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Search: Posts Made By: tdrinker
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Yesterday, 4:12 am
Replies: 17
Views: 1,732
Posted By tdrinker

Re: Topping up NI Contributions

Include tax (if applicable) in your spreadsheet, as the gross is £5 / week but it's taxable unless your income is below the tax threshold, so you get a smaller amount "in your pocket". If you retire...
Forum: Australia
Jan 21st 2021, 3:56 am
Replies: 9
Views: 696
Posted By tdrinker

Re: Want to move back to Aus

Agree with those saying return. Make the decision and start planning; this will give you an immediate lift.

If you stay in the UK, some things may improve, e.g., finances, friends & family...
Forum: Malaysia
Jan 7th 2021, 8:20 am
Replies: 11
Views: 1,135
Posted By tdrinker

Re: MM2H or Residence pass (ex Malaysian)

There is a "contact us" on the top left of the Malaysia Pass website:
https://www.imi.gov.my/portal2017/index.php/en/pass.html?id=284

I found this contact for the Malaysia Immigration...
Jan 3rd 2021, 9:00 am
Replies: 17
Views: 1,879
Posted By tdrinker

Re: Moving Back To The UK?

You would have had a credit rating when living in the UK, and will still have one having maintained UK bank accounts and credit cards. Probably a good rating, even if it can (will) be higher once...
Jan 2nd 2021, 2:39 am
Replies: 17
Views: 1,879
Posted By tdrinker

Re: Moving Back To The UK?

How to check your credit score and credit reportAll CRAs have a statutory obligation to provide you with a copy of your credit report for free.

You can access the report online .......
Dec 22nd 2020, 8:20 am
Replies: 4
Views: 334
Posted By tdrinker

Re: BBC Radio 4

Sport coverage is often blocked because the “owner” has sold exclusive broadcasting rights in a territory to a particular outlet. It can be hit and miss, in SE Asia the BBC cricket commentary’s...
Dec 15th 2020, 7:58 am
Replies: 16
Views: 1,425
Posted By tdrinker

Re: Heads Up Scam Using Fake Transferwise Site

If you have a large sum to transfer, always transfer a small amount first and check the funds arrived, whether using Transferwise, a payment direct from your bank account, or another method. People...
Dec 8th 2020, 5:36 am
Replies: 20
Views: 1,352
Posted By tdrinker

Re: MM2H Tax Filing

I found this guide (don't know if it is definitive):
http://www.imoney.my/articles/income-tax-guide-malaysia/malaysia-income-tax-e-filing-guide-2
It says that a tax return is only required if...
Forum: Malaysia
Dec 8th 2020, 4:12 am
Replies: 11
Views: 1,135
Posted By tdrinker

Re: MM2H or Residence pass (ex Malaysian)

According to the Malaysian Government website, you need to be in Malaysia on a (different) visa to apply for the RP visa.CONDITIONS TO APPLY FOR A RESIDENCE PASS (OTHER CATEGORIES)

2.The applicant...
Dec 8th 2020, 3:58 am
Replies: 9
Views: 629
Posted By tdrinker

Re: Application to pay voluntary NICs abroad

You were ordinarily resident at the time you left the UK. I'd say you will qualify for Class 2 NI.

Due to the transitional arrangements between the old and new pensions, if you were ever a...
Forum: Malaysia
Dec 5th 2020, 11:05 am
Replies: 23
Views: 1,936
Posted By tdrinker

Re: UK or MY for retirement?

The issue isn't so much that insurance companies won't insure someone after a certain age, but some won't take a new client after a certain age. If you're already with them you can continue...
Forum: Malaysia
Dec 4th 2020, 9:19 am
Replies: 11
Views: 1,135
Posted By tdrinker

Re: MM2H or Residence pass (ex Malaysian)

The Residence Pass (RP) appears to be valid for 10 years and doesn't require the financial commitment of MM2H. It also allows you to work or start a business, although if you are retiring this may...
Forum: Malaysia
Nov 30th 2020, 10:07 am
Replies: 23
Views: 1,936
Posted By tdrinker

Re: UK or MY for retirement?

You could make an extended trip to Malaysia whilst retaining your UK property and PR's and see how you like it before making a decision.

You say that eventually you may not be able to maintain...
Replies: 3
Views: 387
Posted By tdrinker

Re: Statutory Residence Test

No, based on reviewing the SRT.

The SRT defines work:

What activities does ‘work’ cover?
3.11 Work takes its everyday meaning. If you are an employee, work covers the activities you carry out...
Forum: Spain
Nov 6th 2020, 11:33 am
Replies: 14
Views: 1,339
Posted By tdrinker

Re: relocating Spain to Uk

It should be simple to do this.
Forum: Spain
Nov 2nd 2020, 1:51 pm
Replies: 14
Views: 1,339
Posted By tdrinker

Re: relocating Spain to Uk

An option is to:

1. Set-up online banking for your Santander account in Spain; the bank should help you with this. It is easy to operate with a laptop, and you can practice with small value...
Forum: USA
Nov 2nd 2020, 6:14 am
Replies: 47
Views: 4,132
Posted By tdrinker

Re: Maintaining a UK mobile number while in the US long term

The O2 website says you need to use the number every 6 months to keep it, so you might want to use it soonest ...

"If you don't carry out a chargeable activity at least once in any six month...
Forum: USA
Nov 2nd 2020, 5:06 am
Replies: 47
Views: 4,132
Posted By tdrinker

Re: Maintaining a UK mobile number while in the US long term

Labara - but I didn't name it because I don't recommend it. It's probably very cheap to call overseas from the UK, but is expensive to make calls within the UK and to use from outside the UK. I'm...
Forum: USA
Nov 2nd 2020, 3:08 am
Replies: 47
Views: 4,132
Posted By tdrinker

Re: Maintaining a UK mobile number while in the US long term

My UK payg sim remains active provided it's used every 60-odd days.
Forum: Spain
Nov 1st 2020, 1:01 pm
Replies: 14
Views: 1,339
Posted By tdrinker

Re: relocating Spain to Uk

Could you open an accounts with Lloyds International, HSBC Barclays or Natwest, some or all of which provide both GBP and Euro accounts?

If you make a Google search for "opening a UK bank account...
Oct 29th 2020, 1:47 pm
Replies: 31
Views: 4,441
Posted By tdrinker

Re: 13 months in - struggling

Avoid the parts of Scotland that are plagued by biting midges at certain times of the year.
Oct 21st 2020, 1:22 pm
Replies: 29
Views: 4,254
Posted By tdrinker

Re: Opportunity to move back to UK

The UK does seem to penalise its own citizens, or at least treat them no better than non-citizens unlike many countries - as a UK national, I can't buy a property in, or am subject to restrictions...
Oct 21st 2020, 9:50 am
Replies: 29
Views: 4,254
Posted By tdrinker

Re: Opportunity to move back to UK

The extra stamp duty we have to pay if we buy a property before we become tax residents in 6 months.

You can reclaim the extra stamp duty once you've met the 183 days criteria, and have 2 years...
Forum: USA
Oct 21st 2020, 8:55 am
Replies: 47
Views: 4,132
Posted By tdrinker

Re: Maintaining a UK mobile number while in the US long term

If all else fails, you could register your US number with the UK banks and service providers. Technically it should work - I have my UK sim registered with my overseas bank accounts and receive...
Forum: USA
Oct 21st 2020, 8:35 am
Replies: 47
Views: 4,132
Posted By tdrinker

Re: Maintaining a UK mobile number while in the US long term

I have a UK PAYG sim for banking OTP's and similar. I have to make a call or text at least every 90 days to keep it active. Receiving OTP texts doesn't count, I have to use up some credit. Top up...
Showing results 1 to 25 of 39
 


 
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