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Buying a rural property Malaga region

Buying a rural property Malaga region

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Old Feb 26th 2019, 1:46 pm
  #1  
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Default Buying a rural property Malaga region

Hello,

I have done months of endless research and my head is constantly spinning! I thought I had a fair understanding of what was required and was checking to see if the house had either -

a First occupation licence - Licencia de primera ocupacion or Certificate of Habitation - Cedula de habitabilidad...

Or

a DAFO/AFO/SAFO - Asimilado al Fuera de Ordination

One of the other I believe is required for the house to either be legal or accepted......and required for a mortgage.

We've found a house that we like. The private owner has sent me a copy of the escritura of the house and an architect's report called a 'Certificado de vivienda unifamiliar'. The house has mains electric, they pay IBI and have access to community water...

The owner (as they would) is telling me this is enough - is it?

We will be hiring a conveyancer etc all in due course but if anyone could help with any insight just now that would be extremely helpful!

Thanks
Emma
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Old Feb 26th 2019, 4:16 pm
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Default Re: Buying a rural property Malaga region

If it does not have a Cedula de Habilitad and is not a very old property, don't go anywhere near it.

Having a DAFO means the house is illegal, but acceptable and cannot be demolished. If you buy a house with a DAFO you will never be able to modify it or add to it.

Useful site here https://soha.es/what-is-dafo/

It's a minefield, but sadly, many houses in the Campo were built without the correct permissions.

I built a house in the Campo in Granada province in 2002 and the paperwork was a massive challenge and expense (which is why most people did not bother). A few months after it was finished, they changed the law in Andalucia which now makes it almost impossible to build a Campo house unless you have a huge plot and are registered as a productive farmer. In our large valley there has only been one legal house built in the last 17 years.
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Old Feb 26th 2019, 5:30 pm
  #3  
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Default Re: Buying a rural property Malaga region

Go see a lawyer
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Old Feb 27th 2019, 8:11 am
  #4  
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Default Re: Buying a rural property Malaga region

Thanks Fred.
I'm completely up-to-date with what a DAFO is.......it may be what we end up doing alongside a seller

But for this house it is (as they will all be) complicated.

I've a little more info;

The land was bought in 1976
It was built on in February 2007 and the house was made legal and added to the land/property registry - it has a declaration de obra nueva

So the house is 'legal'

The Ley del Suelo that came in May 2007 states that to get a DON you need a certificate of habitation.....this house was declared in February 2007 when a certificate of habitation wasn't needed to add a house to the registry...

It has urban on the IBI as well...not rural...am researching if this means anything

I've had feedback from 1 lawyer already who is saying that its fine because it states urban on the IBI and has the D.O.N but I am still not sure

So please don't worry if its all too complicated...I'm just sounding things out just in case anyone knows!
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