Go Back  British Expats > Search Forums
Reload this Page >

Search Results

 
Search: Posts Made By: Otto The Squid
Showing results 1 to 25 of 186
Search took 0.07 seconds.
Forum: USA
Oct 6th 2020, 5:31 am
Replies: 23
Views: 4,837
Posted By Otto The Squid

Re: UK Final salary pension transfer

I saw the text of that deleted post.

A fundamental lack of understanding of the pension trsnsfer rules and misleading.
Forum: USA
Aug 26th 2020, 12:46 pm
Replies: 23
Views: 4,837
Posted By Otto The Squid

Re: UK Final salary pension transfer

You are aware that so-called International SIPPs are actually UK registered pensions.By definition, they are UK based.
Forum: Australia
Jul 10th 2020, 8:28 am
Replies: 42
Views: 4,989
Posted By Otto The Squid

Re: UK pension transfer

While a DB scheme will require an FCA regd pension transfer specialist, the adviser would have to work with an Australian regd adviser to move part/all of the funds to Australia.

However, there...
Forum: Canada
Feb 21st 2020, 6:05 am
Replies: 123
Views: 29,616
Posted By Otto The Squid

Re: Uk pensions in Canada

Wouldn't you recommend seeing a tax adviser before transferring?
Forum: Canada
Nov 24th 2019, 8:50 am
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

It is a B2B platform, access to it is via an IFA that is FCA regulated in the UK.
Forum: Canada
Nov 23rd 2019, 6:17 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

You are the fully UK qualified adviser, with 35 years' experience, you should know your market. (BTW, I have sent the link to the firm and the charges to a moderator, just so that it is clear that I...
Forum: Canada
Nov 22nd 2019, 1:32 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

If you want to help people, provide factually correct information.

Indeed, pension rules in Canada are different to Australia. This is why I posted comments from two recognised experts earlier in...
Forum: Canada
Nov 22nd 2019, 11:38 am
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Restrictions? They would have to meet HMRC rules for recognition.

What 25% tax penalty are you referring to? This is about residents in Canada and, if the investor is in the same territory as the...
Forum: Canada
Nov 22nd 2019, 5:43 am
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

I suspect he/she has just finished the 5 day "become a financial adviser" course.
Forum: Canada
Nov 21st 2019, 6:08 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Canada QROPS are back on the HMRC list. Momentum, as far as I am aware (and according to the FCA register) have been regulated since 2014 and so how did you manage to have one of their SIPPs for so...
Forum: Spain
Aug 4th 2019, 7:23 am
Replies: 7
Views: 1,100
Posted By Otto The Squid

Re: Alexander Peter Wealth Management

Looking at their website. Cannot see any reference to where or how they are regulated.

Red Flag here at the bottom of the page.

Alexander Peter Wealth Management provide Independent Financial...
Forum: Spain
Aug 4th 2019, 7:06 am
Replies: 1
Views: 618
Posted By Otto The Squid

Continental Wealth Management

I have just been forwarded this article from the Sunday Mail. Plunder in paradise: The 'adviser' behind a Costa scam that has cost expat pensioners £25MILLION – and led one to attempt suicide...
Forum: Canada
Jun 5th 2019, 5:34 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Would prefer not to give out names of IFA firms on here, they are competitors and a firm I have worked with in the past. I merely wanted to make the point that I would expect both to know what they...
Forum: Canada
Jun 5th 2019, 4:25 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Sort of related to this, but specifically to those resident in Canada that have/want to transfer a final salary pension to a SIPP (personal pension).

I have been reading a UK IFA FB forum (UK...
Forum: Italy
Jun 4th 2019, 1:07 pm
Replies: 26
Views: 2,523
Posted By Otto The Squid

Re: Independent financial advisor in Italy

Okay, answered my own question as it is written on their website. So, investment advice comes with an insurance product in all cases then. How are they tax efficient in a pension?

All financial...
Forum: Italy
Jun 4th 2019, 12:20 pm
Replies: 26
Views: 2,523
Posted By Otto The Squid

Re: Independent financial advisor in Italy

Struggling to see any investment licences for this firm-only a branch of an insurance intermediary.
Forum: Canada
Apr 24th 2019, 5:51 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

There are so many issues on that website, it would take ages. For example, the incorrect LTA, misinformation about Inheritance Tax and pensions(to promote QROPS), not stating how the LTA charge works...
Forum: Canada
Apr 24th 2019, 9:21 am
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Was not suggesting you were recommending. It is just that the pros and cons are misleading.
Forum: Canada
Apr 23rd 2019, 6:01 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

The first firm is regulated by the FCA, but does not have a registered adviser and cannot provide investment advice or pensions advice. The second firm's pages are full of E&Os and only has an...
Forum: Canada
Apr 9th 2019, 1:16 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

Thought I would have a look at their website.

I cannot get it to work alexanderpeter.com -&nbspalexanderpeter Resources and Information. (http://www.alexanderpeter.com) - Perhaps an issue from my...
Forum: Canada
Mar 22nd 2019, 2:06 pm
Replies: 69
Views: 13,113
Posted By Otto The Squid

Re: Alexander Peter Wealth Management: any comments?

The fees will be at least 7 to 8% paid from the OMI bond- there is no reason for an insurance contract inside a UK pension.

AJ Bell/Nucleus/Ascentric/Transact and others would be far less...
Forum: Canada
Mar 18th 2019, 7:18 am
Replies: 123
Views: 29,616
Posted By Otto The Squid

Re: Uk pensions in Canada

I would have thought that the Prudential will only allow a firm with UK FCA authorisations to provide advice on this policy. Struggling to understand why anyone would use a firm regulated in...
Forum: Canada
Jan 21st 2019, 2:03 pm
Replies: 123
Views: 29,616
Posted By Otto The Squid

Re: Uk pensions in Canada

This is the form you would need to get income tax relief at source in Canada...
Forum: Canada
Jan 17th 2019, 7:03 am
Replies: 123
Views: 29,616
Posted By Otto The Squid

Re: Uk pensions in Canada

Is that company still trading? Some of the information on its website, as well as being full of technical errors, is years out of date.
Forum: Canada
Jan 15th 2019, 6:42 pm
Replies: 123
Views: 29,616
Posted By Otto The Squid

Re: Uk pensions in Canada

Thanks for the responses. I am sure in my own mind why they are doing this- will discuss with our compliance officer tomorrow.
Showing results 1 to 25 of 186
 


 
Forum Jump

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.