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Search: Posts Made By: johnnyone
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Forum: Spain
May 21st 2021, 11:46 am
Replies: 26
Views: 1,555
Posted By johnnyone

Re: la Caixa - going downhill fast

For the amount they charge they should give you a good service. I tried to transfer via their app some money to local business but couldn't make a successful transaction. Gave up and used my Wise...
Forum: Spain
Apr 3rd 2021, 7:14 am
Replies: 9
Views: 1,261
Posted By johnnyone

Re: Buying a property in Spain

Be as sure as you can be that the property is right for you. Combined buying and selling costs come in at around 20%, so an expensive mistake if you find the property is not for you. Do your research...
Forum: Spain
Jan 5th 2021, 11:13 am
Replies: 123
Views: 18,058
Posted By johnnyone

Re: Sabadell now charging to receive payment from UK

I have a transferwise account that I use for currency transfers. I looked into direct debits for my Spanish bills. I wished to set up a recurring monthly payment from my UK bank to my transferwise...
Forum: Spain
Dec 13th 2020, 6:02 pm
Replies: 11
Views: 1,031
Posted By johnnyone

Re: Liability for Community's illegal build

I agree.
I would have thought that the seller and or your solicitor would have a duty of care towards you to disclose or carry out a search to ascertain if there were any problems. That would...
Forum: Spain
Dec 6th 2020, 10:35 am
Replies: 19
Views: 1,844
Posted By johnnyone

Re: Roof terrace

If he is a reliable and well thought of local builder I would contact him and get him to have a look to establish the fault.
I don't know Spanish law but 9 years seems quite a long time to me to...
Forum: Spain
Dec 6th 2020, 10:23 am
Replies: 135
Views: 11,196
Posted By johnnyone

Re: Majority of Spaniards will not....

On balance I will get vaccinated but I do understand peoples fears. How can any long term effects be known where no long term statistics exist?
I shall probably wait for the Oxford vaccine as that...
Forum: Spain
Aug 15th 2020, 3:34 pm
Replies: 20
Views: 1,655
Posted By johnnyone

Re: TransferWise immediate transfer issues

I have a borderless transferwise account but have only used it to transfer funds to my Spanish (Caixa) bank.

I am very wary of Spanish banks. Their charges are high but they are not particularly...
Forum: Spain
Aug 15th 2020, 8:54 am
Replies: 165
Views: 34,722
Posted By johnnyone

Re: Corona virus

There is passive smoking of course, however I do understand the point you are making.
I was just using the statistics to show the number of covid deaths compared with other causes of death. The...
Forum: Spain
Aug 14th 2020, 11:14 am
Replies: 165
Views: 34,722
Posted By johnnyone

Re: Corona virus

Possibly not but it does put the number of covid deaths in perspective, something that seems to have been ignored by the press.
Smoking and Obesity are not illnesses but lifestyle choices and...
Forum: Spain
Aug 14th 2020, 10:32 am
Replies: 165
Views: 34,722
Posted By johnnyone

Re: Corona virus

Precisely.
Smoking UK 78k deaths last year
Obesity UK 30 k
Forum: Spain
Aug 13th 2020, 12:14 pm
Replies: 165
Views: 34,722
Posted By johnnyone

Re: Corona virus

I agree.
Interestingly In the last couple of months over twice the number of deaths in the UK have been flu related when compared with Covid deaths. Why are the papers not scaremongering over that...
Forum: Spain
Aug 12th 2020, 9:27 am
Replies: 165
Views: 34,722
Posted By johnnyone

Re: Corona virus

I could not agree more. The economic (and social) consequences of lock down seems to me to far outweigh the effect of covid itself.
Forum: Spain
Jul 20th 2020, 1:22 pm
Replies: 18
Views: 1,012
Posted By johnnyone

Re: Masks - Change of rules in Valencia

The UK government doesn't appear to have a clue what is right regarding the wearing of masks (or most other matters come to that) with contradictory statements being made by it all the time. That...
Forum: Spain
Jul 19th 2020, 12:25 pm
Replies: 18
Views: 1,012
Posted By johnnyone

Re: Masks - Change of rules in Valencia

I only wear a mask where it is compulsory. I'm not really convinced of their effectiveness especially in open areas. Then we have the problem of disposal. I have seen masks discarded by the roadside...
Forum: Spain
Jul 18th 2020, 1:49 pm
Replies: 18
Views: 1,012
Posted By johnnyone

Re: Masks - Change of rules in Valencia

Just in time for our arrival next week.:thumbdown:
Forum: Spain
Jul 6th 2020, 7:24 am
Replies: 15
Views: 1,417
Posted By johnnyone

Re: Foreign currency account

I'm obviously out of touch with these things!
Previously when transferring currencies I would deal with a fx dealer over the phone, agree a rate then send them funds before the transfer to my...
Forum: Spain
Jul 6th 2020, 7:19 am
Replies: 15
Views: 1,417
Posted By johnnyone

Re: Foreign currency account

That's interesting as I'm looking to change my Spanish bank as the charges are excessive.

The only problem for me as I see it is the switching is not straightforward as Starling don't support...
Forum: Spain
Jul 5th 2020, 8:30 am
Replies: 15
Views: 1,417
Posted By johnnyone

Foreign currency account

I'm unsure if it has been included in any threads but may be of interest to some.
I recently opened a transferwise foreign currency account on line. It took a few minutes to set up before I...
Forum: Spain
Jul 2nd 2020, 11:04 am
Replies: 31
Views: 5,632
Posted By johnnyone

Re: ADVICE FOR LOWER COST BANKING.

I was with Barclays as well. I am not in Esuri, however you do get useful threads that apply to all parts of Spain.
I'm in Oliva and all the main banks are there. Was your transfer to Sabadell...
Forum: Spain
Jul 1st 2020, 2:43 pm
Replies: 31
Views: 5,632
Posted By johnnyone

Re: ADVICE FOR LOWER COST BANKING.

​​​​​​Have had a reply from Caixa and they have confirmed the 60 euro per quarter charge.

​​​​​​Need to find a new bank before October
Forum: Spain
Jun 30th 2020, 10:10 pm
Replies: 31
Views: 5,632
Posted By johnnyone

Re: ADVICE FOR LOWER COST BANKING.

I think Caixa may be trying to slyly switch my current account to another account (Hola account).
I've asked them for clarification but don't expect a response, so shall go into my branch when I am...
Forum: Spain
Jun 30th 2020, 12:18 pm
Replies: 31
Views: 5,632
Posted By johnnyone

Re: ADVICE FOR LOWER COST BANKING.

I have received a letter from Caixa that if I have understood it correctly, looks as though I am going to be paying 60 euros per quarter in fees from 1st October.
Its ridiculous as there is always...
Forum: Spain
Jun 21st 2020, 12:59 pm
Replies: 11
Views: 1,654
Posted By johnnyone

Re: CASH OR CARD OR CONTACTLESS?

Not in Ayamonte, but I use Santander and also Halifax clarity card. When getting cash from the Santander ATM ensure that you choose the correct option £'s or euros, otherwise you will incur hefty...
Forum: Spain
Feb 4th 2020, 3:53 pm
Replies: 30
Views: 2,565
Posted By johnnyone

Re: Goldcar Excess Deposit Question

I have no problems with Goldcar. I have rented cars regularly from them and carry my own insurance. If you don't cause any damage your deposit gets returned in full. If you cause damage it is taken...
Forum: Spain
Jan 27th 2020, 9:56 am
Replies: 2
Views: 451
Posted By johnnyone

Re: Advice for visit to inland Alicante

Xativa castle is worth a visit. Not a bad town either.
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