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Search: Posts Made By: robin1234
Showing results 1 to 25 of 51
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Forum: USA
Mar 6th 2021, 6:36 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I only write to add my experience, the WEP people are very slow to respond. We wrote back and forth over the course of three years, they took eighteen months to reply to my last submission, where I...
Forum: USA
Jan 26th 2020, 2:46 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Yes, agreed, it’s important to try to comply. I feel that by responding to their questionnaires several times, I’ve done all I can.
Forum: USA
Jan 26th 2020, 2:03 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I’m 69, I started to receive my SS benefits at age 64, and my British State Pension at age 68. (I got a really substantial increase in the British one by deferring three years.)

Over the last...
Forum: USA
Jan 9th 2018, 7:10 am
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I'd seriously advise the book I mentioned a couple of posts back. It's available from Amazon in either UK or US. I think about £18. It really goes into all the options and explains the history of...
Forum: USA
Jan 8th 2018, 7:48 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

(Well, I do have Part B.)

The Medicare site is a good start. I feel the ultimate reference source is Medicare For Dummies. A new edition came out just a month ago. It's 432 pages long! Yes,...
Forum: USA
Jan 8th 2018, 5:56 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Because the Advantage plan has an annual out-of-pocket max (albeit high.) Traditional Medicare (if no supplement plan is taken) has a risk of limitless copayments under certain circumstances. See...
Forum: USA
Jan 8th 2018, 3:26 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Pt. A - $0 (Because I've worked the requisite number of years.)
Pt. B - Was about $105 per month, not sure if it still is ...
Advantage Plan - $0 (and this includes drug coverage.)

Why is my...
Forum: USA
Jan 8th 2018, 7:03 am
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Exactly, I'm not sure. If in a few years I choose to upgrade and get a Medicare supplement plan plus a pt. D, would my prior coverage with Advantage mean no penalty for not having a pt. D previously?
Forum: USA
Jan 7th 2018, 5:43 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Well that's certainly true. When I was choosing plans two or three years ago, I had little to go on - I wasn't then, and am not now, on any medications, so I had no real life scenarios to compare. ...
Forum: USA
Jan 7th 2018, 5:02 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Yes but that's a bit more peripheral than Pt. B. For instance, I have a Medicare Advantage plan, $0 premium. Medicare Advantage covers Pt. D, I believe you can't have a Pt.D plan if you have...
Forum: USA
Jan 7th 2018, 4:07 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Good question, I should have explained it better. You only pay a penalty if, at some time in the future, you belatedly take up Medicare Pt. B. Example; you reach age 65. You don't want to pay a...
Forum: USA
Jan 7th 2018, 6:52 am
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Exactly. I pay my Medicare Pt. B every month. Now, in my case, I spend maybe seven months a year in the UK and five months (or so) in the US. But even if I'd fully relocated to Britain, I think...
Forum: USA
Dec 31st 2017, 1:58 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Not forever, just your lifetime ;)
Forum: USA
Dec 31st 2017, 9:19 am
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Thanks for that link! I'll read it. In terms of state pension age, my pension age is 65 and I reached it on by birthday in August 2015. That's what I meant by grandfathering (maybe I used the term...
Forum: USA
Dec 30th 2017, 3:44 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I'm 67, and I haven't starting taking my British State Pension yet. I'd planned on starting to take it next year or the year after - can one continue to defer it beyond age 70? If that's the case,...
Forum: USA
Mar 12th 2017, 9:27 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I'm in that position. I'm getting my US SS but I'm still deferring my British state pension. The good people at the SS send me a form letter every few months, "are you taking your foreign pension...
Forum: USA
Feb 21st 2017, 6:25 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Ah yes, of course. For some reason I was only thinking in the opposite direction. But wouldn't the limited amount of US SS then be subject to WEP?
Forum: USA
Feb 21st 2017, 5:10 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I believe you won't get anything from the US SS, as you need a minimum of 40 credits, ten years, to qualify for SS. As for the US UK agreement, that would have helped you if you needed your UK...
Forum: USA
Jun 22nd 2016, 12:32 am
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

This is true. I assume that the person you spoke to on the phone was confused, mixed up your situation with that of a U.S. citizen who had lived abroad for several years, and does indeed have a...
Forum: USA
Apr 22nd 2016, 9:56 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I certainly think the word "windfall" in WEP is unfortunate, and borderline insulting. I don't like WEP either, my wife and I are both subject to it, in my case because of the British State Pension,...
Forum: USA
Apr 21st 2016, 12:36 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Yes, it's a good question, does the IRS share with the SS information about the taxpayers who've declared a British State Pension on their tax return?
Forum: USA
Apr 21st 2016, 12:32 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

Some government employers participate in Social Security, some don't, and have their own systems instead. For instance, state employees in Massachusetts (town, school district, county, state) don't...
Forum: USA
Feb 26th 2016, 2:51 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I'm in England now, but according to my wife, they dated the payment December 31 2015, so we have to deal with it this year. They withheld tax. They sent a 1099 I assume. We'll simply enter the...
Forum: USA
Feb 26th 2016, 1:51 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

My wife decided to begin her U.S. SS in March this year (she has only 22 yrs of significant contributions.) She had a small Massachusetts Teachers Pension account that she took as a lump sum a few...
Forum: USA
Nov 27th 2015, 12:19 pm
Replies: 1,834
Views: 537,562
Posted By robin1234

Re: UK state pension and USA social security

I'm 65 and already get my US SS, I plan to start getting my British state pension when I'm 66, that is, after deferring for one year. Do I have to approach the British authorities for the required...
Showing results 1 to 25 of 51
 
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