Go Back  British Expats > Living & Moving Abroad > Europe > Spain
Reload this Page >

Buying RHD UK plated car prior to UK return

Buying RHD UK plated car prior to UK return

Old Nov 7th 2009, 7:01 pm
  #1  
Just Joined
Thread Starter
 
Joined: Nov 2009
Posts: 14
CostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really nice
Default Buying RHD UK plated car prior to UK return

Hi,
I'm sure someone here will know the answer to this.....
We're moving back to UK early Jan & have found a buyer for our LHD car. We've found a RHD here in Spain (UK plates) that we're going to buy & are now trying to sort out insurance. I remember reading that companies here in Spain will take your premium, but if you need to make a claim at some point, they won't pay up as you're not legal on the roads here if you're resident in a UK plated car. The car has a current MOT.
We've always played 100% by the rules & done everything legally, so I'd hate to come unstuck in our last 10 weeks!
Is there anyway round this legally? I'm getting myself really worried about the possibility of being on the road without a valid insurance policy.
Thanks.
CostaCookie is offline  
Old Nov 7th 2009, 7:15 pm
  #2  
VFR
BE Forum Addict
 
Joined: Jun 2009
Location: Valencia area
Posts: 1,153
VFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond reputeVFR has a reputation beyond repute
Default Re: Buying RHD UK plated car prior to UK return

Knight Insurance (add in CBN) will insure a UK plated car, but be mindful that the car may not have been SORN'ed & the DVLA may come after you for road tax (assuming it has none)
VFR is offline  
Old Nov 7th 2009, 7:24 pm
  #3  
Just Joined
Thread Starter
 
Joined: Nov 2009
Posts: 14
CostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really nice
Default Re: Buying RHD UK plated car prior to UK return

Thanks for that. Yes, it has tax until Feb next year.
CostaCookie is offline  
Old Nov 7th 2009, 7:53 pm
  #4  
Yaaarp
 
Joined: Oct 2009
Location: Trying to get the hell outta Spain!
Posts: 1,354
Madridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond reputeMadridboy has a reputation beyond repute
Default Re: Buying RHD UK plated car prior to UK return

Also bere in mind that it is quite common for people to steal a UK car or buy a UK car on finance then sell it over here (I fell for the latter a couple of years ago). It only costs a few pounds to run a HPI check and this will tell you if the car's ever been in an accident, been part of an insurance claim, has outstanding finance, been stolen, etc.
Madridboy is offline  
Old Nov 7th 2009, 7:57 pm
  #5  
Just Joined
Thread Starter
 
Joined: Nov 2009
Posts: 14
CostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really nice
Default Re: Buying RHD UK plated car prior to UK return

Hi Madridboy, yes, have done that check as I was concerned there might be some history, but all clear. Thanks for the warning though!
CostaCookie is offline  
Old Nov 7th 2009, 8:01 pm
  #6  
Senior Moment
 
Mitzyboy's Avatar
 
Joined: Jan 2006
Location: On the edge
Posts: 20,460
Mitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond reputeMitzyboy has a reputation beyond repute
Default Re: Buying RHD UK plated car prior to UK return

Apart from the legalities which you seemed to have covered, the only problem I see if a Spanish insurance company will cover you once you have returned to the UK for the next 12 months.
Mitzyboy is offline  
Old Nov 7th 2009, 8:06 pm
  #7  
Just Joined
Thread Starter
 
Joined: Nov 2009
Posts: 14
CostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really nice
Default Re: Buying RHD UK plated car prior to UK return

I plan to cancel the policy from here once I return & take out a UK policy.
CostaCookie is offline  
Old Nov 7th 2009, 9:16 pm
  #8  
lic
Forum Regular
 
lic's Avatar
 
Joined: May 2005
Posts: 270
lic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nicelic is just really nice
Default Re: Buying RHD UK plated car prior to UK return

Do you have an address in Uk? or one you could use?
Just insure it with a UK company.
lic is offline  
Old Nov 7th 2009, 9:31 pm
  #9  
Just Joined
Thread Starter
 
Joined: Nov 2009
Posts: 14
CostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really niceCostaCookie is just really nice
Default Re: Buying RHD UK plated car prior to UK return

I could use my father-in-laws address. I just really worry about insurance & if something happened, they'd go through it all & find out that we weren't UK resident at the time. Hubby always says I think about things too much!
CostaCookie is offline  
Old Nov 7th 2009, 9:44 pm
  #10  
Just Joined
 
Joined: Nov 2009
Posts: 2
c4cat is just really nicec4cat is just really nicec4cat is just really nicec4cat is just really nicec4cat is just really nicec4cat is just really nicec4cat is just really nicec4cat is just really nice
Default Re: Buying RHD UK plated car prior to UK return

Originally Posted by CostaCookie
I could use my father-in-laws address. I just really worry about insurance & if something happened, they'd go through it all & find out that we weren't UK resident at the time. Hubby always says I think about things too much!
t the

If you are returning to the UK you could insure it the address you are returning to through a UK insurer online, these days one can print the docs off the internet. tell the insurer you are buying the car from someone in spain and you are driving the car home
c4cat is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.