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Forum: Middle East
Aug 10th 2015, 10:16 am
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

Phew, all cancelled. I've confirmed too that the advice he gave me was bad for me personally, incorrect in some respects and misleading in others. I've found out so much bad info about this company...
Forum: Middle East
Aug 9th 2015, 2:52 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

He contacted me because I did the 'expat free pension review' enquiry that is linked on the top of the page on this site. If I manage to get out of this one and haven't lost either the whole of my...
Forum: Middle East
Aug 9th 2015, 1:28 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

Great. Hopefully I've found out in time.
Forum: Middle East
Aug 9th 2015, 12:12 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

He's said he'll stop it and there will be no cancellation charges but I'm just really worried the transfer has happened already. Meow I've sent you a PM.
Forum: Middle East
Aug 9th 2015, 9:38 am
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

So it's not possible for me to sign the paperwork on Thursday and for my funds to be already gone then? He's now replied saying no cancellation fees.
Forum: Middle East
Aug 8th 2015, 10:11 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

I sent him an SMS asking him to confirm that the transfer will be cancelled and that there will be no cancellation fees. He replied that of course he confirmed. I asked him to confirm via email and...
Forum: Middle East
Aug 8th 2015, 5:03 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

It might be ok but I'm in a panic now. I've emailed the complaints departments of my pension holders in the hope that it'll get to them quickly and I'll call them first thing on Monday but I'm...
Forum: Middle East
Aug 8th 2015, 4:16 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

Unfortunately it's the weekend and my pension companies aren't open. I'm worried they've grabbed the money already even though I only signed on Thursday. Will I still be able to stop it if they...
Forum: Middle East
Aug 8th 2015, 1:49 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

I should have said - I'm resident in France. I realise this is a middle east thread but it all seems relevant to any expat.
Forum: Middle East
Aug 8th 2015, 1:47 pm
Replies: 58
Views: 8,222
Posted By Debra186

Re: Advice re QROPS in UAE

I'm getting nervous reading this. I've just signed documents two days ago to move my UK pension funds into a QROPS using a European Executive Investment Bond. Now I'm wondering if that was the...
Forum: France
Jun 21st 2015, 11:57 am
Replies: 175
Views: 12,753
Posted By Debra186

Re: Buying property - market trends?

They're all open all year round. Why wouldn't they be? Do you think French people don't buy property outside the tourist season?

Try googling 'immobilier' and the name of the town you're...
Forum: France
Dec 1st 2014, 10:14 am
Replies: 17
Views: 2,126
Posted By Debra186

What will happen if the UK leave the EU?

People are getting concerned about this now. It's been discussed in various forums and some say it won't make much difference, especially for those of us who have permanent residence, because the...
Forum: France
Sep 19th 2014, 9:04 am
Replies: 35
Views: 2,785
Posted By Debra186

Re: Claiming benefits in France

She didn't ask opinions on whether she should move but asked what benefits she would be entitled to so that she could make her own decision.
Forum: France
Sep 18th 2014, 8:50 pm
Replies: 35
Views: 2,785
Posted By Debra186

Re: Claiming benefits in France

I should have said, along with carer's allowance and DLA, which are permanently exportable, jobseekers allowance is exportable to France too, for a limited period.
Forum: France
Sep 18th 2014, 8:45 pm
Replies: 35
Views: 2,785
Posted By Debra186

Re: Claiming benefits in France

If you were working under the AE regime (contributions based upon a percentage of your turnover) then you would be entitled to healthcare and to receive family benefits from France. Allocation...
Forum: France
Sep 18th 2014, 8:29 pm
Replies: 35
Views: 2,785
Posted By Debra186

Re: Claiming benefits in France

Carer's allowance and DLA are exportable to France. See here https://www.gov.uk/exportability-team
Forum: France
Sep 18th 2014, 7:33 pm
Replies: 41
Views: 5,487
Posted By Debra186

Re: A cautionary tale about moving to France

At least one of the stories actually makes a worse picture than the Daily Mail has painted.
Forum: France
Sep 18th 2014, 7:30 pm
Replies: 175
Views: 12,753
Posted By Debra186

Re: Buying property - market trends?

My fosse doesn't conform and I was told I only needed to provide the last report done - not one less than three years old. I'm not obliged to update the fosse before I sell it or even get a devis to...
Forum: France
Sep 18th 2014, 5:37 pm
Replies: 21
Views: 1,142
Posted By Debra186

Re: Renting Your Property

Hmm - they're coming in with an offer of five to ten thousand less than what they offered last month, so that's another no then.
Forum: France
Sep 18th 2014, 4:05 pm
Replies: 21
Views: 1,142
Posted By Debra186

Re: Renting Your Property

I've had a call from webuyanyhouse.co.uk offering to buy mine but they're offering a bit less than what I paid for it ten years ago. I said no but now they keep asking me if I've changed my mind...
Sep 10th 2014, 11:04 pm
Replies: 30
Views: 3,218
Posted By Debra186

Re: UK Housing Market

I have. I watch zoopla and rightmove carefully and get reports of properties sold in the town and mine still looks cheap.
Sep 10th 2014, 10:58 pm
Replies: 30
Views: 3,218
Posted By Debra186

Re: UK Housing Market

To give an indication of timing of valuations, the highest valuation I got this year was about the same as one I had in 07 and the lowest was the same as one I got the year before that. I set it at...
Sep 10th 2014, 10:50 pm
Replies: 30
Views: 3,218
Posted By Debra186

Re: UK Housing Market

The valuations were done by three local estate agents. At the time, they said the market was moving down south and was just reaching the local area but hadn't quite reached that town yet. I've...
Forum: France
Sep 10th 2014, 4:16 pm
Replies: 21
Views: 1,142
Posted By Debra186

Re: Renting Your Property

I suppose someone can delete the links if it's not allowed:

Echange de maison definitif, appartement, immobilier (http://www.echangedefinitif.com/)
Exchange your Property with International...
Forum: France
Sep 10th 2014, 4:12 pm
Replies: 21
Views: 1,142
Posted By Debra186

Re: Renting Your Property

I've got my properties on two swap sites (and my UK house on the UK version of one of them) but I'm not sure if I'm allowed to provide links to those on here?
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