (Home Responsibilities Protection) which gives you credit whilst you are looking after children. |
Re: Can I Get A Pension
Originally Posted by BillyJo
(Post 9287331)
You can get a forecast from the UK. Details here http://www.direct.gov.uk/en/Pensions...st/DG_10014008
You have to apply by post if you live in Spain. They will also tell you if you can buy any years, I'm not sure you'll be able to if you've lived here 8 years. In addition to the years you have worked you might also qualify for HRP (Home Responsibilities Protection) which gives you credit whilst you are looking after children. |
Re: Can I Get A Pension
:)You will qualify for a UK pension if when you worked there, however briefly, you paid NI contributions. The amount will be a pittance. You can pay volontarily to make up years; and that is in fact a good investment. My wife worked for less than two years in the UK, 47 years ago; and receives approx 70 Eurines a month.
'o nonno |
Re: Can I Get A Pension
Originally Posted by ononno
(Post 9291252)
:)You will qualify for a UK pension if when you worked there, however briefly, you paid NI contributions. The amount will be a pittance. You can pay volontarily to make up years; and that is in fact a good investment. My wife worked for less than two years in the UK, 47 years ago; and receives approx 70 Eurines a month.
'o nonno |
Re: Can I Get A Pension
Originally Posted by BillyJo
(Post 9293058)
There were some changes in April 2010 which means you now only need 30 years contributions (including HRP) to qualify for a full pension, whereas before that it was 39 years for a woman and 44 for a man. This is one of the reasons for the increase in the retirement age. So if you have 11 years of contributions, at current rates this is about £37 a week.
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Re: Can I Get A Pension
Originally Posted by jdr
(Post 9293751)
She will only get it when she is old enough though. :rofl:
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