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Best healthcare insurance

Best healthcare insurance

Old Oct 16th 2018, 10:52 am
  #31  
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Question Re: Best healthcare insurance

Originally Posted by 1sexsmith
On topic and factual: to obtain residencia you need to provide proof of SS contributions or be in receipt of an S1. Failing that you will need some type of private healthcare coverage. Nothing new has officially changed
No-one has ever disputed this fact on this thread
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Old Oct 16th 2018, 11:01 am
  #32  
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Default Re: Best healthcare insurance

I'm delighted to hear that😊
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Old Oct 16th 2018, 11:16 am
  #33  
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Default Re: Best healthcare insurance

Originally Posted by 1sexsmith
Then I stand corrected. However again it is a third hand report. Is there anyone out there who can vouch for it personally?
Lurchio posted on here when the discussion was ongoing about Convenio Especial and gave a detailed account of how he had received a letter saying payment was stopped and he was now covered under the new legislation.
However as Fred said previously in this thread currently the new legislation has not altered the rules re obtaining residency for that currently you must prove either S1 or private cover. I am currently in the process of obtaining residency and that is the current situation.
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Old Oct 16th 2018, 12:45 pm
  #34  
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Default Re: Best healthcare insurance

If it helps, I was on the Convenio Especial in Andalucia. Received the letter co firming the Convenio has been ABOLISHED and replaced by universal healthcare. Refund of the monthly payment , confirmation of transfer to new scheme at no cost, and 40% prescription charge notice. Resident here of course.
The Convenio Especial system has now been abolished, unfortunately.
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Old Oct 16th 2018, 1:22 pm
  #35  
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Default Re: Best healthcare insurance

Lurchio. I stand corrected. A first hand report as opposed to rumour. I question all this because whilst you have been successful on another forum someone is saying that in Andalucia they were told the system was not available to those with obligatory insurance cover. Which sparked another response concerning the meaning of the decree
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Old Oct 16th 2018, 2:32 pm
  #36  
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Default Re: Best healthcare insurance

That's another story. Locally (Granada Province) people that had obtained Residency by providing Private Insurance, and not been resident for 12 months therefore unable to apply for the (Then active) Convenio Especial have now applied, via Gestors even, for Universal Healthcare have been REFUSED, on the grounds that they do not fit the profile, and have health cover, albeit private.
Going back to our Convenio Especial, central to obtaining this is the UK Leglislation letter that states that as we were no longer resident in the UK and under 65, we had no transferable cover. The Spanish Health people accepted this, and we went on the Convenio.... later converted to Universal care. The vital requirement is the same in both cases, Health care not able to be paid for by another Country.
However, personal opinion is that the Spanish regard deliberately cancelling your Private and self funded care, and then going cap in hand to the state a no no in the circumstances.
We were lucky we were already in the "System' albeit at a cost, but satisfied the criteria for Universal healthcare. Right time, right place, right circs.
This will probably be appealed, but I know of several cases of the above since the new law. As a footnote, the latest Residency procedures here have included signing a form to undertake to never be a 'burden on the state ' (I.e. a disclaimer) in any form.
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Old Oct 16th 2018, 4:04 pm
  #37  
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Default Re: Best healthcare insurance

Originally Posted by lurchio
That's another story. Locally (Granada Province) people that had obtained Residency by providing Private Insurance, and not been resident for 12 months therefore unable to apply for the (Then active) Convenio Especial have now applied, via Gestors even, for Universal Healthcare have been REFUSED, on the grounds that they do not fit the profile, and have health cover, albeit private.
Going back to our Convenio Especial, central to obtaining this is the UK Leglislation letter that states that as we were no longer resident in the UK and under 65, we had no transferable cover. The Spanish Health people accepted this, and we went on the Convenio.... later converted to Universal care. The vital requirement is the same in both cases, Health care not able to be paid for by another Country.
However, personal opinion is that the Spanish regard deliberately cancelling your Private and self funded care, and then going cap in hand to the state a no no in the circumstances.
We were lucky we were already in the "System' albeit at a cost, but satisfied the criteria for Universal healthcare. Right time, right place, right circs.
This will probably be appealed, but I know of several cases of the above since the new law. As a footnote, the latest Residency procedures here have included signing a form to undertake to never be a 'burden on the state ' (I.e. a disclaimer) in any form.
To be fair to the Spanish authorities in order to obtain the convenio Especial you did have to obtain private healthcare to obtain residency and only after resident 12 months could you apply for the convenio with as you say proof you had no UK cover. By the time my 12 months private is up I will be state pension age (all be that extended 6 months😣) so by the next renewal all being well , fingers and toes crossed I will have an s1.
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Old Oct 19th 2018, 9:17 am
  #38  
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Default Re: Best healthcare insurance

Another example and success by American Citizens getting accepted into the "Public Health Care System" in Andalucia. They persevered and got a positive result.

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Old Oct 26th 2018, 7:23 am
  #39  
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Question Best healthcare insurance

Originally Posted by spainrico
Are you sure you need it? Been a lot of changes recently concerning access to the Spanish state system as well as options to pay into the system - might be a better alternative....
Hi. Where can I find out more about the Spanish state health system and the options to pay in? Many thanks.
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Old Oct 26th 2018, 8:21 am
  #40  
 
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Default Re: Best healthcare insurance

The options to pay have now been stopped. All legal residents are now entitled to free health care but it is not clear yet how they will implement it, especially with regard to the registration process for residents.
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Old Oct 26th 2018, 2:54 pm
  #41  
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Default Re: Best healthcare insurance

Originally Posted by Fred James
The options to pay have now been stopped. All legal residents are now entitled to free health care but it is not clear yet how they will implement it, especially with regard to the registration process for residents.

... only stopped in Andalucia.

Valencia, for example, are still signing up new 'clients' to their CE
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Old Oct 26th 2018, 3:01 pm
  #42  
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Default Re: Best healthcare insurance

Sorry but CE hasn't stopped. At least not where I am.
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Old Oct 26th 2018, 5:15 pm
  #43  
 
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Default Re: Best healthcare insurance

OK, but as it is a national arrangement it will happen across Spain in due course - or there would have been no point in implementing it. Andalucia was one of the first to implement the CE and the first to stop it. They will all follow, The OP is looking for health insurance recommendations so this is critical to how to decide how to proceed.
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Old Oct 26th 2018, 5:25 pm
  #44  
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Default Re: Best healthcare insurance

So best advice is you will need to expect to have some kind of private insurance at the moment. When the law changes you want need it. Simples
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