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Today, 12:09 am
Replies: 4,791
Views: 257,386
Posted By cranston

Re: 2020 Election

I believe that enough people are telling pollsters lies on who they are voting for that Trump wins this. The polling industry is dead.

Time will tell.
Forum: USA
Jan 9th 2020, 12:30 am
Replies: 11
Views: 974
Posted By cranston

Re: Options for buying basic 'mutual funds' in the UK

Try AJBell. I have my SIPP there and they know I'm in the US.
Forum: USA
Jul 19th 2019, 5:27 pm
Replies: 24
Views: 3,927
Posted By cranston

Re: Transferring Money from the UK to USA

My son is in the USAF stationed overseas and they recommend Transferwise for their new deployees
Forum: USA
Jul 14th 2019, 11:19 pm
Replies: 3
Views: 706
Posted By cranston

Re: Trying to merge UK pensions, possible and/or worth it?

I have done that in a SIPP, it was very easy. As you have found out some UK investment firms don't want US based customers. AJ Bell is one option for you.
Forum: USA
Jul 13th 2019, 4:34 pm
Replies: 13
Views: 2,796
Posted By cranston

Re: UK SIPP that works for US resident?

I use AJ Bell and they are very good.

Any questions please ask.
Forum: USA
Apr 26th 2019, 8:15 pm
Replies: 13
Views: 1,976
Posted By cranston

Re: HSBC Premier changes

A few years ago I did a comparison between HSBC and xe trade GBP/USD (before I knew of Transferwise), HSBC was worse. No surprise. Can't remember the actual figures.
Forum: USA
Apr 21st 2019, 8:06 pm
Replies: 49
Views: 4,049
Posted By cranston

Re: Building credit history before move

+1 on the Amex, their Global Transfer service was very helpful to us when we moved over. And Amex remains my favourite credit card in the US.
Forum: USA
Apr 15th 2019, 5:13 pm
Replies: 14
Views: 1,336
Posted By cranston

Re: Investing in the UK

Exactly right.

The SP500s long term average gain is around 11% per year. Rather than punt fx whilst you have a higher probability of growth in the US stock market.
Forum: USA
Apr 5th 2019, 4:51 pm
Replies: 3
Views: 810
Posted By cranston

Re: US <-> UK banking

$ to donuts the OFX 'customer rate' is more expensive than the Tranferwise process.
Mar 17th 2019, 6:13 pm
Replies: 4,791
Views: 257,386
Posted By cranston

Re: 2020 Election

I quote from USA Today & Slate but you can put your own spin on it I am sure.


...
Mar 17th 2019, 6:01 pm
Replies: 4,791
Views: 257,386
Posted By cranston

Re: 2020 Election

Agreed, Beto's real problem is that he is a privileged rich white man in a party that hates white men.

The Democratic nominee with most likely be a woman.
Feb 26th 2019, 8:52 pm
Replies: 38
Views: 2,174
Posted By cranston

Re: DNA Testing

We had ours done last September with myheritage.com...great fun.
Jan 18th 2019, 2:41 am
Replies: 4
Views: 1,239
Posted By cranston

Re: R.I.P. John Bogle

A great man.
Forum: USA
Jan 7th 2019, 1:24 am
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

To receive GBP payments from 3rd party's, make FX deals & send USD.

One added advantage is you can get instantaneous text/mobile/email alerts of incoming credits.
Forum: USA
Jan 7th 2019, 1:17 am
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

Yes, all UK authorized banks can clear debits and credits but only 11 banks are Clearing Banks and members of the Cheque and Credit Clearing Company. 'Clearing Bank' has a specific legal meaning in...
Forum: USA
Jan 6th 2019, 11:33 pm
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

I have used TW for a year and I found them to be very good
Forum: USA
Jan 6th 2019, 11:21 pm
Replies: 34
Views: 3,343
Posted By cranston

Re: How to handle bank accounts

I found HSBC a difficult bank to deal with and no longer use them.

I use Transferwise and NatWest as my UK bank account.
Forum: USA
Jan 6th 2019, 11:11 pm
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

This is a better Sort code checker - not all websites are equal

23-14-70 = Transferwise UK, as TW are not a Clearing Bank, they have an account with Barclays who are a Clearing Bank.

Sort Code...
Forum: USA
Jan 4th 2019, 2:22 pm
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

get out of any responsibility for late payment to you.



A bank (such as Citibank Na, London) can be both a full London branch offering all the usual banking services in the UK to UK citizens...
Forum: USA
Jan 4th 2019, 12:52 am
Replies: 139
Views: 32,687
Posted By cranston

Re: Opportunity to go to USA California - Should i go?

Housing is going to going to bleed you dry.

Check out prices with zillow.com
Forum: USA
Jan 4th 2019, 12:37 am
Replies: 32
Views: 2,022
Posted By cranston

Re: Annuity Nightmare, Daymare, Round-The-Clockmare

They maybe right

NA stands for 'National Association', not 'North America'. As such Citibank NA, London (sort code 18-50-08), is a "full branch" of Citibank NA head office. That's a common legal...
Forum: USA
Dec 13th 2018, 4:55 pm
Replies: 69
Views: 6,133
Posted By cranston

Re: Has anyone been stopped and asked to see their Green Card?

Once, outside Tuscon. Just received a verbal telling off.

My logic was it was cheaper to pay the fine that the replacement cost of a green card.
Forum: USA
Dec 6th 2018, 8:04 pm
Replies: 8
Views: 3,987
Posted By cranston

Re: What is a UK BTEC diploma worth in the USA?

https://www.thestudentroom.co.uk/showthread.php?t=4834958

Link says someone was evaluated as an associates degree / 2 year degree

But WES is the way to go.
Sep 20th 2018, 10:28 pm
Replies: 7
Views: 709
Posted By cranston

Re: Sending money from UK to US question.

I suggest you open a gbp bank account with transferwise.com. This will give you a UK sort code and account number. You can then convert the money as you wish. And your parents can make a GBP BACS...
Forum: USA
Sep 20th 2018, 7:21 pm
Replies: 20
Views: 1,033
Posted By cranston

Re: Banking advice

No one in this thread has insulted you.
Showing results 1 to 25 of 905
 


 
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