car insurance question
#1
Forum Regular
Thread Starter
Joined: Aug 2008
Posts: 257
car insurance question
Hi
can anyone tell us how insurance premuims are worked out in Oz?
can you take your NO Claims years across/ do they ask for some proof of driving record?
someone on another thread said they paid $560 a year, thats pretty good for fully comp compared to here. ( ireland)
thanks
Mrs ozbaz
can anyone tell us how insurance premuims are worked out in Oz?
can you take your NO Claims years across/ do they ask for some proof of driving record?
someone on another thread said they paid $560 a year, thats pretty good for fully comp compared to here. ( ireland)
thanks
Mrs ozbaz
#2
BE Enthusiast
Joined: Jun 2003
Location: Melbourne, Victoria
Posts: 524
Re: car insurance question
Where you live has a major impact on premiums. I have tested this by getting two identical quotes but different suburbs. Something like a 40% difference.
We got a letter from our UK insurer before we left confirming level of NCB. This was accepted by Australian insurer.
We pay RACV $850.
We got a letter from our UK insurer before we left confirming level of NCB. This was accepted by Australian insurer.
We pay RACV $850.
#3
Re: car insurance question
Hi i am in QLD and pay approx $580 yr for fully comp insurance. Dont forget to add your rego on top which is also around the same cost.
The company we used carried over our no claims bonus on our say so, they did ask which UK company we used so if they checked up direct with them, i dont know.
Hope this helps
Calx
The company we used carried over our no claims bonus on our say so, they did ask which UK company we used so if they checked up direct with them, i dont know.
Hope this helps
Calx
#4
BE Forum Addict
Joined: Mar 2009
Posts: 1,289
Re: car insurance question
We are in WA and our fully comp is $390 (annual premium). In the first year we were with HBF and they accepted our say-so for the NCB. When we switched to BudgetLine last year, they wanted proof. We'd got a letter from the UK insurer (Direct Line) before we came out; therefore no problem supplying "proof".
Rego was $393 last year (varies from state to state).
Rego was $393 last year (varies from state to state).
#5
Re: car insurance question
Been with RACQ (Royal Automobile Club of Qld) Insurance - vehicle and home contents (and RACQ roadside assist) for years. Never had any problems with them - always fast and courteous service.
#6
Re: car insurance question
Insurance on my Golf GTI fully comp is $380-ish a year and on my husband's Skoda VRS $410-ish a year.
I use Bingle and he uses AAMI.
We told them both our previous insurers were overseas. We were never asked about our level of no-claims.
I use Bingle and he uses AAMI.
We told them both our previous insurers were overseas. We were never asked about our level of no-claims.