Advice needed on bank
 

Hi,
Our spanish bank is banco de andalucia and i want to put money in there from england.

Went in to our halifax branch and was told that if i wish to transfere cash in to the spanish account they will charge me £17.95 on each time i wish to do so :curse:
Does anyone know how i can get it transfered to spain with out being charged a huge amount.
As some times i only want to stick 20 quid in it, so i dont want to have a huge charge.

Thanks for taking time to read this

MN xxxx:wub:

Re: Advice needed on bank
 

Can't help Miss N but wanted to say that we have an Halifax bank account and because of the high charges when transferring money to a bank in Spain we opened a Spanish Halifax account. The transfer is free between the Halifax in the uk and Halifax in Spain. Then when we wish to transfer money to another Spanish bank we use our Halifax.es account and the charge is only 1.80 euros.

Re: Advice needed on bank
 

Yes I can. Register with www.sun-pay.com
Its a quick and easy way to transfer out smaller amounts. I use it all the time now, because UK bank will always make a hefty charge. The Spanish bank charges nothing.
You simply transfer the amount in £ to your Sunpay £ account, then change it to your Sunpay euro account, and then send it to your Spanish account. Theres a one off charge of 10 euros for every transfer, so make sure its worth it.
Also, the rates of exchange you get are very similar to ITT Moneycorp. They are free of course to transfer, but there are minimums I believe.

Re: Advice needed on bank
 

could you use Pay Pal do you think?

Re: Advice needed on bank
 

You'd need two email addresses I gues, but yes. I noticed though the fees for making foreign payments are quite high and they twiddle with the r/ex

Re: Advice needed on bank
 

I have 4 e-mail addresses, and a website so I wonder if that would help. May have to investigate.

Re: Advice needed on bank
 

I bow before you your hugeness :D

Whats your website then?
I've got a front web page, but working on the main bit

Re: Advice needed on bank
 

Mt hugeness? I'm just very dodgy!

The website is for work, Its being updated at the mo, I have changed the addy to a .com, easier to move it if you know what I mean, when its finished I will post a link.

Re: Advice needed on bank
 

what do you do? IT?

Re: Advice needed on bank
 

Landscaping, fencing, horticulture, that kind of thing.

All out door based, but I am also studying Viticulture.

Re: Advice needed on bank
 

Thanks for your help, however the way i feel with halifax at the moment i might take my overdraft and bank charges to another bank :sneaky:

I might look in to paypal not sure how to but i have a paypal account anyway but unsure of how to transfer cash.

thanks guys anyway for your help xxxx

Re: Advice needed on bank
 

You could but as it means using multiple identities to transfer funds abroad you might be in trouble with the law, the FSA, HMRC etc for money laundering :)

Re: Advice needed on bank
 

This is a very good point.

Re: Advice needed on bank
 

Banco Popular Español is the parent company of Banco de Andalucía. It has a Representative Office in the U.K. You could try calling them and finding out if you can make direct deposits into your Spanish account from the U.K.

Re: Advice needed on bank
 

Thank you i will call it tomorrow xxxxx