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Forum: Canada

Jan 19th 2016, 7:59 am

Replies: 59

Banking in Canada

Views: 6,268

Posted By bc2015

Re: Banking in Canada

It's only interest if you carry a balance. And it's necessary to build credit rating in Canada and we've done pretty well out of the Airmiles rewards program (got a $750 coffee machine for Airmiles).

Forum: Canada

Jan 19th 2016, 7:52 am

Replies: 59

Banking in Canada

Views: 6,268

Posted By bc2015

Re: Banking in Canada

It means if you have a checking account with the same bank, they will place a hold on funds in the checking account to the amount of the limit on the card. If you don't have a checking account with...

Forum: Canada

Jan 19th 2016, 7:37 am

Replies: 59

Banking in Canada

Views: 6,268

Posted By bc2015

Re: Banking in Canada

My first card was with BMO and was secured. Took about 2 weeks to be processed. After a few months, I applied for an AmEx card and was approved and it wasn't secured. Of course, not many places take...

Forum: Canada

Jan 18th 2016, 9:37 am

Replies: 59

Banking in Canada

Views: 6,268

Posted By bc2015

Re: Banking in Canada

Most banks will give you a secured credit card anyway.

Don't discount credit unions either. We are with Van City (as are a lot of people I work with) and they generally come across as being pretty...

Showing results 1 to 4 of 4