Benefits in Spain/ dual passports
Apr 24th 2022, 9:17 pm
#1
Forum Regular
Thread Starter
Joined: Mar 2015
Posts: 55
Benefits in Spain/ dual passports
Hello!
I need more advice please and I know there are a lot of experienced people on here who are more knowledged about life in Spain and sometimes when I read up on info on the internet it can be mind boggling to say the least..
Basically as a British women residing in Spain with my Spanish husband and kids I want to clarify my actuall rights and benefits before deciding if maybe moving back to UK is a good idea.
Passports-Can my Spanish passport holding children go dual (British) ? Is it a good idea in these days given brexit ?
Pension-Retiring age is reaching 67 in Spain correct? How do I calculate how much state pension I would actually get after working until retirement (I started working here at 32)
Uk state pension is about £142 a week I think? Is it better in Spain?
Widow-What happens if I'm made a widow? Will myself and my kids recieve anything?
Marriage-We are legally married in the UK...but our papers are not translated into Spanish here. Does this matter ? We have a family book and padron. Is it important for our marriage certificate to be converted into Spanish too?
Divorce-
What are my rights in Spain if we divorce?
House? Assets? Cars? Who gets what ??
life insuraninsuranceI've never had this...
whay does this do for me and my family and is it worth it?
A lot of questions I know ! It's always good to hear from other people's experiences so any feedback would be great !
Thanks !!
I need more advice please and I know there are a lot of experienced people on here who are more knowledged about life in Spain and sometimes when I read up on info on the internet it can be mind boggling to say the least..
Basically as a British women residing in Spain with my Spanish husband and kids I want to clarify my actuall rights and benefits before deciding if maybe moving back to UK is a good idea.
Passports-Can my Spanish passport holding children go dual (British) ? Is it a good idea in these days given brexit ?
Pension-Retiring age is reaching 67 in Spain correct? How do I calculate how much state pension I would actually get after working until retirement (I started working here at 32)
Uk state pension is about £142 a week I think? Is it better in Spain?
Widow-What happens if I'm made a widow? Will myself and my kids recieve anything?
Marriage-We are legally married in the UK...but our papers are not translated into Spanish here. Does this matter ? We have a family book and padron. Is it important for our marriage certificate to be converted into Spanish too?
Divorce-
What are my rights in Spain if we divorce?
House? Assets? Cars? Who gets what ??
life insuraninsuranceI've never had this...
whay does this do for me and my family and is it worth it?
A lot of questions I know ! It's always good to hear from other people's experiences so any feedback would be great !
Thanks !!
Apr 25th 2022, 6:12 am
#2
BE Enthusiast
Joined: May 2019
Posts: 640
Re: Benefits in Spain/ dual passports
If you apply for a Spanish passport you need 10 years uninterrupted residency in Spain. You need to have a spanish language test and a cultural test. There are folk here who have done it who have more detail. Remember it will take a bit of time. You dont automatically get it after 10 years. As far as possession of dual passports go- the Spanish dont like it so you have to give them your UK passport, however I believe the UK cant prevent you asking them for it back. Again I imagine it isnt fast. That said, if you have kids then most people would see it as giving them a bit of an opportunity in later life.
One thing about Spanish pensions is that you have to be working in the last 3 years before pension date to qualify for the full pension and the minimum period is 15 years contributions. UK pensions can be topped up if you have missing years however I'm not sure how many years you can miss. You need 32 years in UK. The top up is very small and easy to arrange.
One thing about Spanish pensions is that you have to be working in the last 3 years before pension date to qualify for the full pension and the minimum period is 15 years contributions. UK pensions can be topped up if you have missing years however I'm not sure how many years you can miss. You need 32 years in UK. The top up is very small and easy to arrange.
Apr 25th 2022, 7:44 am
#3
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Joined: Jan 2012
Location: Dépt 61
Posts: 5,254
Re: Benefits in Spain/ dual passports
If you qualify for a full UK pension it is more than that.
https://www.gov.uk/new-state-pension...nce%20record.The full new State Pension is £185.15 per week.
The actual amount you get depends on your National Insurance record.
https://www.gov.uk/new-state-pension...nce%20record.The full new State Pension is £185.15 per week.
The actual amount you get depends on your National Insurance record.
Apr 25th 2022, 9:36 am
#4
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Joined: Oct 2019
Posts: 457
Re: Benefits in Spain/ dual passports
If kids were born in Spain, they have to be registered with UK embassy as British nationals before they reach 18y, otherwise they loose it.
Your marriage in UK should have been register with SP embassy by your husband.
Your marriage in UK should have been register with SP embassy by your husband.
Apr 25th 2022, 1:07 pm
#5
Polished expat
Joined: Jul 2014
Location: Arcos de Valdevez "Onde Portugal se fez"
Posts: 16,818
Re: Benefits in Spain/ dual passports
Are you sure??Citizenship if you have a British parent
Following the relevant links on there for the likely dates of birth of the children, I'd say they are automatically British citizens (unless their mother is in some category which disallows her from passing on citizenship).
If that is the case, it applies without the need for any further administrative formalities at all and they can proceed straight to applying for UK passports, at any age.
Apr 25th 2022, 9:32 pm
#6
Forum Regular
Thread Starter
Joined: Mar 2015
Posts: 55
Re: Benefits in Spain/ dual passports
If you apply for a Spanish passport you need 10 years uninterrupted residency in Spain. You need to have a spanish language test and a cultural test. There are folk here who have done it who have more detail. Remember it will take a bit of time. You dont automatically get it after 10 years. As far as possession of dual passports go- the Spanish dont like it so you have to give them your UK passport, however I believe the UK cant prevent you asking them for it back. Again I imagine it isnt fast. That said, if you have kids then most people would see it as giving them a bit of an opportunity in later life.
One thing about Spanish pensions is that you have to be working in the last 3 years before pension date to qualify for the full pension and the minimum period is 15 years contributions. UK pensions can be topped up if you have missing years however I'm not sure how many years you can miss. You need 32 years in UK. The top up is very small and easy to arrange.
One thing about Spanish pensions is that you have to be working in the last 3 years before pension date to qualify for the full pension and the minimum period is 15 years contributions. UK pensions can be topped up if you have missing years however I'm not sure how many years you can miss. You need 32 years in UK. The top up is very small and easy to arrange.
Apr 25th 2022, 9:35 pm
#7
Forum Regular
Thread Starter
Joined: Mar 2015
Posts: 55
Re: Benefits in Spain/ dual passports
Are you sure??Citizenship if you have a British parent
Following the relevant links on there for the likely dates of birth of the children, I'd say they are automatically British citizens (unless their mother is in some category which disallows her from passing on citizenship).
If that is the case, it applies without the need for any further administrative formalities at all and they can proceed straight to applying for UK passports, at any age.
Apr 25th 2022, 9:40 pm
#8
BE Forum Addict
Joined: Jun 2011
Posts: 1,151
Re: Benefits in Spain/ dual passports
This is the UK government web page, you can have a letter to confirm nationality or a passport.
Something not mentioned is registering a foreign birth which is what I did followed by applying for a passport which also worked.
Something not mentioned is registering a foreign birth which is what I did followed by applying for a passport which also worked.
Apr 26th 2022, 10:55 am
#9
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Joined: May 2019
Posts: 640
Re: Benefits in Spain/ dual passports
You might get something but I know it wont be like amount you get if you do the minimum 15 years and 3 are before retirement age. I'm sure one of the more informed posters will pop up soon and give a more detailed answer.
Apr 26th 2022, 2:42 pm
#10
BE Enthusiast
Joined: Oct 2019
Posts: 457
Re: Benefits in Spain/ dual passports
Are you sure??Citizenship if you have a British parent
Following the relevant links on there for the likely dates of birth of the children, I'd say they are automatically British citizens (unless their mother is in some category which disallows her from passing on citizenship).
If that is the case, it applies without the need for any further administrative formalities at all and they can proceed straight to applying for UK passports, at any age.
From gov.uk:
"You were born outside the UKBritish citizenship is normally automatically passed down one generation to children born outside the UK.
For example, you might automatically become a citizen if you’re born outside the UK to a British parent. But your children will not automatically be citizens if they’re born outside the UK.
If you’re not automatically a citizen, you may be eligible to apply to ‘register’ as one."
You'll notice loose meaning words, "normally","might". It's safest to register child birth in nearest UK embassy.
Old rule that limits nationality inheritance right to only first generation is still in place.
Apr 26th 2022, 3:13 pm
#11
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 52,439
Re: Benefits in Spain/ dual passports
I admit I haven't read every post above in detail, but I would add (correct) a few things - to get a full UK pension you now need 35 years of NI contributions. You can buy additional years but there are two rates, and you need to request/ apply for the lower Class 2 rate (£158 for 2021-22), which involves a few questions about your work history, and without that application you will default to the higher Class 3 rate (around £750-ish), also not everyone will qualify for the Class 2 rate. You'll need to contact the International desk at the DWP, but bear in mind that you can only buy extra years when you are actually resident outside the UK.
Life insurance pays a lump sum to your heirs (or other names parties) if you die during the period of the insurance contract, so obviously the cost varies based on your age, and sometimes (larger payout amounts) your health. In an ideal world you would have life insurance that would pay out enough to support the surviving spouse without your income and cover the costs of raising your children until they are adults and can stand on their own two feet. For most people under age 50, life insurance is relatively cheap, but obviously it depends on your own family budget as to what you can afford, but you might be able to find a €100k policy for under €20/mth, but larger coverage amounts are relatively cheaper.
Life insurance pays a lump sum to your heirs (or other names parties) if you die during the period of the insurance contract, so obviously the cost varies based on your age, and sometimes (larger payout amounts) your health. In an ideal world you would have life insurance that would pay out enough to support the surviving spouse without your income and cover the costs of raising your children until they are adults and can stand on their own two feet. For most people under age 50, life insurance is relatively cheap, but obviously it depends on your own family budget as to what you can afford, but you might be able to find a €100k policy for under €20/mth, but larger coverage amounts are relatively cheaper.
Last edited by Pulaski; Apr 26th 2022 at 3:16 pm.
Apr 26th 2022, 5:45 pm
#12
Polished expat
Joined: Jul 2014
Location: Arcos de Valdevez "Onde Portugal se fez"
Posts: 16,818
Re: Benefits in Spain/ dual passports
As usual, gov constantly changes rules. There used to be cut off age 18 for children.
From gov.uk:
"You were born outside the UKBritish citizenship is normally automatically passed down one generation to children born outside the UK.
For example, you might automatically become a citizen if you’re born outside the UK to a British parent. But your children will not automatically be citizens if they’re born outside the UK.
If you’re not automatically a citizen, you may be eligible to apply to ‘register’ as one."
You'll notice loose meaning words, "normally","might". It's safest to register child birth in nearest UK embassy.
Old rule that limits nationality inheritance right to only first generation is still in place.
From gov.uk:
"You were born outside the UKBritish citizenship is normally automatically passed down one generation to children born outside the UK.
For example, you might automatically become a citizen if you’re born outside the UK to a British parent. But your children will not automatically be citizens if they’re born outside the UK.
If you’re not automatically a citizen, you may be eligible to apply to ‘register’ as one."
You'll notice loose meaning words, "normally","might". It's safest to register child birth in nearest UK embassy.
Old rule that limits nationality inheritance right to only first generation is still in place.
It's not just completely arbitrary or discretionary, as your highlighting in the summary you quote makes appear a possibility.
Apr 26th 2022, 10:27 pm
#13
Forum Regular
Thread Starter
Joined: Mar 2015
Posts: 55
Re: Benefits in Spain/ dual passports
As usual, gov constantly changes rules. There used to be cut off age 18 for children.
From gov.uk:
"You were born outside the UKBritish citizenship is normally automatically passed down one generation to children born outside the UK.
For example, you might automatically become a citizen if you’re born outside the UK to a British parent. But your children will not automatically be citizens if they’re born outside the UK.
If you’re not automatically a citizen, you may be eligible to apply to ‘register’ as one."
You'll notice loose meaning words, "normally","might". It's safest to register child birth in nearest UK embassy.
Old rule that limits nationality inheritance right to only first generation is still in place.
From gov.uk:
"You were born outside the UKBritish citizenship is normally automatically passed down one generation to children born outside the UK.
For example, you might automatically become a citizen if you’re born outside the UK to a British parent. But your children will not automatically be citizens if they’re born outside the UK.
If you’re not automatically a citizen, you may be eligible to apply to ‘register’ as one."
You'll notice loose meaning words, "normally","might". It's safest to register child birth in nearest UK embassy.
Old rule that limits nationality inheritance right to only first generation is still in place.
