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Forum: USA

Oct 6th 2017, 3:54 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

My FICO score does go down if I stop using my credit cards. I am assuming FICO also take credit usage into account, not just the fact that you have credit.

Forum: USA

Sep 22nd 2017, 4:08 am

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

You'd be surprised who they are willing to lend money to on a secured loan. You can always refinance at a later date for a better rate. They are fairly desperate to lend money to people these days.

Forum: USA

Sep 21st 2017, 8:02 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

I have leased from the dealerships in the past. Also sometimes you are able to lease the higher end models not found at car rental companies.

Forum: USA

Sep 21st 2017, 7:09 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

If you are car shopping,I would certainly recommend renting a car of the same model you are intending to buy. That is if you have not driven the car before. I find test drives too short to know if I...

Forum: USA

Sep 21st 2017, 6:29 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

hertzcarsales have a no haggle price. You rent the car for 3 days for $100, then if you like it, they refund the $100. The prices are generally quite good. The paper work is mostly done online.

Forum: USA

Sep 21st 2017, 1:37 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

You could buy a year old Hyundai Accent with 4 years/18k of warranty for $10k or a year old Fiesta with 2 years/9k of warranty for the same price.

Forum: USA

Sep 20th 2017, 3:08 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

I took out my first ever car loan last year. Bought a 1 year old car (30% cheaper than new) and decided instead of paying cash, took out a 3 year car loan at 1.65% and invested the money. So far that...

Forum: USA

Sep 19th 2017, 11:35 pm

Replies: 65

Excellent credit rating, what will happen to it in the states?

Views: 5,575

Posted By mrken30

Re: Excellent credit rating, what will happen to it in the states?

If you are earning a decent salary and can prove long term employment in you area of work, you should be able to get 3% ish on a car under 5 years old. A bit higher for an older car.

Also you can...

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