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Search: Posts Made By: chc4me
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Forum: New Zealand
Jun 22nd 2020, 3:48 am
Replies: 7
Views: 2,552
Posted By chc4me

Re: UK Pension Transfers - updated for 2020

Hi Desmondo84, Please refer to point 6 in the first post:

6. Transfers from a pension scheme to a NZ scheme is a taxable event. If a transfer is made within the first 4 years of arriving in NZ,...
Forum: New Zealand
Apr 13th 2020, 1:11 am
Replies: 10
Views: 1,413
Posted By chc4me

Re: Turned 65 years

If you are receiving $632.50 then that is the Couples rate for when you are both over the age of 65, meaning you are both receiving this amount. Is that correct? Also $632.50 after tax is the 2019...
Forum: New Zealand
Apr 12th 2020, 11:59 pm
Replies: 10
Views: 1,413
Posted By chc4me

Re: Turned 65 years

For a person turning 65 in 2020, the full State Pension in the UK is £175.20, this works out as $18,676 per year in NZD and is before tax (i've used an exchange rate of 2.05). The NZ Superannuation...
Forum: New Zealand
Feb 24th 2020, 11:43 pm
Replies: 17
Views: 1,434
Posted By chc4me

Re: Christchurch/Canterbury

Rolleston: Traditionally a younger family area with lower cost of housing. In the Selwyn District Council zone. Rolleston originally struggled due to lack of infrastructure however over the last 10...
Forum: New Zealand
Feb 6th 2020, 11:32 pm
Replies: 10
Views: 1,413
Posted By chc4me

Re: Turned 65 years

Hi,
Great news - you will qualify for a full NZ state pension, called NZ Superannuation. You should visit the Work & Income website...
Forum: New Zealand
Feb 6th 2020, 11:21 pm
Replies: 7
Views: 2,552
Posted By chc4me

Re: UK Pension Transfers - updated for 2020

The number of UK Advisers completing such reports has dropped dramatically over the last few months, and costs have increased. A list of UK registered Financial Advisers is available at the Financial...
Forum: New Zealand
Jan 30th 2020, 1:09 am
Replies: 1
Views: 420
Posted By chc4me

Re: Moving money to NZ

Hi and welcome to NZ! A Currency broker will generally give you a better rate than the high street banks and tend to be easy to do business with. Some firms have offices in New Zealand (such as...
Forum: New Zealand
Jan 30th 2020, 12:52 am
Replies: 2
Views: 571
Posted By chc4me

Re: Moving your money back to the UK

Best to talk through with a Currency broker. There are quite a few firms to choose from; I've previously used XE.com (they have an office in Auckland) and found them to be very good.
Forum: New Zealand
Jan 23rd 2020, 8:34 pm
Replies: 8
Views: 1,112
Posted By chc4me

Re: Pension Transfer

Thanks for all the lovely comments! TWWW, you’ve got mail!
Forum: New Zealand
Jan 15th 2020, 8:36 pm
Replies: 3
Views: 656
Posted By chc4me

Re: Health prompting move from NZ back to UK pension advice please

Hi Wingnut,
Advice in this situation is critical. As you are 60, it is likely that you have a number of options but it greatly depends on a whole range of things, when did you move to NZ, when did...
Forum: New Zealand
Dec 3rd 2019, 1:06 am
Replies: 4
Views: 640
Posted By chc4me

Passport

I'm planning a trip back to the UK next year and wondering if it is worth the cost of applying for my British passport or just to travel on my NZ passport. My UK passport expired some 10 years ago...
Forum: New Zealand
Dec 3rd 2019, 12:35 am
Replies: 7
Views: 2,552
Posted By chc4me

UK Pension Transfers - updated for 2020

This post is up to date as at 03/12/2019 and concerns private UK pension savings. It does not address UK State Pensions (see this post for info on State Pensions...
Forum: New Zealand
Nov 18th 2019, 9:02 pm
Replies: 6
Views: 1,479
Posted By chc4me

Re: Christchurch

Hi Pothy,
Christchurch is very horse friendly with quite a number of pony clubs or riding events throughout the area. Obviously, the country areas such as Darfield, West Melton, Prebbleton, Lincoln,...
Forum: New Zealand
Nov 7th 2019, 2:28 am
Replies: 8
Views: 1,112
Posted By chc4me

Re: Pension Transfer

Wow, so much love here on British Expats, thank you!! I' haven't been as active on the boards in recent months, but BEV normally prompts me if there are any pension questions.
Always to happy to...
Forum: New Zealand
Aug 14th 2019, 11:59 pm
Replies: 7
Views: 1,159
Posted By chc4me

Re: Queries Relating To Commencing NZ Income Tax

I'm pleased to hear that. Mike is definitely great to deal with, really knows his stuff and always so helpful.
Forum: New Zealand
Aug 14th 2019, 11:51 pm
Replies: 6
Views: 1,755
Posted By chc4me

Re: Uk State Pension Ripoff

You should make contact with the International Pension Centre and then ask how to complain. See: https://www.gov.uk/international-pension-centre or for Complaints see:...
Forum: New Zealand
May 7th 2019, 10:22 pm
Replies: 0
Views: 290
Posted By chc4me

BNZBA Launches in Christchurch

The British New Zealand Business Association is launching in Christchurch 23rd of May 2019 (the association has been connecting NZ and UK businesses for over 100 years from its Auckland branch). The...
Forum: New Zealand
May 7th 2019, 10:16 pm
Replies: 13
Views: 1,669
Posted By chc4me

Re: Becoming a Kiwi Resident and importing assets

KiwiAnge, I've private messaged you the link for the ebooks.
Forum: New Zealand
Mar 26th 2019, 9:22 pm
Replies: 7
Views: 1,159
Posted By chc4me

Re: Queries Relating To Commencing NZ Income Tax

Hi 462
Your questions are more tax focused than pension questions. I specialise in pensions and financial matters with a working knowledge of taxation.

For example I note you say you are...
Forum: New Zealand
Mar 22nd 2019, 1:25 am
Replies: 4
Views: 723
Posted By chc4me

Re: Advice on seeking work from the UK

Good advice from Catchafire.
For your own employment, as you know what sector you want to work in, and most likely the type of companies you want to work with, then I'd say approach them directly...
Forum: New Zealand
Mar 19th 2019, 2:06 am
Replies: 15
Views: 1,899
Posted By chc4me

Re: Relocating from Aus to Nz

Hi Northern Lights,
Welcome to BE, I see its your first post.

I lived in Melbourne for a few years before moving to the UK and then returning home to NZ. I found that Melbourne was around 5...
Forum: New Zealand
Mar 18th 2019, 11:30 pm
Replies: 6
Views: 1,082
Posted By chc4me

Re: The problem of still owning UK property - Non Resident Witholding Tax

Hi Hallie_day,
If you can seek advice in the UK from a specialist that knows the tax laws in both countries, then it would be worth sitting down with them before leaving. They may raise issues that...
Forum: New Zealand
Mar 18th 2019, 11:22 pm
Replies: 1
Views: 514
Posted By chc4me

Re: UK Tax advice

I primarily recommend Mike Williams of Tax Bridge. He is based just north of Auckland and runs his own business after leaving one of the big firms a while back. Here is a link to his website:...
Forum: New Zealand
Mar 17th 2019, 9:39 pm
Replies: 6
Views: 1,082
Posted By chc4me

Re: The problem of still owning UK property - Non Resident Witholding Tax

Hi Madao,
Good post and thanks for raising this issue. Its a tough one to get your head around - paying tax on mortgage interest just makes no sense! It's a terrible quirk of the tax system but...
Forum: New Zealand
Mar 12th 2019, 2:22 am
Replies: 12
Views: 1,260
Posted By chc4me

Re: Job offer in ChCh & asked to move in 3 months from UK

Exciting times!!!
My suggestion for when you first arrive is to arrange some short term accommodation for 4 to 6 weeks. This will allow you time to navigate your surroundings and work out where you...
Showing results 1 to 25 of 441
 


 
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