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Forum: Spain
Oct 6th 2020, 12:39 pm
Replies: 17
Views: 1,648
Posted By Be happy

Re: To go or not to go ...

yes sorry apologies, we had UK house up for sale just before lockdown and OH planned to put retirement date in on house sale.
obvs like thousands of others our plans have had to change considerably....
Forum: Spain
Oct 6th 2020, 12:35 pm
Replies: 17
Views: 1,648
Posted By Be happy

Re: To go or not to go ...

yeah we can afford to retire on pensions without continuing with additional income ... it’s the taxation differences im weighing up . The sun is obviously the pull. Is it worth that extra tax ;-)
Forum: Spain
Oct 6th 2020, 11:19 am
Replies: 17
Views: 1,648
Posted By Be happy

Re: To go or not to go ...

cheers Joppa. We would not fit into those exceptions but appreciate info 👍
Forum: Spain
Oct 6th 2020, 10:55 am
Replies: 17
Views: 1,648
Posted By Be happy

Re: To go or not to go ...

cheers Joppa that makes sense and that info was not jumping out at me 👍
Forum: Spain
Oct 6th 2020, 10:42 am
Replies: 17
Views: 1,648
Posted By Be happy

Re: To go or not to go ...

sorry Rosemary I do appreciate that and the plan was that we would be there right now and going thru the process with intent of staying. Are you saying that as we are in UK and cannot go over to...
Forum: Spain
Oct 6th 2020, 10:25 am
Replies: 17
Views: 1,648
Posted By Be happy

To go or not to go ...

Ok I’d appreciate a little help to check I’m reading the residency info correctly as with deadline ticking we are still up and down deciding what to do for the best for our future / retirement ... 🙏...
Forum: Spain
Oct 3rd 2020, 2:42 pm
Forum: Spain
Oct 2nd 2020, 1:20 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

Hi Rosemary he is not eligible until June 2025.

When he retires he has a occupational pension and I will have a pension too and I know we need to do a tax return every year as we have done this...
Forum: Spain
Oct 2nd 2020, 1:14 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

Thanks for all this info 👍 really appreciate.
Forum: Spain
Oct 2nd 2020, 12:27 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

wow makes you think ! Ok trying to digest all these messages.

So am I right in saying in comparison to above scenario which would happen if we leave it till next year .... or after December in any...
Forum: Spain
Oct 1st 2020, 8:20 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

nightmare 😳 the quote made me chuckle. But can’t imagine the stress 😳
Forum: Spain
Oct 1st 2020, 7:50 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

yeah was considering that too ☹️
Forum: Spain
Oct 1st 2020, 5:14 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

well COVID has definitely caused us problems as we worry about quarantines for visitors and for us returning which wouldn’t be regular but I also don’t want to not have choice of visiting my family...
Forum: Spain
Oct 1st 2020, 5:10 pm
Replies: 21
Views: 1,348
Posted By Be happy

Re: Ok don’t shoot the messenger ....

hey thanks for reply his employer suggested it as in line manager but I guess that’s not HR so they are not thinking of logistics. Defo food for thought. Need to look into this. Thanks.
Forum: Spain
Sep 30th 2020, 10:31 pm
Replies: 21
Views: 1,348
Posted By Be happy

Ok don’t shoot the messenger ....

We already have had an apartment in Spain for the last 5 years.. We have NIE numbers. We have had Spanish bank accounts for 5 years with funds being paid in. We have paid accounts for several years. ...
Forum: Spain
Mar 20th 2020, 3:04 pm
Replies: 5
Views: 688
Posted By Be happy

Re: Mortgage holiday payments banco sabadell ?

it seriously awful!! I’m helping out on lots of forums with benefits advice. The mortgage holidays of 3 months do seem to be giving out readily in UK. It’s not much but ... 🙏
Forum: Spain
Mar 20th 2020, 10:15 am
Replies: 9
Views: 661
Posted By Be happy

Re: Help/Advice

hi sorry to hear of this nightmare you find yourself in. I’m a trained welfare rights officer in Scotland (currently an unemployed driving instructor because of covid) so been helping lots of people...
Forum: Spain
Mar 20th 2020, 10:05 am
Forum: Spain
Mar 19th 2020, 9:16 pm
Replies: 5
Views: 688
Posted By Be happy

Mortgage holiday payments banco sabadell ?

Hello -

Does anyone know if the Spanish gov are encouraging banks to allow mortgage holiday payments to anyone affected financially by COVID.

any help appreciated.

tia
Forum: Spain
Feb 27th 2020, 8:14 am
Replies: 21
Views: 1,591
Posted By Be happy

Re: Residency V going back to UK for a spell

lol not offended ! Thanks for help all 👍👍
Forum: Spain
Feb 26th 2020, 10:58 pm
Replies: 21
Views: 1,591
Posted By Be happy

Re: Residency V going back to UK for a spell

cool ! And how long do you need to leave in brexit ?? It’s not a problem as we will be retired but need a I know to weigh up whether to go for residency or come back to Scotland . But don’t want to...
Forum: Spain
Feb 26th 2020, 10:41 pm
Replies: 21
Views: 1,591
Posted By Be happy

Re: Residency V going back to UK for a spell

tbh I wanted to ask that but don’t want to look like I want to flaunt rules 👍

we’ve got an apartment near marbella and we do a tax return every year and we have our NI numbers etc and want to dot...
Forum: Spain
Feb 26th 2020, 10:05 pm
Replies: 21
Views: 1,591
Posted By Be happy

Re: Residency V going back to UK for a spell

ok thanks will do.

i would like to be resident but some folk are suggesting that as we don’t won’t to emigrate as we intend to and will eventually have homes in both countries (Spain & Scotland)...
Forum: Spain
Feb 26th 2020, 9:08 pm
Replies: 21
Views: 1,591
Posted By Be happy

Residency V going back to UK for a spell

Ok / I didn’t know how to ‘title’ this query. Hope you got the right idea.

we are in Scotland but we are retiring but will have homes in Scotland and Spain (currently have one in Puerto Banus but...
Forum: Spain
Feb 26th 2020, 9:01 pm
Replies: 15
Views: 1,225
Posted By Be happy

Re: Private Health Care

ok we are marbella ... is there an easy way to explain co-payments ??
Showing results 1 to 25 of 83
 


 
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