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Forum: Australia
Mar 31st 2017, 6:34 am
Replies: 28
Views: 2,080
Posted By swans

Re: Price of (new) cars - am I missing something?

They,ve been importing them into WA for 30 odd years that I recall.


Google autojapan ,Albany highway ,kenwick WA.They seem to have been there forever but probably 10 -15 yrs.Usually they have...
Forum: Australia
Dec 18th 2016, 6:37 am
Replies: 56
Views: 7,491
Posted By swans

Re: Buy-to-Let in Australia....good source of income??

I forgot,more of those damn facts that as you say are meaningless and pointless.Isn't it wonderful how much people detest reality.


CBA wasn't listed on 1/7/80 the other 3 were.Just as today they...
Forum: Australia
Dec 17th 2016, 6:31 am
Replies: 56
Views: 7,491
Posted By swans

Re: Buy-to-Let in Australia....good source of income??

First major mistake you have made is asking the crowd,they don't know.Second mistake, never ask an expert (salesman).The magic words are vested interest.


Property returns in general are low.rent...
Forum: Australia
Oct 14th 2016, 4:09 am
Replies: 41
Views: 5,371
Posted By swans

Re: Need new mortgage for my UK property

Another thought just crossed my mind.If you do not have enough here to pay the mortgage off then same currency swap.




Get as much as you can here,convert it to GBP,place it on deposit with...
Forum: Australia
Oct 14th 2016, 3:58 am
Replies: 41
Views: 5,371
Posted By swans

Re: Need new mortgage for my UK property

Depending on your position in Oz it is very easy.If you have assets here then remortgage and pay off the loan in the UK,a natural currency swap with yourself.Possibly at a very good time.


Risk...
Forum: Australia
Aug 25th 2016, 4:46 am
Replies: 2
Views: 717
Posted By swans

Re: Diabetes and Australia

I have no idea how it affects a visa.


A guy I worked with lost a leg and a foot to type 2.I think his health care was subsidised but that was about 6 yrs ago.


Try diabetes WA into google or...
Forum: Australia
Aug 9th 2016, 7:50 am
Replies: 12
Views: 1,163
Posted By swans

Re: Mortgage brokers to buy in London while living in Australia

Banks are changing.CET1 ratios raised and mortgages being re weighted for risk.APRA clamping down on investment mortgages.


You may need to take out a credit line on property or shares in...
Forum: Australia
Aug 15th 2015, 7:31 am
Replies: 63
Views: 6,605
Posted By swans

Re: 1000 migrants a week still 'flooding into Perth?'

I'm going senile,right ,should of course be, write.Six of the best in the old days that one
Forum: Australia
Aug 15th 2015, 7:07 am
Replies: 63
Views: 6,605
Posted By swans

Re: 1000 migrants a week still 'flooding into Perth?'

Actually the idea would be to sell in a falling market,take a short position if you like.

They don't move in unison but a 10% fall means you can buy a more expensive house.Thus assume a 600k house...
Forum: Australia
Aug 15th 2015, 6:53 am
Replies: 63
Views: 6,605
Posted By swans

Re: 1000 migrants a week still 'flooding into Perth?'

Never heard of this guy,but that means nothing.The main point would be does he have a better crystal ball than Jenman.Jenman swore blind house prices would fall,and they still went up.I don't think...
Forum: Australia
Jul 20th 2015, 12:07 pm
Replies: 18
Views: 2,956
Posted By swans

Re: they've Changed all the pension transfer rules UK-Aus!

When it does reach $8 trillion,just think,if the MER is 1.5%,then those salespeople will be taking $120 billion a year to tell you to $ cost average and diversify.Put you into the MSCI ex ASX.
...
Forum: Australia
Jul 20th 2015, 12:00 pm
Replies: 18
Views: 2,956
Posted By swans

Re: they've Changed all the pension transfer rules UK-Aus!

Diversify,no idea what to buy so buy everything,hope the winners balance out the losers.

$ cost averaging,no idea what price to pay,so buy at whatever price,no matter how high.For the same amount...
Forum: Australia
Feb 21st 2015, 4:59 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

Why keep repeating nonsense.Simple maths,1% of the worlds population is 70 million.If they have $1million each it is $7 trillion,if they have 10 million each it is $70 trillion,$100 million each then...
Forum: Australia
Feb 14th 2015, 6:31 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

You can dribble as much shite as you like and make up as many of your own 'facts' as you like.Reality is not going to change in the slightest.

The 2 largest companies in the world Apple and...
Forum: Australia
Feb 7th 2015, 5:43 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

OOPS,I'll point out reality again...Take another 100K off me in tax and it damages me,no doubt.Another 100K off me solves all the problems.

Take a dollar a week from the masses and it is...
Forum: Australia
Feb 7th 2015, 5:28 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

I take it English is not your first language,the word is irony,all those rich people ever did was take care of me,thus the laughter.

Think of Life of Brian "what have the romans(read rich people)...
Forum: Australia
Feb 1st 2015, 6:46 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

Which argument remains,the corporations are owned by the masses through their super/pension funds.

The shareholder list is always the same,largest shareholder HSBC,then J P Morgan,then National...
Forum: Australia
Jan 31st 2015, 6:47 am
Replies: 311
Views: 11,443
Posted By swans

Re: Call To Raise GST A Regressive Step?

I have read very little of the posts but what you have said is correct.Probably best summed up by Abe Lincoln "You don't strengthen the poor by weakening the rich".

Being in the top 1% of income...
Forum: Australia
Jan 2nd 2015, 8:02 am
Replies: 59
Views: 3,309
Posted By swans

Re: 2015 Financial Survey Predictions For OZ

That's a spectacular load of bollox,well done.

Govts sold off Commbank,nobody was interested (I was)Very good return.Excellent income through dividends.


They sold off CSL,bloody hell the...
Forum: Australia
Jan 2nd 2015, 7:23 am
Replies: 59
Views: 3,309
Posted By swans

Re: 2015 Financial Survey Predictions For OZ

Still utter nonsense

On an income of 2x 50K the tax bit would be 20K (rounded up and including medicare),leaving 80K,shall we say $1540 a week.Pay the mortgage $ 540 weekly leaving $1000.They've...
Forum: Australia
Dec 27th 2014, 4:29 am
Replies: 29
Views: 19,384
Posted By swans

Re: Barclays Bank has closed my Bank account!!!

Same dormant account rules as they have in OZ,except I think it is 3 yrs in the uk and 7 yrs here or the other way round.

Santander sent me a letter saying they closed my account in jan this...
Forum: Australia
Dec 20th 2014, 4:31 am
Replies: 59
Views: 3,309
Posted By swans

Re: 2015 Financial Survey Predictions For OZ

Utter nonsense.

So the house I bought in 1990 as an investment cost 100k,at an interest rate of 18%,on an annual wage of around25K.Affordable,dream on.Close to 70% of gross wages just to meet the...
Forum: Australia
Dec 6th 2014, 3:42 am
Replies: 22
Views: 1,713
Posted By swans

Re: Should I fix my mortgage rates?

OOPS,should add the risk of wholesale markets and forex.They borrow in a range of currencies and have large forex desks to control that risk,constantly trading.

If they have $100 billion in US$...
Forum: Australia
Dec 6th 2014, 3:23 am
Replies: 22
Views: 1,713
Posted By swans

Re: Should I fix my mortgage rates?

Yes,westpac gives the easiest to understand breakdown in the annual report.Page 90 in general performance discussion gives the NIM breakdown,which is 1.9% plus the benefit of interest not paid on...
Forum: Australia
Dec 6th 2014, 2:46 am
Replies: 2
Views: 726
Posted By swans

Re: Medibank Pvt IPO

She will get her shares as an HIN is applied when a broker or margin lender is the sponsor.

An SRN is given when the issuer (company) is the sponsor,to move to CHESS just fax the issuer sponsored...
Showing results 1 to 25 of 188
 


 
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