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Forum: Canada

Mar 30th 2016, 11:48 am

Replies: 33

Canada Bank Accounts

Views: 4,565

Posted By Engineer_abroad

Re: Canada Bank Accounts

But in most cases people don't think about this so the vast majority of decisions are made by the computer/centrally located credit team. I am sure that some local staff can override but this...

Forum: Canada

Mar 30th 2016, 3:07 am

Replies: 33

Canada Bank Accounts

Views: 4,565

Posted By Engineer_abroad

Re: Canada Bank Accounts

Because your risk vs opportunity profile is about more than your credit rating, for example showing them your UK credit card information would of given them an idea of the sort of money they would...

Forum: Canada

Mar 30th 2016, 2:44 am

Replies: 33

Canada Bank Accounts

Views: 4,565

Posted By Engineer_abroad

Re: Canada Bank Accounts

In modern day banking the advisor's role pretty much ends at them making a product recommendation and entering your application into a computer.

The decision, in most cases, is actually made by a...

Forum: Canada

Mar 29th 2016, 11:57 am

Replies: 33

Canada Bank Accounts

Views: 4,565

Posted By Engineer_abroad

Re: Canada Bank Accounts

Equally I got an unsecured credit card from RBC immediately on opening my account and I'm on a TWP. It all depends on your salary and the expire date is changed to match the expiry of your work...

Forum: Canada

Mar 29th 2016, 2:45 am

Replies: 33

Canada Bank Accounts

Views: 4,565

Posted By Engineer_abroad

Re: Canada Bank Accounts

You need to shop around and for info current accounts are referred to as chequing accounts in North America.

You usually pay a monthly fee depending on the type and number of services and...

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