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Search: Posts Made By: Paul Wildy
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Forum: Canada
Jan 3rd 2009, 7:36 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

If the fund they are transferring it to IS listed as a locked-in fund then you already have the answer - the fund will be locked in. You need them to confirm that they will be transferring it to a...
Forum: Canada
Nov 18th 2008, 12:18 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

mjwalker007 is correct - it is possible to transfer a pension into a non locked-in RRSP. I did exactly that (though sadly its not worth anything like what it was when I transferred it 18 months...
Forum: Canada
Mar 19th 2008, 4:36 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

I really wouldnt worry too much about going off-topic - thats one of the main features of this forum. You are fairly new to this forum but those of us who have been on here a while have all seen many...
Forum: Canada
Mar 19th 2008, 2:10 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

Well, to be honest I didnt expect you to agree with my comments. How could you agree with them - you are trying to make a living after all.

But I still maintain that the business you are in is not...
Forum: Canada
Mar 18th 2008, 7:13 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

In fact, and I dont mean to pick on you specifically - the problem with financial advisors is that they dont really provide advice at all. What they actually do is sell things. They sell people...
Forum: Canada
Mar 18th 2008, 7:00 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

I'm not recomending BMO just so you know. They might turn out to be crap in which case I will just move the money to another provider. The only reason I mention them is that they were the only one I...
Forum: Canada
Mar 18th 2008, 3:41 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

While I dont have a problem with anyone that offers a service giving themselves a little bit of a plug on this forum in the hope of drumming up some business, I equally don't really see that much...
Forum: Canada
Mar 17th 2008, 8:15 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

The 5 year rule is imposed by the UK tax authorities. So technically if I withdrew funds within 5 years and the UK inland revenue found out then they could come after me to repay the tax exemption I...
Forum: Canada
Mar 17th 2008, 4:26 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

When I last posted this I think I was still in the process of doing the transfer. Anyway it is now complete and in an RRSP and it isnt "locked-in" - I could withdraw it whenever I wanted if I wanted...
Forum: Canada
Oct 15th 2007, 3:10 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

No, not really. i would have much preferred to do it at the beginning of the year at a rate of 2.30 which was when I first attempted to do it except that, like I say, I couldn't find a company to...
Forum: Canada
Oct 15th 2007, 2:43 pm
Replies: 152
Views: 49,383
Posted By Paul Wildy

Re: UK Pension Transfer to Canada

I am in the process of transferring a UK Stakeholder pension. I don't know if that is different to what you have.

The actual transfer seems to be fairly straightforward and doesn't take years. I...
Showing results 1 to 11 of 11


 
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