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Search: Posts Made By: chc4me
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Forum: New Zealand
Apr 12th 2022, 10:52 pm
Replies: 0
Views: 1,044
Posted By chc4me

UK Pension Transfers - Updated 2022

This post is up to date as at 13/04/2022 and concerns private UK pension savings. It does not address UK State Pensions (see this post for info on State Pensions...
Forum: New Zealand
Mar 21st 2022, 11:45 pm
Replies: 3
Views: 847
Posted By chc4me

Re: Pension Lump Sum

Thanks for the shout out. I've sent PM.
Forum: New Zealand
Dec 12th 2021, 7:21 pm
Replies: 3
Views: 1,042
Posted By chc4me

Forum: New Zealand
Nov 30th 2021, 10:26 pm
Replies: 3
Views: 1,034
Posted By chc4me

NZ Super, 20 years qualifying, impact for UK-Expats

How New Superannuation Bill affects UK-Expats.

This article discusses how NZ Superannuation entitlements may be impacted for ex UK migrants following the enactment of The New Zealand...
Forum: New Zealand
Nov 30th 2021, 8:31 pm
Replies: 4
Views: 821
Posted By chc4me

Re: Pension lump sum claim from the UK?

LittleGreyCat In the context of the original post (OP), Transitional Tax Resident Exemption would be required. There is some criteria to qualify as for the Transitional Tax Resident Exemption,...
Forum: New Zealand
Nov 28th 2021, 11:23 pm
Replies: 4
Views: 821
Posted By chc4me

Re: Pension lump sum claim from the UK?

The NZ Income Tax Act applies, meaning you will need to declare the full payment in your tax return and pay tax at your personal income tax rate. For example, if your annual income is $70,000 per...
Forum: New Zealand
May 20th 2021, 12:16 am
Replies: 5
Views: 1,067
Posted By chc4me

Re: Kiwi Saver

A Default scheme is for investors that joined KiwiSaver but never made a choice about which provider to join or which fund to invest in. If you didn't do that, you will be in a Default scheme. If you...
Forum: New Zealand
May 2nd 2021, 10:27 pm
Replies: 92
Views: 19,961
Posted By chc4me

Re: New adventure ?

A quick thank you to escapedtonz for being such an active part of the the NZ boards on this forum. Always quality opinions, thoughtful answers and supportive of members. Hopefully you will check in...
Forum: New Zealand
Nov 15th 2020, 8:47 pm
Replies: 4
Views: 1,038
Posted By chc4me

Re: Pension Transfer Companies

Hi to all, I've PM Framps69.

To add to the conversation, the cost of transferring has increased significantly over the last few years, although the cost mentioned in the original post is quite...
Forum: New Zealand
Nov 3rd 2020, 8:43 pm
Replies: 2
Views: 1,297
Posted By chc4me

Changes to NZ State Pension

Hi to all,

There are two main changes to NZ State Pensions (NZ Superannuation or NZ Super) that could impact retirees at age 65.

1. Non-Qualifying Partners: "Currently, some people getting NZ...
Forum: New Zealand
Jun 22nd 2020, 3:48 am
Replies: 7
Views: 5,360
Posted By chc4me

Re: UK Pension Transfers - updated for 2020

Hi Desmondo84, Please refer to point 6 in the first post:

6. Transfers from a pension scheme to a NZ scheme is a taxable event. If a transfer is made within the first 4 years of arriving in NZ,...
Forum: New Zealand
Apr 13th 2020, 1:11 am
Replies: 10
Views: 1,825
Posted By chc4me

Re: Turned 65 years

If you are receiving $632.50 then that is the Couples rate for when you are both over the age of 65, meaning you are both receiving this amount. Is that correct? Also $632.50 after tax is the 2019...
Forum: New Zealand
Apr 12th 2020, 11:59 pm
Replies: 10
Views: 1,825
Posted By chc4me

Re: Turned 65 years

For a person turning 65 in 2020, the full State Pension in the UK is £175.20, this works out as $18,676 per year in NZD and is before tax (i've used an exchange rate of 2.05). The NZ Superannuation...
Forum: New Zealand
Feb 24th 2020, 11:43 pm
Replies: 17
Views: 2,077
Posted By chc4me

Re: Christchurch/Canterbury

Rolleston: Traditionally a younger family area with lower cost of housing. In the Selwyn District Council zone. Rolleston originally struggled due to lack of infrastructure however over the last 10...
Forum: New Zealand
Feb 6th 2020, 11:32 pm
Replies: 10
Views: 1,825
Posted By chc4me

Re: Turned 65 years

Hi,
Great news - you will qualify for a full NZ state pension, called NZ Superannuation. You should visit the Work & Income website...
Forum: New Zealand
Feb 6th 2020, 11:21 pm
Replies: 7
Views: 5,360
Posted By chc4me

Re: UK Pension Transfers - updated for 2020

The number of UK Advisers completing such reports has dropped dramatically over the last few months, and costs have increased. A list of UK registered Financial Advisers is available at the Financial...
Forum: New Zealand
Jan 30th 2020, 1:09 am
Replies: 1
Views: 620
Posted By chc4me

Re: Moving money to NZ

Hi and welcome to NZ! A Currency broker will generally give you a better rate than the high street banks and tend to be easy to do business with. Some firms have offices in New Zealand (such as...
Forum: New Zealand
Jan 30th 2020, 12:52 am
Replies: 2
Views: 730
Posted By chc4me

Re: Moving your money back to the UK

Best to talk through with a Currency broker. There are quite a few firms to choose from; I've previously used XE.com (they have an office in Auckland) and found them to be very good.
Forum: New Zealand
Jan 23rd 2020, 8:34 pm
Replies: 8
Views: 1,384
Posted By chc4me

Re: Pension Transfer

Thanks for all the lovely comments! TWWW, you’ve got mail!
Forum: New Zealand
Jan 15th 2020, 8:36 pm
Replies: 3
Views: 918
Posted By chc4me

Re: Health prompting move from NZ back to UK pension advice please

Hi Wingnut,
Advice in this situation is critical. As you are 60, it is likely that you have a number of options but it greatly depends on a whole range of things, when did you move to NZ, when did...
Forum: New Zealand
Dec 3rd 2019, 1:06 am
Replies: 4
Views: 709
Posted By chc4me

Passport

I'm planning a trip back to the UK next year and wondering if it is worth the cost of applying for my British passport or just to travel on my NZ passport. My UK passport expired some 10 years ago...
Forum: New Zealand
Dec 3rd 2019, 12:35 am
Replies: 7
Views: 5,360
Posted By chc4me

UK Pension Transfers - updated for 2020

This post is up to date as at 03/12/2019 and concerns private UK pension savings. It does not address UK State Pensions (see this post for info on State Pensions...
Forum: New Zealand
Nov 18th 2019, 9:02 pm
Replies: 10
Views: 3,203
Posted By chc4me

Re: Christchurch

Hi Pothy,
Christchurch is very horse friendly with quite a number of pony clubs or riding events throughout the area. Obviously, the country areas such as Darfield, West Melton, Prebbleton, Lincoln,...
Forum: New Zealand
Nov 7th 2019, 2:28 am
Replies: 8
Views: 1,384
Posted By chc4me

Re: Pension Transfer

Wow, so much love here on British Expats, thank you!! I' haven't been as active on the boards in recent months, but BEV normally prompts me if there are any pension questions.
Always to happy to...
Forum: New Zealand
Aug 14th 2019, 11:59 pm
Replies: 7
Views: 1,347
Posted By chc4me

Re: Queries Relating To Commencing NZ Income Tax

I'm pleased to hear that. Mike is definitely great to deal with, really knows his stuff and always so helpful.
Showing results 1 to 25 of 451
 


 
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