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Search: Posts Made By: stevesainty
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Forum: Spain
Jan 5th 2021, 3:34 pm
Replies: 40
Views: 2,428
Posted By stevesainty

Re: Sabadell now charging to receive payment from UK

Just to be clear, you can have a Transferwise account just to do currency exchange but you can also open their borderless account too. This borderless account allows you to make deposits in Euros,...
Forum: Spain
Jan 4th 2021, 10:29 pm
Replies: 40
Views: 2,428
Posted By stevesainty

Re: Sabadell now charging to receive payment from UK

Just open a transferwise borderless account. Deposit sterling in one side, exchange it for euros, which reside in Belgium, transfer to Spain. Easy to open, seconds to execute each transaction, the...
Forum: Spain
Jan 1st 2021, 9:33 am
Replies: 3
Views: 438
Posted By stevesainty

Re: Best VPN

I used to use expat shield with a subscription and was happy with the service until BBC started detecting VPN activity and blocking the iPlayer. I now use smart DNS Proxy, which is DNS rather than...
Forum: Spain
Nov 12th 2020, 10:14 pm
Replies: 45
Views: 3,379
Posted By stevesainty

Re: EHIC Updates

Old EHIC's need replacing even though they have an expiry date beyond 31 Dec 2020. The new ones have a reference to the withdrawal agreement, apparently. We found this out because we rang UK as the...
Forum: Spain
Oct 30th 2020, 4:11 pm
Replies: 54
Views: 4,983
Posted By stevesainty

Re: Disgusted with Sabadell

I have never had to give a Swift or BIC code but you can look them up here https://transferwise.com/sg/swift-codes/bic-swift-code-checker
Forum: Spain
Sep 29th 2020, 8:37 am
Replies: 28
Views: 1,749
Posted By stevesainty

Re: Proof of life

Me too, same reason. A bit discriminatory though, if I lived in UK I would not get one; the office told me that specifically.
Forum: Spain
Sep 26th 2020, 8:14 pm
Replies: 54
Views: 4,983
Posted By stevesainty

Re: Disgusted with Sabadell

Reply to Pulaski

Granted, what you say is true.

However, if you live in the EU, and you are a UK Citizen, you have UK income that cannot be paid into anything but a UK bank account and, because...
Forum: Spain
Sep 26th 2020, 4:52 pm
Replies: 54
Views: 4,983
Posted By stevesainty

Re: Disgusted with Sabadell

The Euro part of your borderless account. Bearing in mind that we receive free banking from Sabadell. You can use a Transferwise Borderless account, independent of any Spanish bank account, if your...
Forum: Spain
Sep 26th 2020, 4:36 pm
Replies: 54
Views: 4,983
Posted By stevesainty

Re: Disgusted with Sabadell

If you want a totally free bank that is comparable with both UK an Spanish Market then you need a totally online bank. We have a borderless account with Transferwise which allows you to deposit funds...
Forum: Spain
Sep 26th 2020, 4:14 pm
Replies: 54
Views: 4,983
Posted By stevesainty

Re: Disgusted with Sabadell

If you have an expansion account with Sabadell and you pay in at least 700 euros per month and
1. the 700 euroes in part includes a pension deposit or
2. you have taken out an insurance policy...
Forum: Spain
Sep 21st 2020, 3:28 pm
Replies: 28
Views: 1,749
Posted By stevesainty

Re: Proof of life

I get one every year and I found it very difficult to get it done. On the face of it is very easy as it asks that you use a bank, doctor solicitor etc. I tried all avenues and they all refused as the...
Forum: Spain
Sep 20th 2020, 10:27 pm
Replies: 62
Views: 5,315
Posted By stevesainty

Re: UK Bank Accounts after Brexit

https://www.facebook.com/photo.php?fbid=10158344445678855&set=p.10158344445678855&type=3&theater

The Times article has been published on FaceBook
Forum: Spain
Aug 15th 2020, 6:14 pm
Replies: 20
Views: 1,249
Posted By stevesainty

Re: TransferWise immediate transfer issues

I have a Belgian IBAN number on my Euro account with Transferwise, and this can be used to set up Direct Debits to Spain.

Here is one of the FAQ answers from Transferwise Borderless,...
Forum: Spain
Aug 15th 2020, 5:13 pm
Replies: 20
Views: 1,249
Posted By stevesainty

Re: TransferWise immediate transfer issues

I have not used the DD service myself yet but I have heard from others who have had no problems. If you have a live Chat with Transferwise, or email or telephone their support service, they will give...
Forum: Spain
Aug 15th 2020, 1:13 pm
Replies: 20
Views: 1,249
Posted By stevesainty

Re: TransferWise immediate transfer issues

I have used them for years and all has been well. I had a couple of transfers that took a few days, rather than same day. I queried these at the time, and was advised not to do transfers to Spain on...
Forum: Spain
Aug 13th 2020, 9:04 am
Replies: 11
Views: 451
Posted By stevesainty

Re: DIY Padron (Sort of...)

We did it in Torrevieja using [email protected] instead of a digital signature. The resultant emailed Padron is all legal and above board.
Forum: Spain
Aug 6th 2020, 9:45 am
Replies: 21
Views: 1,084
Posted By stevesainty

Re: Residency rights can be lost!

You will still remain a Spanish resident and more than likely a fiscal Spanish resident, so you will still be subject to Spanish taxes, including CGT and IHT.
Forum: Spain
Jul 23rd 2020, 3:49 pm
Replies: 27
Views: 1,306
Posted By stevesainty

Re: UK urging EU to ensure Brits can stay....

I am sorry Bolton Wanderer but you have mistaken the criteria for application for residencia completely. If you intend to live in Spain then you apply for residencia, you can apply for residencia...
Forum: Spain
Jul 23rd 2020, 2:12 pm
Replies: 27
Views: 1,306
Posted By stevesainty

Re: UK urging EU to ensure Brits can stay....

There has been a lot of talk about swallows, those who over winter in Spain, with the various talks with the embassy staff and Spanish politicians. It may be possible, when the dust settles to apply,...
Forum: Spain
Jul 10th 2020, 8:31 am
Replies: 8
Views: 678
Posted By stevesainty

Re: Residency

If you are going to live in Spain permanently, you need to become a resident. Before you become a resident you need an NIE, which is the Spanish equivalent of a National Insurance number, but it is...
Forum: Spain
Jul 9th 2020, 9:12 am
Replies: 103
Views: 7,323
Posted By stevesainty

Re: Latest on Residency from British Embassy Brits in Spain

Tarjetas de identidad de extranjeros (TIE) y certificados de registro de residentes comunitarios. .TIE que documenta la primera concesión de la autorización de residencia temporal, de estancia o para...
Forum: Spain
Jul 4th 2020, 8:15 pm
Replies: 8
Views: 481
Posted By stevesainty

Re: Satellite ready TV

To be honest, we only watch BBC news, and that is only once or twice a week. If someone suggests a good series to watch, we just find a torrent file, download it and watch it like a box set. Live...
Forum: Spain
Jul 4th 2020, 5:57 pm
Replies: 103
Views: 7,323
Posted By stevesainty

Re: Latest on Residency from British Embassy Brits in Spain

When we have been to the padron office together, we have one issued for my wife and I. I just completed an online application using [email protected] in Torrevieja, and I had a padron emailed to me, but only for...
Forum: Spain
Jul 4th 2020, 12:07 pm
Replies: 8
Views: 481
Posted By stevesainty

Re: Satellite ready TV

I am not after UK TV, I have the free to air UK stuff through my satellite dish. The subscriptions I will be taking out, once sport returns on the scene, will be tennis TV, and an occasional...
Forum: Spain
Jul 3rd 2020, 7:30 am
Replies: 8
Views: 481
Posted By stevesainty

Re: Satellite ready TV

Thank you all for your replies. I am getting a new TV as I am creating an access point in the bedroom, with direct ethernet from my router.
We only got satellite for free to air UK programmes...
Showing results 1 to 25 of 312
 


 
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